Jack2326 Posted July 9, 2014 Share Posted July 9, 2014 Hi, last August I went to Kasikorn bank to open an account and to get a corresponding debit card. Now, I'm not a particularly gullible person, so I when in to the bank I was determined to get a savings account with a simple no frills ATM card. Easy right, well apparently not. I remember asking the bank clerk at least twice what the fees and charges were for this particular debit card he was suggesting, both times he replied that there weren't any fees. I was a happy camper until just recently, nearly a year later, when I discovered that there is an 800 baht annual fee attached to the card. I was pretty upset! The clerk spoke English, there was no communication problem yet he lied to me twice. So I thought I'd post this for it might prove to be educational to other westerners applying for debit cards with kasikorn bank. Remember there are cheaper debit cards available at kasikornbank, for a 200 baht annual fee, which will give you all the basic services. More importantly maybe, is do your homework before going to this bank, because they were not honest with me and probably won't be to you, either. Good luck! Link to comment Share on other sites More sharing options...
ubonjoe Posted July 9, 2014 Share Posted July 9, 2014 Moved to the business and banking forum. Link to comment Share on other sites More sharing options...
MANICMINER Posted July 9, 2014 Share Posted July 9, 2014 Many kasikorn bank branches are forcing foreigners to open accounts with accident insurance. if you ask about the cheaper no frills atm card, they will lie to you and say there are no more cards available. Even though i think the cards are the same, and the extra 600 baht is for the insurance. you could try cancelling the insurance cover. Link to comment Share on other sites More sharing options...
Popular Post PiPiFFS Posted July 9, 2014 Popular Post Share Posted July 9, 2014 Jeez 15 baht a week fee for the card the scamming b@#tards ! I hope you cancelled it immediately and are taking legal action to recover this money 5 Link to comment Share on other sites More sharing options...
Popular Post Chicog Posted July 9, 2014 Popular Post Share Posted July 9, 2014 Jeez 15 baht a week fee for the card the scamming b@#tards ! I hope you cancelled it immediately and are taking legal action to recover this money It's the principle, isn't it? If they can swindle you over a debit card fee, they can swindle you over account charges, etc. 3 Link to comment Share on other sites More sharing options...
y2k Posted July 9, 2014 Share Posted July 9, 2014 Yes opened my account last month and was conned too. He told me that I had to pay for the card, a platinum one with visa access, and that all banks had the same charges. Without a work permit I also had to buy one year's insurance for 2,500baht. I feel violated. Link to comment Share on other sites More sharing options...
bilbo52 Posted July 9, 2014 Share Posted July 9, 2014 I was in Pattaya a week or so ago and went into the Kasikorn branch on Pattaya Klang and was told the same thing, ie you have to pay 2500bt for accident insurance when you open bank account. Member of staff said all banks oblige new account holders to take out this insurance. Is this the case? Do any board members know what the arrangements/rules are with other banks with respect to this insurance when opening a bank account? Is this insurance worth having and does it do what it says on the tin? Also (apologies for the questions, as I am planning to spend a year in thailand later this year and this is my first post on this forum) do folk have any recommendations on a good bank with nationwide coverage. I plan to spend most of my time in Hua Hin and Pattaya. In anticipation many thanks Link to comment Share on other sites More sharing options...
Popular Post theoldgit Posted July 9, 2014 Popular Post Share Posted July 9, 2014 There is no requirement to take out an all singing all dancing debit card, chances are you would never be able to claim on any insurance anyway. The standard card costs 100 Baht with a yearly fee of 200 Baht, and is detailed here Debit. The staff at the bank get a commission when they sell one of these cards, so they will do anything to get you to take one. I opened an account with Kasikorn recently, I was advised that they had none of the bog standard cards in stock, I advised them that I would come back when they had some in stock further advising them that I would call their HQ and ask when this particular branch would have some in stock, they managed to find one. 6 Link to comment Share on other sites More sharing options...
thrilled Posted July 9, 2014 Share Posted July 9, 2014 Sounds like A bank scam.I'm getting so that I don't only not trust Thai banks,but all banks. Link to comment Share on other sites More sharing options...
curtklay Posted July 9, 2014 Share Posted July 9, 2014 Good advice from "The Old Git". I am tired of smiling, bowing, and being led around like a sheep when I know I'm being fed a load of bull from a Thai business. The staff will lie to your face, and try to sell you everything from insurance policies to CDs of the King's music. Arm yourself with the facts, and don't let them push you around. Link to comment Share on other sites More sharing options...
