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KPlus is now almost useless to me after 4 years without issues they impose this on me

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2 hours ago, TigerandDog said:

ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they will reset your limits. I'm with ttb and all my prior preset limits were overridden and replaced with this ridiculous BOT decision which they claim is to stop scammers and money launderers. What a load of crap. Very poorly thought out decision with ZERO thought to possible negative possibilities, and I can use my experience as a perfect example. This came into effect on 8th July.  On 7th July I had a heart attack, was transferred from the district hospital to a specialist hospital in Chiang Mai, and keep in mind I have sufficient health insurance and the hospital had the health insurance details, viz policy # etc.. On 8th I had an angiogram and it was ascertained that I required 3 stents. The hospital would not allow the process to go ahead until a deposit of THB400k was paid. The hospital admin staff couldn't care less about the BOT restrictions, they insisted on the deposit being paid first. 30 minutes after the angiogram I went into cardiac arrest and luckily was revived, but the procedure for the stents now became an emergency situation. The hospital admin still refused to allow the emergency procedure to go ahead until the deposit was paid.  My wife then had to franticly make numerous phone calls to borrow the 400k from family and friends so the emergency procedure could go ahead. They claim that you can do transactions in excess of 50k at an ATM, but obviously that's impossible when you're flat on your back in a hospital; bed fighting for your life.

So it seems once I'm able to physically get to the bank, in person, hopefully I can have MY original transaction limits reinstated.

 

This BOT decision is just another example of the inability of Thais to plan and take all possibilities into account before implementing such idiotic schemes

All the best, and also thanks for your update re the banking stuff.

 

For what it's worth, i have had 2 stents placed, and the recovery after having them placed has been rather extreme.

Before the procedure was being a bit short of breath and stuff, after them I felt almost 10 years younger (well, in some ways anyway 😇 ).

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  • scubascuba3
    scubascuba3

    Old news, keep up, go to your branch

  • TigerandDog
    TigerandDog

    ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they

  • pdebuck456
    pdebuck456

    Sitting together with an aquaintance who last week went in to update all the needed info at the Kbank branch, as per the pop-up he was receiving in his app, asking him to go and do so.   Sim

Posted Images

2 hours ago, jwest10 said:

Good luck to those that who have that much funds to transfer each month and just saying!!!

That is baht I am transferring 😎

1 minute ago, PB172111 said:

That is baht I am transferring 😎

Bet you wished it was € or £ 😅

On 7/20/2025 at 9:11 AM, Digitalbanana said:

I had a similar banner on KPlus and it went away start of this month when I did the facial register and got new bank books the previous month. Limit for transfers out (no limit in) is 2M I think. But I did one outbound transfer so far since then less than 50K and I now had to point camera phone at my face. Not sure if that is a requirement every time going forward.

Hope not! Ive had a Terrible experience taking selfies with my Krungsri app!

All these 50k limit makes me wonder should I open account with all the banks to total up more. 😪

3 hours ago, TigerandDog said:

ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they will reset your limits. I'm with ttb and all my prior preset limits were overridden and replaced with this ridiculous BOT decision which they claim is to stop scammers and money launderers. What a load of crap. Very poorly thought out decision with ZERO thought to possible negative possibilities, and I can use my experience as a perfect example. This came into effect on 8th July.  On 7th July I had a heart attack, was transferred from the district hospital to a specialist hospital in Chiang Mai, and keep in mind I have sufficient health insurance and the hospital had the health insurance details, viz policy # etc.. On 8th I had an angiogram and it was ascertained that I required 3 stents. The hospital would not allow the process to go ahead until a deposit of THB400k was paid. The hospital admin staff couldn't care less about the BOT restrictions, they insisted on the deposit being paid first. 30 minutes after the angiogram I went into cardiac arrest and luckily was revived, but the procedure for the stents now became an emergency situation. The hospital admin still refused to allow the emergency procedure to go ahead until the deposit was paid.  My wife then had to franticly make numerous phone calls to borrow the 400k from family and friends so the emergency procedure could go ahead. They claim that you can do transactions in excess of 50k at an ATM, but obviously that's impossible when you're flat on your back in a hospital; bed fighting for your life.

