KPlus is now almost useless to me after 4 years without issues they impose this on me

[sleepy99]

Can no longer transfer more than 50k thb per day anymore, all I ever used the account was for getting money from Europe, twice a month on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous.

[sleepy99]

I sure hope there won’t be issues with inbound transfers at least, cause still have some on the way, I don’t think they impose a limit on how much is deposited to the bank account directly, but restrictions apply only for using via KPlus. I also was told you can still go in person to branch to transfer large amounts via teller, so at least that’s still an option I hope.

[scubascuba3]

Old news, keep up, go to your branch

[sleepy99]

2 minutes ago, scubascuba3 said:

Old news, keep up, go to your branch

Already did all that, correct sim + face scan issue addressed. Still got this banner and restrictions on my app.

[BarryMC]

They make you use the phone app.  The web-based (computer) site has this limit - there is no way to increase it. 

[sleepy99]

15 minutes ago, BarryMC said:

They make you use the phone app.  The web-based (computer) site has this limit - there is no way to increase it. 

This is the phone app

[municipalstroller]

12 hours ago, sleepy99 said:

Can no longer transfer more than 50k thb per day anymore, all I ever used the account was for getting money from Europe, twice a month on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous.

Is this out of the blue or has there been an ongoing, gradual introduction of similar capital controls?

 

As you say, this is so low it's not functional. It appears to be a polite way of telling you to show yourself to the door.

[ukrules]

I set my limits to 500k per day on the app and ATM withdrawal limits to 200k Baht a day

I haven't attempted to do a transfer more than 50k but used the app about an hour ago and a couple of other times this week to transfer 20 and 50k Baht - no problems.

I do have a 5 year Elite visa though, maybe that's a part of the difference.

[CallumWK]

I have used the face scan wit Kasikorn, and it works a treat. Just have to take a selfie, no blinking - look left right - smile crap like some other banks.

I didn't even had to visit the branch, as seemingly my face scan was taken when I applied for a credit card earlier this year

[PB172111]

On 7/18/2025 at 5:33 AM, sleepy99 said:

Can no longer transfer more than 50k thb per day anymore, all I ever used the account was for getting money from Europe, twice a month on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous.

The 50k is not for overseas transfers.

I transfer over 50k each month from overseas with no issues. 
 

[KhunBENQ]

Just set transfer limit to 150k.

Had to do the face scan.

First time on Kbank.

Worked perfect, easier than Bangkok Bank.

 

If still people missed the message: you have to go to the branch to setup face scan for >50k.

 

What you can close and forget is SCB. Foreigner cannot.

Moved the money. Closed accounts. A no smile thanks and bye bye from me.

[KhunBENQ]

29 minutes ago, PB172111 said:

The 50k is not for overseas transfers.

I transfer over 50k each month from overseas with no issues. 
 

Yes and it is completely unrelated.

No practical limits on incoming transfers overseas or domestic.

 

Incoming:

WISE has limits, 2 million Baht per transaction if I remember right.

For > 50k USD equiv. via SWIFT you might have to visit the branch to release the money. Not sure though.

[Lacessit]

6 minutes ago, KhunBENQ said:

Yes and it is completely unrelated.

No practical limits on incoming transfers overseas or domestic.

 

Incoming:

WISE has limits, 1.5 million Baht if I remember right.

For > 50k USD equiv. via SWIFT you might have to visit the branch to release the money. Not sure though.

Agree. I transferred 200,000 baht via WISE last week.

 

[Digitalbanana]

On 7/18/2025 at 5:33 AM, sleepy99 said:

This is utterly ridiculous.

I had a similar banner on KPlus and it went away start of this month when I did the facial register and got new bank books the previous month. Limit for transfers out (no limit in) is 2M I think. But I did one outbound transfer so far since then less than 50K and I now had to point camera phone at my face. Not sure if that is a requirement every time going forward.

[Freddy42OZ]

On 7/18/2025 at 5:37 AM, sleepy99 said:

I sure hope there won’t be issues with inbound transfers at least, cause still have some on the way, I don’t think they impose a limit on how much is deposited to the bank account directly, but restrictions apply only for using via KPlus. I also was told you can still go in person to branch to transfer large amounts via teller, so at least that’s still an option I hope.

 

Have you tried increasing the limits within the app? 

I have my daily transaction limit set to 500,000 THB

[jensmann]

Here's the point: register at your branch for face recognition. Go to K-Plus settings. Transfer Limits. Transfers per card, ATM , Pin, Fingerprint you cannot change. But in "Transfer with Face recognition" you can change the limit higher then 50,000.

