We have a baby on the way (May, 2013) and would like to get health insurance. I am covered by AXA through my job. I haven't had a lot of luck with getting clear and concise information from them so I am posting here.

Anyway, can anyone help with what my options are? (Mother is not covered by private insurance). Do you always have to wait until the baby is born and a birth certificate is issued before you can apply? Maybe a silly question, but wouldn't it be most beneficial if the insurance kicked in from the date of birth in case there were any immediate problems?

Thanks for any info!

If the mother is Thai, the child might be entitled to healthcare under one of the free healthcare scheme's.

If you cannot add the new babe to your group cover then AA Ins Brokers can offer cover for babies from 15 days old if that helps from 14,893 Baht ?

For quotations : http://www.aainsure.net/email/get_quote_form.php

If you cannot add the new babe to your group cover then AA Ins Brokers can offer cover for babies from 15 days old if that helps from 14,893 Baht ?

For quotations : http://www.aainsure...._quote_form.php

Thanks for this. If AXA can't make things clear for me soon, I will get a quote through you.

wouldn't it be most beneficial if the insurance kicked in from the date of birth in case there were any immediate problems?

For you, yes. But not for the insurance company.

I am covered by AXA through my job.

Check with your employer. In anycase, AXA won't start covering a child until they are 6 months old.

All other health insurers have a 15 day waiting period, as stated by AA.

Only Bupa and Thai Health Insurance (THI) will insure a child without also insuring a parent.

Otherwise, you might consider government health care, as Mario advised.