So it seems once I'm able to physically get to the bank, in person, hopefully I can have MY original transaction limits reinstated.

 

This BOT decision is just another example of the inability of Thais to plan and take all possibilities into account before implementing such idiotic schemes

I hadn't thought of that, I'm screwed if I need to transfer money in a medical emergency. 

 

Edit: just tried my Krungsri account and changed the transfer amount to 400k 👍

On 7/18/2025 at 8:41 PM, municipalstroller said:

Is this out of the blue or has there been an ongoing, gradual introduction of similar capital controls?

 

As you say, this is so low it's not functional. It appears to be a polite way of telling you to show yourself to the door.

I'm with Bangkok Bank

 Always been a daily limit of 50,000. No limit on transfers in from overseas. I just transfer on two separate days to my wife.

3 hours ago, municipalstroller said:

A few more reports from reddit:

 

"Recently Kasikorn blocked me from using the App. If I wasn't with my girlfriend at that time, I would have been stranded with no way to pay for anything. And why did they do this? Just to force me to come in and check if my documents/Visa is still valid. Which, for some reason, took an hour to do.

Today I've been blocked again, just a few days later, because apparently now they also want a face-scan."

 

"even if u have everything perfect like me you can still have problems with kasikorn i have everything set up face scan, correct visa etc but face scan doesn't work at all and obviously the staff have no clue how to fix it so now i have a bank that allow me to maximun pay 50k a day with a limit for transaction at 20k basically is useless for me while with SCB the system keep detect that my name on sim card and bank account are not the same and again everything is correct"

 

"I am at scb with all legit visa and paperwork, never received a message and was blocked last week"

 

r/Bangkok/comments/1m5bma8/kasikorn_mismanagement/

 

It sounds like an ongoing liquidity crunch in the banking/FI sector, temporarily mitigated by the use of controls and arbitrary account freezes. It's too disproportionate to be justified by fraudulent activities. That raises the question of what could be causing an event like that.

 

I see a number of posters in that thread advising multiple account openings. Again, I'd caution against relying on that except as a very short-term solution.

 

I would expect platforms like Wise and Revolut to be required to comply with the national laws and regulations.

 

I just talked to Kbank.

A bit reluctantly,  she said:

 

These are new government regulations, since July 2,  if and when the other banks follow through,  she doesn't know. 

They mostly affect Thais, as well.

 

Kbank reduces all those limits first for new customers,  and for customers who for example change their phone number, or similar situations.  Old customers,  who don't change anything,  no change for the time being. 

 

The endgame is:

ATM daily limit 20,000.

Transfers daily limit 49,999. Face scan or not.

Pay by QR code, no limit.

 

I am glad I have very little money in Thai banks. 

And I will reduce it even more.

I repeatedly asked her, if I have 300,000 in my account and want to access it all, I will need a week or so? "Yes, but you can go to the branch"

 

 

 

15 minutes ago, Lorry said:

 

I just talked to Kbank.

A bit reluctantly,  she said:

 

These are new government regulations, since July 2,  if and when the other banks follow through,  she doesn't know. 

They mostly affect Thais, as well.

 

Kbank reduces all those limits first for new customers,  and for customers who for example change their phone number, or similar situations.  Old customers,  who don't change anything,  no change for the time being. 

 

The endgame is:

ATM daily limit 20,000.

Transfers daily limit 49,999. Face scan or not.

Pay by QR code, no limit.

 

I am glad I have very little money in Thai banks. 

And I will reduce it even more.

I repeatedly asked her, if I have 300,000 in my account and want to access it all, I will need a week or so? "Yes, but you can go to the branch"

 

 

 

Not sure on the QR payments?

Seem to be limited at 5000 Baht on foreign held Kbank accounts.

 

Wouldn't be logical either as the security level is exactly the same for QR payments (scan by app) and transfers using the very same app.

 

In person transaction in the bank hold no limits, but for a lot of them there are fees.

4 minutes ago, pdebuck456 said:

In person transaction in the bank hold no limits, but for a lot of them there are fees.

 

Do you also smell that old rat, from before there was internet banking and bank apps, roaring its ugly head again?

6 hours ago, TigerandDog said:

ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they will reset your limits.

