Newborn Baby Health Insurance

[ChiangMaiThai]

We have a baby on the way (May, 2013) and would like to get health insurance. I am covered by AXA through my job. I haven't had a lot of luck with getting clear and concise information from them so I am posting here.

Anyway, can anyone help with what my options are? (Mother is not covered by private insurance). Do you always have to wait until the baby is born and a birth certificate is issued before you can apply? Maybe a silly question, but wouldn't it be most beneficial if the insurance kicked in from the date of birth in case there were any immediate problems?

Thanks for any info!

[Mario2008]

If the mother is Thai, the child might be entitled to healthcare under one of the free healthcare scheme's.

[AAInsuranceBrokers]

If you cannot add the new babe to your group cover then AA Ins Brokers can offer cover for babies from 15 days old if that helps from 14,893 Baht ?

For quotations : http://www.aainsure.net/email/get_quote_form.php

[ChiangMaiThai]

If you cannot add the new babe to your group cover then AA Ins Brokers can offer cover for babies from 15 days old if that helps from 14,893 Baht ?

For quotations : http://www.aainsure...._quote_form.php

Thanks for this. If AXA can't make things clear for me soon, I will get a quote through you.

[tonydabbs]

wouldn't it be most beneficial if the insurance kicked in from the date of birth in case there were any immediate problems?

For you, yes. But not for the insurance company.

I am covered by AXA through my job.

Check with your employer. In anycase, AXA won't start covering a child until they are 6 months old.

All other health insurers have a 15 day waiting period, as stated by AA.

Only Bupa and Thai Health Insurance (THI) will insure a child without also insuring a parent.

Otherwise, you might consider government health care, as Mario advised.