To self-insure, you have to be able to cover anything. If one is situated such that you can't make a premium, self-insure is not for them.
I looked at the last ten years of my medical expenses were, looked at what continuing my insurance would cost, and it did not make much sense. And I have Thai and US SS to fall back on, but It's hard to imagine somthing costing so much it would be worthwhile to fly back.
Did you have the knee replaced?
Actually, it isn't.
The situation (unfortunately) is in the U.S. system a fairly slim vote majority can potentially bring TOTAL POWER.
As opposed to a parliamentary system.
This rather tragically (as we have a president that clearly intends to rule as an AUTOCRAT) happened this time. Bigly.
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