 

I reset my transaction limit with Kasikorn, after they activated the facial recognition, by myself on the app, and made a transaction already for which facial recognition was required.

The facial recognition with Kbank also works a charm, similar to Krungsri, where only a selfie is required.

 

Other banks that require each time to smile - look left/right, blink your eyes slowly and other BS, I have emptied or nearly emptied my accounts.

On 7/20/2025 at 9:47 AM, Freddy42OZ said:

 

Have you tried increasing the limits within the app? 

I have my daily transaction limit set to 500,000 THB


When you set it that high aren’t you risking it a little, something goes wrong or a scammer, they’ll clear you out

54 minutes ago, Lorry said:

 

I just talked to Kbank.

A bit reluctantly,  she said:

 

These are new government regulations, since July 2,  if and when the other banks follow through,  she doesn't know. 

They mostly affect Thais, as well.

 

Kbank reduces all those limits first for new customers,  and for customers who for example change their phone number, or similar situations.  Old customers,  who don't change anything,  no change for the time being. 

 

The endgame is:

ATM daily limit 20,000.

Transfers daily limit 49,999. Face scan or not.

Pay by QR code, no limit.

 

I am glad I have very little money in Thai banks. 

And I will reduce it even more.

I repeatedly asked her, if I have 300,000 in my account and want to access it all, I will need a week or so? "Yes, but you can go to the branch"

 

 

 

 

KBank has gone from being very convenient to a right royal PITA.

 

And it's also Thais who being affected - I have Thai nationality and K-Bank will not now let me use the app to transfer money from Thailand to an account I have in my name overseas. Their new T&C specifically state "If you have Thai nationality you are unable to transfer money to your own account overseas". It is possible to do at the branch, but that can involve an hour or more of queue time and they also want supporting documents for purpose of transfer.

 

Tried to send some money last week (a paltry 40K) to my daughter's account overseas - also couldn't do. Asked call centre what was the problem and was told I needed to email evidence to the overseas transfer department to show she was my daughter! FFS. 

 

Happily UOB app allowed me to send the funds to my own account without question or delay: ironic, because last year I wanted to send a million plus and UOB app wouldn't let me do it (or any amount), whereas KBank was done and dusted in 5 mins.

 

 

I don't have this issue yet with kbank. I did ask them though and they said people with 50k limit can just do back to back 50k transfers to move more?

Does this not work? 

1 hour ago, Lorry said:

I am glad I have very little money in Thai banks. 

And I will reduce it even more.

I repeatedly asked her, if I have 300,000 in my account and want to access it all, I will need a week or so? "Yes, but you can go to the branch"

Yes, I would think that explains the media blackout others have referred to as it's the only logical response.

 

A very helpful update, and if that's the information being made available to public-facing staff, it must be somewhat chaotic behind the scenes.

1 hour ago, BKKBike09 said:

And it's also Thais who being affected -

Yes, I know affected Thais,  too.

11 hours ago, CallumWK said:

 

I reset my transaction limit with Kasikorn, after they activated the facial recognition, by myself on the app, and made a transaction already for which facial recognition was required.

The facial recognition with Kbank also works a charm, similar to Krungsri, where only a selfie is required.

 

Other banks that require each time to smile - look left/right, blink your eyes slowly and other BS, I have emptied or nearly emptied my accounts.

this 50k daily transaction limit has NOTHING to do with facial recognition. I also had preset daily limits and they were overridden by this NEW ridiculous BOT requirement which came into effect on July 8. To reset YOUR daily limits you need to visit yur branch in person, access to setting those limits via the app is currently blocked by the relevant bank.

17 hours ago, david555 said:

The Bank of Thailand has slapped a daily transaction limit of THB50k on ALL bank accounts

 

That start me getting worried about Thailand economic/financial situation .....🤔  A warning sign !

The BOT justifies this action by saying it is to prevent scamming and money laundering. It won't work because scammers and money launderers will always find an altenative way to operate.

14 hours ago, scubascuba3 said:

I hadn't thought of that, I'm screwed if I need to transfer money in a medical emergency. 

