Camera insurance is offered by several insurance providers. Some providers offer two different types of policy, one for amateurs and one for professional/semi professional photographers. Typically, the professional camera insurance policy will offer more levels of cover than the amateur policy such as public liability, legal expenses and employer's liability, whereas the amateur policy is more likely to offer you those levels as optional or not at all in the case of employer's liability.

Type of equipment

You should make the insurer aware of all the photographic equipment you have, and many providers offer cover not just for cameras but also for camcorders and video cameras. You will also find some insurers have other cover levels available, for example photographic equipment at your home and on computer equipment.

Full Article: http://www.ephotozine.com/article/camera-insurance-for-photographers-9

I don't have any insurance, but I would like to start one, if reasonably charged.

But I don't know where to ask. Maybe Thaivisa Insurance could be of some help?

I used to have cover under my household policy,

but cannot get that where I live now.