What does this fine-print mean in the insurance policy?

[davidst01]

I have been rejected by a health insurance company last week due to a pre-existing condition that I declared on the form. I also gave them a medical report from the specialist. I suppose they thought I was too high risk. 

 

Now Im looking at another company. 

 

I hereby consent to <XXXX Company> to collect, use and disclose my health facts and information to the Office of Insurance Commission. for the benefit of insurance business supervision 

 

 

Does it mean that the company that rejected me would have reported my data regarding the rejection to the OIC?

thanks

 

 

[Sheryl]

Where does that clause appear? In the policy or on the application form? If it is on the application form then possibly they would. If instead it is part of the policy terms, likely not.

 

The fact that OIC is mentioned suggest you are looking at Thai insurance companies. This is usually a mistake. You can get much better insurance, better regulated and more reliable, from an internationally based expatriate policy. Often at the same cost or less.