How to reduce the risk of insurance claim denials?

[global expat]

@Sheryl I have a question Shreyl. Does a company with strict full medical underwriting mean they will more likely deny claims?  

I have hypohyroidism. Company A excluded coverong anything related to hypothyroidism while company B excluded everything related to the thyroid. I did not like company b answer. So I bought a plan with company A. 

[Sheryl]

1 hour ago, global expat said:

@Sheryl I have a question Shreyl. Does a company with strict full medical underwriting mean they will more likely deny claims?  

I have hypohyroidism. Company A excluded coverong anything related to hypothyroidism while company B excluded everything related to the thyroid. I did not like company b answer. So I bought a plan with company A. 

No  having full medical underwriting does not increase likelihood of a ckaim denial.

[global expat]

On 2/20/2025 at 5:38 PM, Sheryl said:

No  having full medical underwriting does not increase likelihood of a ckaim denial.

Make sense. I did not feel it was fair for company b to exclude everything related to thyroid.  company a was nicer.  Thanks Shreyl.