Shoulda woulda coulda are the last words of a fool.
I consider myself as financial astute & am also ex-“Banker” (IT, Director level, but know nothing about banking) moved to Asia in 2007 and I had no idea that my state pension would be frozen .
I was 41 at the time so didn’t really care, don’t really care now except I’m going to have to mess around with claiming the non increase from my real pension in 8 years 😳
Oh & I once was a bank teller in Nairobi… Not kidding, lots of problems with the IT system so I had to sit at the teller desk…Great way to meet really hot chicks 😊
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