Pib Posted July 10, 2014 Share Posted July 10, 2014 Over the last few months I've seen quite a few ThaiVisa posts telling how Kbank is apparently doing a hard-sell on its debit cards that come with insurance. And their hard-sell approach seems to be either you as a farang "must" get this particular debit card with insurance or they are all out of their regular/no insurance debit cards that go for only around Bt200/year. But you'll also see in some of the threads where folks stood-up to the bank's BS and got a regular card when the dust settled. 1 Link to comment Share on other sites More sharing options...
y2k Posted July 10, 2014 Share Posted July 10, 2014 If only we had the correct information up front. Or if only the bank were more honest. Link to comment Share on other sites More sharing options...
Pralaad Posted July 10, 2014 Share Posted July 10, 2014 Kasikorn does have a tendency of somewhat overcharge and introduce fees. My card of 6 years fell apart, just old. Got charged 300 baht just to have a new card, which was bearable but the new card is hello kitty pink. Not exactly the most pleasant experience when 100kg foreigner pulls out hello kitty pink card, honestly have not had a shop where they did not crack up laughing seeing me and the card Link to comment Share on other sites More sharing options...
Pralaad Posted July 10, 2014 Share Posted July 10, 2014 There is no requirement to take out an all singing all dancing debit card, chances are you would never be able to claim on any insurance anyway. The standard card costs 100 Baht with a yearly fee of 200 Baht, and is detailed here Debit. The staff at the bank get a commission when they sell one of these cards, so they will do anything to get you to take one. I opened an account with Kasikorn recently, I was advised that they had none of the bog standard cards in stock, I advised them that I would come back when they had some in stock further advising them that I would call their HQ and ask when this particular branch would have some in stock, they managed to find one. Consider yourself lucky. I went to open foreign currency account with initial deposit of 6 figures in $ and was treated like a street dog. Made a complaint to HQ , 7 months later still waiting for a follow up . Keep in mind 6 figures in $ not Thai baht. Moved all major accounts to krungsi , and not even 1 call to ask why I moved all my money Link to comment Share on other sites More sharing options...
monkey4u Posted July 10, 2014 Share Posted July 10, 2014 Yes opened my account last month and was conned too. He told me that I had to pay for the card, a platinum one with visa access, and that all banks had the same charges. Without a work permit I also had to buy one year's insurance for 2,500baht. I feel violated. What No lubricant to sooth the ache Link to comment Share on other sites More sharing options...
y2k Posted July 10, 2014 Share Posted July 10, 2014 There may have been but it still hurt. Link to comment Share on other sites More sharing options...
tifino Posted July 10, 2014 Share Posted July 10, 2014 Kasikorn does have a tendency of somewhat overcharge and introduce fees. My card of 6 years fell apart, just old. Got charged 300 baht just to have a new card, which was bearable but the new card is hello kitty pink. Not exactly the most pleasant experience when 100kg foreigner pulls out hello kitty pink card, honestly have not had a shop where they did not crack up laughing seeing me and the card Yes, that would be annoying - having a debitcard more pinker than your avatar 1 Link to comment Share on other sites More sharing options...
worgeordie Posted July 10, 2014 Share Posted July 10, 2014 My daughter needed to open an account at Kasikorn Bank in Meechok Plaza, Chiang Mai, so she could have her wages from her new job to be paid into that Bank.seems simple enough. So she went to the Bank,with cash and all her documents to open the account,she just wanted a simple savings account,no debit,credit,ATM cards,as she already has those from other banks, she was told she WOULD HAVE to open an account,WITH ATM card,or one with insurance ATM ?, at 600 bht,the person she was talking too said they have no ordinary accounts left !!,so today she will have to try and find another branch of Kasikorn that will open the account she wants. She also said there are a lot of Thai people complaining about having to open accounts they do not want at that bank, on social networks, The days of trusting banks is long gone I think,gouging you as much as they can seems to be their policy now, bht 130 to change a travelers cheque ,use an ATM, is an example,as they also earn from the currency exchange rate. regards Worgeordie Link to comment Share on other sites More sharing options...
tifino Posted July 10, 2014 Share Posted July 10, 2014 the only good thing we found with kasikorn: was their 2nd to best Cash Exchange Rates amongst the Banks, but still behind the dreaded Western Union. Well, that was Pattaya anyhow. But did the same in SriRacha too! Limit exposure to Kasikorn: - walk in - give cash - take cash -, run.... Link to comment Share on other sites More sharing options...
Pralaad Posted July 10, 2014 Share Posted July 10, 2014 Kasikorn does have a tendency of somewhat overcharge and introduce fees. My card of 6 years fell apart, just old. Got charged 300 baht just to have a new card, which was bearable but the new card is hello kitty pink. Not exactly the most pleasant experience when 100kg foreigner pulls out hello kitty pink card, honestly have not had a shop where they did not crack up laughing seeing me and the card Yes, that would be annoying - having a debitcard more pinker than your avatar I bet not as annoying as having bad glasses , avatar is grey Link to comment Share on other sites More sharing options...
tifino Posted July 10, 2014 Share Posted July 10, 2014 jeez - I must be wearing pink rose petal tinted specs, cos my LCD still shows your avatar as pink? well F.M.D I guess it must be time for a new screen Link to comment Share on other sites More sharing options...
