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I suspect that there are many of us on Thai Visa who have no medical insurance and must pay out-of-pocket. It can be expensive but in the USA, medical insurance is no panacea. Take a look at what insured people in the USA have to suffer in the link below. Bernie Sanders is right. We need single-payer national heath insurance in the US.

http://time.com/4246845/health-care-insurance-suprise-medical-bill/?xid=newsletter-brief

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