I may have mentioned this previously, but my Oz bank, Westpac, now require one box filled in on the Transfer Request labelled "Message to Recipient". If this is left blank the (OSKO?) payment will not proceed. So, if it's to WISE, I put in "please add to my AUD account " and off it goes! If not to Wise, i put in anything that comes into my head. .."deposit for my new Ferrari!" I'll try "Merry Xmas" or "Happy Valentines" just for fun one day and see how (if ??) it goes... I notice that inbound transfers to myself in Baht recently have an option "Do you want this transfer marked as an 'overseas' transfer" [paraphrased].. I guess for the monthly income method of certain visas/ extensions.