It's absolutely positive for your safety.

BINGO

Btw. you got a RTFM Problem...

[cmjc]

Side-step all the NWO digital gulag nonsense and get your home country solicitor to deposit the funds into your account for you.

 

They will know the work-arounds.

 

That is providing you've found one you can trust :)

[pdebuck456]

Sitting together with an aquaintance who last week went in to update all the needed info at the Kbank branch, as per the pop-up he was receiving in his app, asking him to go and do so.

 

Simcard in his name (with last passport number on the Dtac system), passport, and at the Kasikorn bank they did the full update, scanned face with their tablet etc.

 

Day after he noticed all his limits were severely reduced, before the update he had 250,000 Baht total daily limit, 50,000 Baht daily atm cash withdrawal and a max of 50,000 Baht per time transfer.

It was because the 50K Baht per transfer limit that he went in thinking that after the face scan update he could bring that limit higher (up to the 250K Baht total daily limit), als his rent is 63K Baht and he had to split it everytime in a 50K and a 13 K transfer.

 

Immediately after they did all those updates his cash withdrawal is now limited to 20K Baht, his total transactions through K plus is limited to 50K Baht daily, so now he has to split his 63K rental over two days, instead of just two transfers right after each other.

 

Also his ATM spending limit (paying at a terminal in a shop) is now limited to 20K Baht (found out after wanting to pay his new laptop).

 

Basically limiting his account to being pretty darned useless...

 

He kindly allowed me to take some pictures of what actually pops up in his K plus app (can't make screenshots), the accountnr. is sufficiently annomized anyway.

 

Below the system saying that indeed the face scan thingy is verified with the bank:

 

Below where he wants to change the 50,000 daily limit to 100,000, it will then in red say the max is 50,000 Baht.

Following the advice and doing the search on their website only explains that you should be able to bring it up to 5 million in the exact same way he is trying to do per the below screenshot!

 

When he wants to change the spending limit of the ATM higher, it says he should be able to increase to a max of 500,000 Baht.

 

However, with any value over 20,000 he gets below error pop-up.

 

 

So he went last friday to the bank (where I was trying to open an account, without success) where they assisted him with calling to the K-Contact center, where they informed him that those are the new rules for accounts held by foreigners.

They are not yet applied to all accounts, but when you go into the bank to update whatever information (do the face scan, update sim card ownership, ...) the system will automatically apply the new, unchangeable limits.

 

Apparently this automatic changing of limits was started only very recently (as in only a few days/weeks).

 

So what the OP writes is totally correct, all the other posters stating that they can change limits might be correct for the timebeing, but in the near future all foreign held accounts will be getting the reduced limits applied as well.

 

Utterly ridiculeous, along with the fact that apparently they now only allow new (close to useless) accounts to be opened when holding at least a Non imigrant B visa along with workpermit.

Non-O, with all upporting documents such as certiicate of residence from immigration is just flat out refused (not just KAsikorn, every bank).

According to staff this a government order, which came together with the very same max. limits, and not just bank policy...

 

 

[pdebuck456]

4 hours ago, jensmann said:

Here's the point: register at your branch for face recognition. Go to K-Plus settings. Transfer Limits. Transfers per card, ATM , Pin, Fingerprint you cannot change. But in "Transfer with Face recognition" you can change the limit higher then 50,000.

It's absolutely positive for your safety.

BINGO

Btw. you got a RTFM Problem...

 

Read above, not true!

[PB172111]

6 hours ago, KhunBENQ said:

Yes and it is completely unrelated.

No practical limits on incoming transfers overseas or domestic.

 

Incoming:

WISE has limits, 2 million Baht per transaction if I remember right.

For > 50k USD equiv. via SWIFT you might have to visit the branch to release the money. Not sure though.

It is related if you read the op post 

[JohnnyBD]

28 minutes ago, pdebuck456 said:

Sitting together with an aquaintance who last week went in to update all the needed info at the Kbank branch, as per the pop-up he was receiving in his app, asking him to go and do so.

 

Simcard in his name (with last passport number on the Dtac system), passport, and at the Kasikorn bank they did the full update, scanned face with their tablet etc.

 

Day after he noticed all his limits were severely reduced, before the update he had 250,000 Baht total daily limit, 50,000 Baht daily atm cash withdrawal and a max of 50,000 Baht per time transfer.

It was because the 50K Baht per transfer limit that he went in thinking that after the face scan update he could bring that limit higher (up to the 250K Baht total daily limit), als his rent is 63K Baht and he had to split it everytime in a 50K and a 13 K transfer.

