Or did I encounter another hairsplitting IO who made up his own rules.

For privacy reasons I will keep info limited, but this did I experience during my yearly application for a retirement extension.

My extension expires in March, but I usually apply mid February, and so did I this year.

For the past 10 years or so I always used an account from the same bank, let's call it bank A, for the extension. Since that account pays little interest, I withdraw most of it mid 2025.

Since I have several accounts with other banks, I didn't think much about, and this year I decided to use an account from another bank. Let's call it bank B

The account in bank B was opened in 2021, and has never ever had a balance below 800K. So when I went for my extension I had the statement from the bank, and copies of every page of the bank book since i opened it in 2021.

The IO immediately noticed I changed bank, so it must be in the stamp, so the discussion started.

Since in the bankbook of bank B there was no transaction listed on the exact date that I applied for my extension last year, although balance on the previous and next transaction listed was way over 800K, it was obvious that the money was in the account all the time.

So he demanded that bank B would issue a statement of the balance on the date I applied for my extension last year. I told him he could see from the copies that the balance never had been below 800K since 2021, and showed him the bankbook as well, but he was not satisfied.

Either I had to get a statement, or the bankbook from bank A, which would show the balance mid February last year.

By coincidence I had that book from bank A in the car, so I could show him.

Then the next argument started. About 2 weeks after my previous extension was approved, I had withdrawn 600K from that account, but the balance after withdraw was still over 800K. So he asked where that money went. Hello, can I not withdraw money as long as the balance remains sufficient?????

So I pointed out the balance to him, and he accepted, but still didn't give up.

Luckily the balance in bank A only went below 800K more than 4 months after my previous extension was approved, but still he wasn't satisfied. He went with all the documents to the IO who seems to be in charge of that department, and he just had a quick glance over it, and nodded that it was OK.

So my question is, did I make a mistake, or is this another example of how much they like us here?

3 minutes ago, CallumWK said:

Since that account pays little interest, I withdraw most of it mid 2025.

Must you not keep at least 400k for 7 months of the year?

Just now, wil iam not said:

Must you not keep at least 400k for 7 months of the year?

6 minutes ago, CallumWK said:

The account in bank B was opened in 2021, and has never ever had a balance below 800K.

37 minutes ago, wil iam not said:

Must you not keep at least 400k for 7 months of the year?

Cold whoever put the Laughing emoji on this please explain to me what can be considered funny about my question.

Long winded OP re changing banks for annual extension.

Covered often.

Basically best plan is to change banks after the 3 month 800k after extension granted. Then change to new account..

Provide 12 month bank statements for both accounts + bank letter + update for both accounts.

You may have had confused io.

Tip: give thread title re the question.

3 minutes ago, DrJack54 said:

Long winded OP re changing banks for annual extension.

Covered often.

Basically best plan is to change banks after the 3 month 800k after extension granted. Then change to new account..

Provide 12 month bank statements for both accounts + bank letter + update for both accounts.

You may have had confused io.

Tip: give thread title re the question.

I actually didn't change bank, I just decided to use a different bank, which have had the necessary funds for the past 5 years, and had copies of every single page of the book.

Isn't that allowed then?

Also since this is an extension based on retirement, I thought 3 month statements are sufficient.

1 minute ago, CallumWK said:

I actually didn't change bank, I just decided to use a different bank, which have had the necessary funds for the past 5 years, and had copies of every single page of the book.

Isn't that allowed then?

For the account you used for previous extension maintain the 800k for 3 months after extension granted.

So for next extension provide what I outlined....

12 month bank statement for both accounts.

That shows 800k maintained in "old account" For 3 months after previous extension along with "new account" (Switch) showing 400k min then back up to 800k 2 months prior to next extension.

Seems your balance in new account is already 800k.

The io was confused.

25 minutes ago, CallumWK said:

Also since this is an extension based on retirement, I thought 3 month statements are sufficient.

Your covering a 12 month period, after the extension is granted, then 3 months @ 800, then 7 @ 400, back to 2 months @ 800, so a 12 month statement is required as evidence you complied for the relevant 12 month period.

1 minute ago, Liquorice said:

Your covering a 12 month period, after the extension is granted, then 3 months @ 800, then 7 @ 400, back to 2 months @ 800, so a 12 month statement is required as evidence you complied for the relevant 12 month period.

For extensions based on retirement, and money in the bank, never 12 month statements have been required.

The 800K has been in the account for the whole 12 months, actually for the whole 63 months, only in a different account as i used previously.

