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Posted

I have been using QR code scanning to pay for things more often for convenience and avoid carrying too much cash around more lately. I am with Bangkok Bank.

 

A few months bank I tried to pay bar tab at 3am but did not work. Had to be escorted to ATM. I thought just a glitch with app or bank system.

 

I am usually not out very late but last night went to pay my bar tab right on midnight. Did not work. Bar staff just said QR code does not work after midnight. 

 

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

 

 

  • Haha 2
Posted
  On 5/27/2024 at 9:36 AM, CanadaSam said:

I too have Bangkok Bank as well as Kasikorn.  Never had a problem paying at any time of day or night, and I do often leave a bar after midnight.  Suggest you contact your bank.

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I guess not just the bank as the cashier at the bar said QR code doesn't work after midnight so obviously has happened with a lot of other customers.

  • Agree 1
Posted

A response from Krungthai Bank:

  Quote

In the case of making money transfer transactions during the night (from 11:00 p.m. to 2:00 a.m.), this is the bank's processing time. It may affect usage, unable to complete transactions. It is recommended to leave the transaction period and enter the transaction again or avoid doing transactions during this period. However, if you encounter a problem with the transaction, what do you do? You can inform the information via the mic to check for you.

Expand  

 

  • Thanks 1
Posted
  On 5/27/2024 at 9:36 AM, CanadaSam said:

I too have Bangkok Bank as well as Kasikorn.  Never had a problem paying at any time of day or night, and I do often leave a bar after midnight.  Suggest you contact your bank.

Expand  

The statements from the banks are vague, not saying it will never work but obviously a game of luck depending on the workload.

 

Guess Krungthai at the day/night paying all government employees might fail.

Posted

I rarely find Bangkok bank QR not working at midnight, 

Kasikorn on the other hand seems to be reliably down every night at midnight, 

Posted
  On 5/28/2024 at 5:57 AM, digbeth said:

I rarely find Bangkok bank QR not working at midnight, 

Kasikorn on the other hand seems to be reliably down every night at midnight, 

Expand  

Just reread that Bangkok Bank gives very precise time frames (11:00 to 11:15, 2:30 to 3:30).

 

Posted
  On 5/28/2024 at 5:43 AM, KhunBENQ said:

11:00 p.m. - 11:15 p.m. and 2:30 a.m. - 3:30 a.m.

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It was outside these hours at 12 midnight exactly. I cant say what, if any, other banks have the same issue but, again, the cashier did say QR not work after midnight.

  • Like 1
Posted

if the shop uses POS terminal to receive the QR transfer, like when the punch in the amount and you scan, rather than that you have to punch in the amount yourself,

it could be up to the shop's bank which might be Kasikorn that don't work every midnight 

Posted
  On 5/28/2024 at 5:43 AM, KhunBENQ said:

No experience but searched for some clue in Thai language.

And indeed you are not alone.

Found two threads on pantip (forum) that describe problems with transferring money (not QR specific) between midnight and approx 2 AM.

One response from Bangkok Bank as Google translation:

Take a break :biggrin:

Expand  

Not too bad.

In my home country, the banks' computers take a break from about 5pm to about 8am. And, of course, on weekends.

I guess the computers are unionized.

Posted
  On 5/28/2024 at 4:29 AM, organicman said:

If the government turns evil, they will stop you from accessing your bank account like they did with the truckers in Canada.

Expand  

Thx for mentioning this,  I didn't know this. 

 

"Cashless" ends the fungibility of money. 

A dollar is not a dollar anymore.

They can be marked,  with all kind of restrictions. 

(Imagine dollar bills have handwritten/stamped restrictions on them:)

Some dollars - some persons'dollars, or some regions' dollars, or dollars earned at a certain time or in a certain way - may not be used after midnight. Or may not be used to buy booze, or air tickets from LA to SF (can buy only other air tickets) or discounted air tickets - the possibilities are endless. 

Price depending on the person of the buyer is already routine (Apple users pay more as they have more money). In Thailand,  it's called double pricing and unpopular with foreigners.  Cashless, you won't notice it anymore. 