 

Edit: just tried my Krungsri account and changed the transfer amount to 400k 👍

I'm surprised you were able to change your limits after July 7 as both my ttb and krunthai banks have blocked access to that in the settings. After speaking with both banks the ONLY way I can have my previously preset limits reinstated is to visit the branch in person and have the branch staff do it.

3 minutes ago, TigerandDog said:

this 50k daily transaction limit has NOTHING to do with facial recognition. I also had preset daily limits and they were overridden by this NEW ridiculous BOT requirement which came into effect on July 8. To reset YOUR daily limits you need to visit yur branch in person, access to setting those limits via the app is currently blocked by the relevant bank.

 

On July 2, that is when the facial recognition was active already, I transferred 800.000 Baht to another bank, using the Kbank app

I had to take a selfie for the transfer to go through.

I never visited my branch

1 minute ago, CallumWK said:

 

On July 2, that is when the facial recognition was active already, I transferred 800.000 Baht to another bank, using the Kbank app

I had to take a selfie for the transfer to go through.

I never visited my branch

of course you were able to do that on July 2, the 50k daily limits didn't come into effect until July 8th. Did you read that part of my reply or not? It would seem not.

17 hours ago, jwest10 said:

I hope your health is much better now, and yes you were lucky you had family to help out and yes one wonders and we provide funds for houses and land and would hope the same would happen as collateral  on this and then there is an issue of a long- standing loan!!!

and here's the other dumb side effect of the BOT decision. Because of the daily limit set by BOT I can't repay the loan in one funds transfer, it will have to be done on a daily basis of THB49,999.00 until repaid, which will also mean that I won't be able to do any other funds transfers that become necessary.

The BOT thinks this ridiculous action will stop scamming and money laundering. Nope, all it will do, as has already been proven is that it will greatly inconvenience ALL foreigners that hold Thai bank accounts.

I just changed my BBL transfer limit to 200k using the app with Face scan. I wonder BBL will limit to 50k soon.

56 minutes ago, TigerandDog said:

The BOT justifies this action by saying it is to prevent scamming and money laundering. It won't work because scammers and money launderers will always find an altenative way to operate.

It is anyway a welcome useful excuse for the BOT. to handle those limits in their favor🤭

1 hour ago, TigerandDog said:

this 50k daily transaction limit has NOTHING to do with facial recognition. I also had preset daily limits and they were overridden by this NEW ridiculous BOT requirement which came into effect on July 8. To reset YOUR daily limits you need to visit yur branch in person, access to setting those limits via the app is currently blocked by the relevant bank.

 

Then how was I able to transfer 800K in one go if the limit is 50K?

 

And the facial recognition is for amouns over 50K, and I reset my limits

My daily limit is set at 5000.000 baht

My per transaction limit is set to 50K, more than that need face scan

I’m with K bank I use Wise to transfer monies wise state that I can transfer the equivalent of up to 2 million baht per day to my K bank with other banks it’s less I’ve had no issues sending well over 50 k maybe go chat with the bank manager I use very little cast all my transactions are done on my mobile K+

1 hour ago, CallumWK said:

 

Then how was I able to transfer 800K in one go if the limit is 50K?

 

And the facial recognition is for amouns over 50K, and I reset my limits

Transfer IN or OUT  ? as i had also no problem to transfer IN in 1 stroke  1 july to my Kasikorn acc. 23000 Euro (  800+ K. )

34 minutes ago, david555 said:

Transfer IN or OUT  ? as i had also no problem to transfer IN in 1 stroke  1 july to my Kasikorn acc. 23000 Euro (  800+ K. )

 

No idea what transfer in is, as there is no such setting, and t your Kbank account is unlimited.

 

This are my limits in the app right now, and on July 2 I transferred 800K from my Kasikorn account to CIMB. I was required to do a selfie becauze it was over 50K

 

My daily limit is set at 5000.000 baht

My "face per transaction" limit is set to 50K, more than that need face scan

41 minutes ago, crazykopite said:

I’m with K bank I use Wise to transfer monies wise state that I can transfer the equivalent of up to 2 million baht per day to my K bank with other banks it’s less I’ve had no issues sending well over 50 k maybe go chat with the bank manager I use very little cast all my transactions are done on my mobile K+

 

That is a Wise restriction, nothing to do with the Thai banks

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