So i don't really understand what the issue is.

5 minutes ago, CallumWK said:

For extensions based on retirement, and money in the bank, never 12 month statements have been required.

So how do you prove you complied with the financial requirements since your last extension was issued?
If not a 12 month statement, an updated passbook covering the 12 month period?

1 hour ago, CallumWK said:

The IO immediately noticed I changed bank, so it must be in the stamp, so the discussion started.

It's on his screen, in your file.

Providing you supplied two overlapping accounts as evidence you met the requirements, that should have been sufficient, but I'm in agreement with @DrJack54 you probably just confused the IO. That's not difficult.

1 minute ago, Liquorice said:

So how do you prove you complied with the financial requirements since your last extension was issued?
If not a 12 month statement, an updated passbook covering the 12 month period?

My previous extension bank provided a statement for the last 3 months, and i provided copies of the last 12 months of the bank book.

IO then just marked the balance 12 months ago on the copies provided

4 minutes ago, Liquorice said:

Providing you supplied two overlapping accounts as evidence you met the requirements, that should have been sufficient, but I'm in agreement with @DrJack54 you probably just confused the IO. That's not difficult.

I only showed the statement of the current bank, and a copy of all transaction since 2021. I never mentioned, or showed anything, regarding the bank i used previously.

It's on his screen, in your file.

IO doesn't have a PC in front of him, so he can not see anything on his screen. He only sees the documents provided

2 hours ago, CallumWK said:

Or did I encounter another hairsplitting IO who made up his own rules.

For privacy reasons I will keep info limited, but this did I experience during my yearly application for a retirement extension.

My extension expires in March, but I usually apply mid February, and so did I this year.

For the past 10 years or so I always used an account from the same bank, let's call it bank A, for the extension. Since that account pays little interest, I withdraw most of it mid 2025.

Since I have several accounts with other banks, I didn't think much about, and this year I decided to use an account from another bank. Let's call it bank B

The account in bank B was opened in 2021, and has never ever had a balance below 800K. So when I went for my extension I had the statement from the bank, and copies of every page of the bank book since i opened it in 2021.

The IO immediately noticed I changed bank, so it must be in the stamp, so the discussion started.

Since in the bankbook of bank B there was no transaction listed on the exact date that I applied for my extension last year, although balance on the previous and next transaction listed was way over 800K, it was obvious that the money was in the account all the time.

So he demanded that bank B would issue a statement of the balance on the date I applied for my extension last year. I told him he could see from the copies that the balance never had been below 800K since 2021, and showed him the bankbook as well, but he was not satisfied.

Either I had to get a statement, or the bankbook from bank A, which would show the balance mid February last year.

By coincidence I had that book from bank A in the car, so I could show him.

Then the next argument started. About 2 weeks after my previous extension was approved, I had withdrawn 600K from that account, but the balance after withdraw was still over 800K. So he asked where that money went. Hello, can I not withdraw money as long as the balance remains sufficient?????

So I pointed out the balance to him, and he accepted, but still didn't give up.

Luckily the balance in bank A only went below 800K more than 4 months after my previous extension was approved, but still he wasn't satisfied. He went with all the documents to the IO who seems to be in charge of that department, and he just had a quick glance over it, and nodded that it was OK.

So my question is, did I make a mistake, or is this another example of how much they like us here?

To generalize too much in the 'they' vs us issue, re your final point , allows for a whole cavalcade of subjective opinions.

Thus....expect that cavalcade but expect to be so confounded you may learn little from it.

Sounds like a new guy in his tight-fittin' civil servant position, just trying to show his superiors his moves.

Sounds like you dealt with it well, anyway. 👍

21 minutes ago, CallumWK said:

I only showed the statement of the current bank, and a copy of all transaction since 2021. I never mentioned, or showed anything, regarding the bank i used previously.

You've just answered your question of how the IO knew it was a different bank account used this time around, because on screen on his PC it showed a different account used the previous time.

Just now, Liquorice said:

You've just answered your question of how the IO knew it was a different bank account used this time around, because on screen on his PC it showed a different account used the previous time.

He doesn't have a screen.

Jeez, why don't you stay out of topics you know nothing about? I have noticed this many times from your posts already

40 minutes ago, CallumWK said:

He doesn't have a screen.

OMG!

You think they memorise hundreds of foreigners details, or use crystal balls.
It pointless having computers if you don't have a screen.