 

Fortunately,  our governments would never turn evil. Canada, for example,  is one of the most democratic countries on earth (I am not being sarcastic).

 

  • Agree 1
Posted
  On 5/27/2024 at 7:39 AM, Dazinoz said:

I have been using QR code scanning to pay for things more often for convenience and avoid carrying too much cash around more lately. I am with Bangkok Bank.

 

A few months bank I tried to pay bar tab at 3am but did not work. Had to be escorted to ATM. I thought just a glitch with app or bank system.

 

I am usually not out very late but last night went to pay my bar tab right on midnight. Did not work. Bar staff just said QR code does not work after midnight. 

 

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

 

 

Expand  

It happens everyday around midnight, approimately between 11:45 pm and 00:30 am

I then pay with my debit card.

 

I asked Bangkok Bank one year ago and they answered:

 

  Quote

Referring to your email, in case you are unable to use Bualuang iBanking / Mobile Banking, we suggest you to avoid time to make a transaction since there is daily data transfer which may cause an overdue process or unable to use the services.

The daily data transfer can be divided into 4 periods as follows:
1. 11:00 p.m. - 11.15 p.m.
2. 0:00 a.m. - 0:30 a.m.
3. 2:30 a.m. - 3:30 a.m.
4. 6:00 a.m. - 6:10 a.m.

Expand  

 

  • Thumbs Up 1
Posted
  On 5/27/2024 at 7:39 AM, Dazinoz said:

I have been using QR code scanning to pay for things more often for convenience and avoid carrying too much cash around more lately. I am with Bangkok Bank.

 

A few months bank I tried to pay bar tab at 3am but did not work. Had to be escorted to ATM. I thought just a glitch with app or bank system.

 

I am usually not out very late but last night went to pay my bar tab right on midnight. Did not work. Bar staff just said QR code does not work after midnight. 

 

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

 

 

Expand  

Nope

Posted

Should always have a minimum amount of cash on hand, not less than what one expects to spend...then double it. Tech is awesome...until it isn't. Be prepared for any and all at all times.

Posted
  On 5/28/2024 at 6:34 AM, supersomchai said:

Never reply on just 1 payment method

especially abroad its just common sense ,always keep cash .

 

Expand  

I have lived here 10 years and I don't rely on 1 payment method but asking if people have had the same experience.

Posted

Never had a problem with BBL at any time of day and well after midnight to pay bar or restaurant bills. Was their system down for maintenance...

I usually get a message I forming me

Posted
  On 5/29/2024 at 5:42 PM, treetops said:

 

Yet you got "escorted to the ATM"?  Strange.

Expand  

Why is that strange? It was a bar I had not been to before and they did not know me so one of the ladies came with me. 

Posted
  On 5/29/2024 at 11:43 PM, Dazinoz said:

Why is that strange?

Expand  

 

Because you don't rely on one method according to your OP but your alternative was not immediately available to you without being frogmarched to an ATM.

  • Haha 1
Posted
  On 5/30/2024 at 4:21 AM, treetops said:

 

Because you don't rely on one method according to your OP but your alternative was not immediately available to you without being frogmarched to an ATM.

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If you were capable of thinking is an ATM not an alternative method? Good luck your life.

Posted
  On 5/30/2024 at 4:57 AM, Dazinoz said:

If you were capable of thinking is an ATM not an alternative method? Good luck your life.

Expand  

 

What?  Your alternative method wasn't available at the point of payment so not really what most reasonable people would call a decent Plan B.  You stick with it though if you think being escorted to an ATM by a staff member is a decent choice of backup.

Posted
  On 5/30/2024 at 5:13 AM, treetops said:

 

What?  Your alternative method wasn't available at the point of payment so not really what most reasonable people would call a decent Plan B.  You stick with it though if you think being escorted to an ATM by a staff member is a decent choice of backup.

Expand  

You are either not capable of thinking or a troll who gets his kicks from putting other people down. Now you join my ID 10 T quarantine list.

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