 

Immediately after they did all those updates his cash withdrawal is now limited to 20K Baht, his total transactions through K plus is limited to 50K Baht daily, so now he has to split his 63K rental over two days, instead of just two transfers right after each other.

 

Also his ATM spending limit (paying at a terminal in a shop) is now limited to 20K Baht (found out after wanting to pay his new laptop).

 

Basically limiting his account to being pretty darned useless...

 

He kindly allowed me to take some pictures of what actually pops up in his K plus app (can't make screenshots), the accountnr. is sufficiently annomized anyway.

 

Below the system saying that indeed the face scan thingy is verified with the bank:

 

Below where he wants to change the 50,000 daily limit to 100,000, it will then in red say the max is 50,000 Baht.

Following the advice and doing the search on their website only explains that you should be able to bring it up to 5 million in the exact same way he is trying to do per the below screenshot!

 

When he wants to change the spending limit of the ATM higher, it says he should be able to increase to a max of 500,000 Baht.

 

However, with any value over 20,000 he gets below error pop-up.

 

 

So he went last friday to the bank (where I was trying to open an account, without success) where they assisted him with calling to the K-Contact center, where they informed him that those are the new rules for accounts held by foreigners.

They are not yet applied to all accounts, but when you go into the bank to update whatever information (do the face scan, update sim card ownership, ...) the system will automatically apply the new, unchangeable limits.

 

Apparently this automatic changing of limits was started only very recently (as in only a few days/weeks).

 

So what the OP writes is totally correct, all the other posters stating that they can change limits might be correct for the timebeing, but in the near future all foreign held accounts will be getting the reduced limits applied as well.

 

Utterly ridiculeous, along with the fact that apparently they now only allow new (close to useless) accounts to be opened when holding at least a Non imigrant B visa along with workpermit.

Non-O, with all upporting documents such as certiicate of residence from immigration is just flat out refused (not just KAsikorn, every bank).

According to staff this a government order, which came together with the very same max. limits, and not just bank policy...

I wonder if all the Thai banks will be required to do the same.

 

My Thai wife recently changed her Kasikorn limit, and made a 1MM Baht xfer to SCB, so it may be only foreign accts.

 

I changed my Bangkok Bank & UOB xfer limits up to 2MM recently to make some xfers, so they haven't restricted me yet.

[pdebuck456]

8 minutes ago, JohnnyBD said:

Must be a limit for foreigners only with Kasikorn.

My wife recently changed her Kasikorn limit, and made a 1MM Baht xfer to SCB.

 

I was able to change my Bangkok Bank & UOB xfer limits up to 2MM recently, so they haven't started restricting me yet.

Not sure what you call recently, but according to Kasikorn recently is beginning last week.

Everything done before is on the old limits.

And indeed only for foreigners (thanks Chinese scammers)

 

Also, for now only on accounts where you go into the bank branch to update your info.. 

Majority of Kasikorns account still can do all the limit changes, only those who did updates such face scan registration (since last week) get hammered with the new limits...

[JohnnyBD]

6 minutes ago, pdebuck456 said:

Not sure what you call recently, but according to Kasikorn recently is beginning last week.

Everything done before is on the old limits.

And indeed only for foreigners (thanks Chinese scammers)

 

Also, for now only on accounts where you go into the bank branch to update your info.. 

Majority of Kasikorns account still can do all the limit changes, only those who did updates such face scan registration (since last week) get hammered with the new limits...

Thanks for the info. I wonder if all the banks will be doing the same.

[municipalstroller]

56 minutes ago, pdebuck456 said:

Not sure what you call recently, but according to Kasikorn recently is beginning last week.

Everything done before is on the old limits.

And indeed only for foreigners (thanks Chinese scammers)

I would think this is related to Chinese nationals and the ongoing collapse in real estate there, to debt levels in the region and to the new reality in international trade relations.

 

Last week, I noticed an interesting thread on r/thailand about a landlord with exposure to China who has run up extensive debts and is now facing collection:

 

"Few years ago she announced that she might sell the house and that she will let us know when. Then she said that we can stay that she decided not tp sell. But then 2 years ago we got a mail from a court case that basically says that she owns like 180 million baht in just one case, there were more cases.

 

Today some people came to take photos of the outside of the house. So it seems to me that the bank wants to seize the house."

https://reddit.com/r/Thailand/comments/1m219sy/landlord_owns_money_to_the_bank_talking_about/

 

These are the most debilitating capital controls I've seen anywhere so far.