1 hour ago, CallumWK said:

I only showed the statement of the current bank, and a copy of all transaction since 2021. I never mentioned, or showed anything, regarding the bank i used previously.

I don't know what you don't understand.

Some immigration offices are happy with bank book + photocopies.

I have post re this often. The bullet proof way is to provide 12 month bank statement.

If switching from one account to another then provide.

12 month bank statement for both accounts.

Bank letter for both accounts.

Update both account on day of application.

The following extension just the "new account" details.

4 minutes ago, DrJack54 said:

I don't know what you don't understand.

Some immigration offices are happy with bank book + photocopies.

My immigration office has been happy with bank book and copies for the last 16 years.

5 minutes ago, DrJack54 said:

I have post re this often. The bullet proof way is to provide 12 month bank statement.

If switching from one account to another then provide.

Obviously I don't read every post is this subforum, and since search function is useless, I wasn't aware of it. I just posted my experience and asked if this was normal behaviour.

52 minutes ago, Liquorice said:

It pointless having computers if you don't have a screen.

I didn't notice a screen, or him looking at it, but i will take notice of it when I pick up my passport

1 minute ago, CallumWK said:

My immigration office has been happy with bank book and copies for the last 16 years.

And my office (CW) was happy with me providing just bank book + photocopies for many years.

However subsequently required bank book to be updated every month.

Also IMO the requirement of a 12 month bank statement will be the norm.

1 minute ago, DrJack54 said:

And my office (CW) was happy with me providing just bank book + photocopies for many years.

However subsequently required bank book to be updated every month.

Also IMO the requirement of a 12 month bank statement will be the norm.

Didn't you use the monthly transfer option, and that is why monthly updates and 12 month statements would be required?

I think the reason he knew I changed bank is because there was no transaction on the date of my previous application in the bank book, since they require you do a transaction and update the book on the day.

3 minutes ago, CallumWK said:

Didn't you use the monthly transfer option, and that is why monthly updates and 12 month statements would be required?

My first (current) extension using income method. And loving it.

Previous 14ish years used money in bank method.

Just provided bank book and not 12 month bank statement.

Then bang io stated that in two separate months there was no transactions.

"Go get bank statement" was said.

They let it slide however ever since I provide the 12 month statement.

Bullet proof.

Like many I was using dedicated bank account for extensions.

I love the way immigration are happy with X then want Y. So cute.

7 minutes ago, DrJack54 said:

My first (current) extension using income method. And loving it.

Previous 14ish years used money in bank method.

Just provided bank book and not 12 month bank statement.

Then bang io stated that in two separate months there was no transactions.

"Go get bank statement" was said.

Doesn't that confirm what I actually posted, that they only required monthly updates because you used the income method this time, but never required it before?

I have been on money in account since my first extension, and still am, so why monthly updates would be a requirement in my case?

6 minutes ago, CallumWK said:

I have been on money in account since my first extension, and still am, so why monthly updates would be a requirement in my case?

There needs to be activity in the account every month.

My use of "Update" perhaps poor description.

Thing is it's often posted that.... "I have dedicated account and leave bank book in draw and only use it for immigration"

That may be rejected if some months have zero activity.

FD account not so strict.

18 hours ago, CallumWK said:

and a copy of all transaction since 2021.

So a Five Year statement, yes?

Surely the statements for 21 to 25 have been 'used up' for previous Extensions. Only the current year is needed.

4 minutes ago, wil iam not said:

So a Five Year statement, yes?

Surely the statements for 21 to 25 have been 'used up' for previous Extensions. Only the current year is needed.

This account was never used for extensions, try to keep up with what has been posted already.

Since this concerns a savings account, not a current account, there was all but 2 pages of transaction in the past 5 year, so easy to check out

2 minutes ago, CallumWK said:

try to keep up with what has been posted already.

I did try, but your story go a bit difficult to follow, well it did for me.

What is the difference between a Savings and a Current account. All my Bkk Bank Books say Deposit.

I don't know why people make their lives so difficult for a paltry amount of interest.

On 2/18/2026 at 5:58 PM, CallumWK said:

For privacy reasons I will keep info limited, but this did I experience during my yearly application for a retirement extension.

My extension expires in March, but I usually apply mid February, and so did I this year.

I think you confused the IO. It's clear to me by your use of the English language in your original post.

6 minutes ago, jimn said:

I think you confused the IO. It's clear to me by your use of the English language in your original post.

As if there is any IO in Thailand that speaks or understands proper English?