To die (with wealth) or not to die, that is the question.

[rickudon]

I have a friend who retired to Thailand at 60, from the UK. Unfortunately he didn't have a company pension, only a personal pension (which usually totally fail to live up to their 'projected' payouts; my ex-wife paid into one for 15 years, and ended up with a pension of 650 GBP a year....). He had to draw down until his state pension kicked in, UK state pension isn't generous, and that is frozen while in Thailand. He reckons he has about 5 years left before the personal pension runs out, he is only 71.