IvanLaw Posted July 10, 2014 Share Posted July 10, 2014 Kasikorn does have a tendency of somewhat overcharge and introduce fees. My card of 6 years fell apart, just old. Got charged 300 baht just to have a new card, which was bearable but the new card is hello kitty pink. Not exactly the most pleasant experience when 100kg foreigner pulls out hello kitty pink card, honestly have not had a shop where they did not crack up laughing seeing me and the card Yes, that would be annoying - having a debitcard more pinker than your avatar I bet not as annoying as having bad glasses , avatar is grey Thanks for the "Heads Up" Note to self, Arrange Eye Test, Colour grey looks pink Link to comment Share on other sites More sharing options...
Pib Posted July 10, 2014 Share Posted July 10, 2014 jeez - I must be wearing pink rose petal tinted specs, cos my LCD still shows your avatar as pink? well F.M.D I guess it must be time for a new screen No, no need to buy a new screen....it's definitely pink or lavender. 1 Link to comment Share on other sites More sharing options...
Pralaad Posted July 10, 2014 Share Posted July 10, 2014 jeez - I must be wearing pink rose petal tinted specs, cos my LCD still shows your avatar as pink? well F.M.D I guess it must be time for a new screen May be a colorblind test is also in order Pink https://www.google.co.th/?gws_rd=cr,ssl&ei=0pC-U8yyAYSIuATbnYKwCg#q=pink+color Grey https://www.google.co.th/?gws_rd=cr,ssl&ei=0pC-U8yyAYSIuATbnYKwCg#q=grey+color Link to comment Share on other sites More sharing options...
Pralaad Posted July 10, 2014 Share Posted July 10, 2014 jeez - I must be wearing pink rose petal tinted specs, cos my LCD still shows your avatar as pink? well F.M.D I guess it must be time for a new screen No, no need to buy a new screen....it's definitely pink or lavender. Lavender grey may be, but certainly not pink In case you confused about colors, lavender is a pale tint of violet Lavender blush is a pale pinkish tone Link to comment Share on other sites More sharing options...
Pib Posted July 10, 2014 Share Posted July 10, 2014 jeez - I must be wearing pink rose petal tinted specs, cos my LCD still shows your avatar as pink? well F.M.D I guess it must be time for a new screen No, no need to buy a new screen....it's definitely pink or lavender. Lavender grey may be, but certainly not pink In case you confused about colors, lavender is a pale tint of violet Lavender blush is a pale pinkish tone Whatever....it ain't grey. 1 Link to comment Share on other sites More sharing options...
Pralaad Posted July 10, 2014 Share Posted July 10, 2014 jeez - I must be wearing pink rose petal tinted specs, cos my LCD still shows your avatar as pink? well F.M.D I guess it must be time for a new screen No, no need to buy a new screen....it's definitely pink or lavender. Lavender grey may be, but certainly not pink In case you confused about colors, lavender is a pale tint of violet Lavender blush is a pale pinkish tone Whatever....it ain't grey. It ain't Lavender or Pink Link to comment Share on other sites More sharing options...
keeniau96 Posted July 11, 2014 Share Posted July 11, 2014 I went to get replacement K-bank card and they tried to foist the 1000 baht platinum scam on me. I asked if any yearly charges ... oh yes, 800/year. When I insisted on plain white the clerk said "no hab". Left him there, went to another branch, while waiting for my turn saw the manager come by, asked him if they had the white card. Yes, we have. When got to the clerk she tried the Platinum scam and claimed "no hab" white cards. I told her about the manager talk, she went in the back and came out with the white card. Key point is not to get angry, just smile and outplay the little rats. Pink, on a very color-tuned Dell WQHD, 2560 x 1440 U2713H. Link to comment Share on other sites More sharing options...
cockneyrebel Posted July 11, 2014 Share Posted July 11, 2014 J have heard the Thais get Free Medical insurance thrown in with the fee for the card is this correct ? Link to comment Share on other sites More sharing options...
curtklay Posted July 11, 2014 Share Posted July 11, 2014 I went to get replacement K-bank card and they tried to foist the 1000 baht platinum scam on me. I asked if any yearly charges ... oh yes, 800/year. When I insisted on plain white the clerk said "no hab". Left him there, went to another branch, while waiting for my turn saw the manager come by, asked him if they had the white card. Yes, we have. When got to the clerk she tried the Platinum scam and claimed "no hab" white cards. I told her about the manager talk, she went in the back and came out with the white card. Key point is not to get angry, just smile and outplay the little rats. Pink, on a very color-tuned Dell WQHD, 2560 x 1440 U2713H. And if that doesn't work...GIVE EM' HELL! Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now