 

What's most revealing is that the funds being frozen aren't limited to those with outstanding debts and foreign passports, everyone is being caught in the dragnet. As a policy approach that's unlikely to change, making the country a high risk for anyone with any assets whatsoever. Thanks to all who shared their experiences, it's very valuable information.

[VocalNeal]

7 hours ago, KhunBENQ said:

What you can close and forget is SCB. Foreigner cannot.

 

I'm with SCB. Foreigner cannot what?

[sleepy99]

2 hours ago, pdebuck456 said:

Sitting together with an aquaintance who last week went in to update all the needed info at the Kbank branch, as per the pop-up he was receiving in his app, asking him to go and do so.

 

Simcard in his name (with last passport number on the Dtac system), passport, and at the Kasikorn bank they did the full update, scanned face with their tablet etc.

 

Day after he noticed all his limits were severely reduced, before the update he had 250,000 Baht total daily limit, 50,000 Baht daily atm cash withdrawal and a max of 50,000 Baht per time transfer.

It was because the 50K Baht per transfer limit that he went in thinking that after the face scan update he could bring that limit higher (up to the 250K Baht total daily limit), als his rent is 63K Baht and he had to split it everytime in a 50K and a 13 K transfer.

 

Immediately after they did all those updates his cash withdrawal is now limited to 20K Baht, his total transactions through K plus is limited to 50K Baht daily, so now he has to split his 63K rental over two days, instead of just two transfers right after each other.

 

Also his ATM spending limit (paying at a terminal in a shop) is now limited to 20K Baht (found out after wanting to pay his new laptop).

 

Basically limiting his account to being pretty darned useless...

 

He kindly allowed me to take some pictures of what actually pops up in his K plus app (can't make screenshots), the accountnr. is sufficiently annomized anyway.

 

Below the system saying that indeed the face scan thingy is verified with the bank:

 

Below where he wants to change the 50,000 daily limit to 100,000, it will then in red say the max is 50,000 Baht.

Following the advice and doing the search on their website only explains that you should be able to bring it up to 5 million in the exact same way he is trying to do per the below screenshot!

 

When he wants to change the spending limit of the ATM higher, it says he should be able to increase to a max of 500,000 Baht.

 

However, with any value over 20,000 he gets below error pop-up.

 

 

So he went last friday to the bank (where I was trying to open an account, without success) where they assisted him with calling to the K-Contact center, where they informed him that those are the new rules for accounts held by foreigners.

They are not yet applied to all accounts, but when you go into the bank to update whatever information (do the face scan, update sim card ownership, ...) the system will automatically apply the new, unchangeable limits.

 

Apparently this automatic changing of limits was started only very recently (as in only a few days/weeks).

 

So what the OP writes is totally correct, all the other posters stating that they can change limits might be correct for the timebeing, but in the near future all foreign held accounts will be getting the reduced limits applied as well.

 

Utterly ridiculeous, along with the fact that apparently they now only allow new (close to useless) accounts to be opened when holding at least a Non imigrant B visa along with workpermit.

Non-O, with all upporting documents such as certiicate of residence from immigration is just flat out refused (not just KAsikorn, every bank).

According to staff this a government order, which came together with the very same max. limits, and not just bank policy...

 

 

Thanks for sharing!!!

 

finally someone gets it, that it doesn’t matter if you already did all that simcard+face scan

 

my app say I am all good in terms of scan, yet after all the fact still got 50k thb daily limit slapped on my account.

 

I don’t know if or when this might extend to other Thai banks, but for KBank I’ll just keep using them for Wise cause they are instant, but then gradually move funds over a few days to store the money in my Thai banks like SCB and TTB and KTB and BBL where I dont have such limit, all these still allow me 2mil daily max.

 

now let’s hope Kbank won’t mess it up further and start messing with inbound limits too, I guess at least not for now.

[scubascuba3]

The only effect on me is when buying a motorbike I'll need to use two bank accounts to pay, not sure what people will do when buying something more expensive like a car

[municipalstroller]

When China introduced similar controls, one of the measures was a requirement that each individual hold one single personal account.

 

Perhaps worth a mention in case that's added to the Thai system.

[Lorry]

8 hours ago, pdebuck456 said:

And indeed only for foreigners (thanks Chinese scammers)

The Chinese scammers use Thai bank accounts. 

If a thai is kidnapped to work as a slave in the scam industry,  first thing they will take his picture to open a bank account. 

[KhunBENQ]

13 hours ago, VocalNeal said:

 

I'm with SCB. Foreigner cannot what?

Setup facial scan.

That's what they published and what I got at the branch.