NoshowJones Posted June 19, 2017 Posted June 19, 2017 My motorbike is the first one I have had that is registered in my name and has 1st class insurance. Do I still have to get government insurance when I already have 1st class insurance when I go to tax it? Thanks.
Kwasaki Posted June 19, 2017 Posted June 19, 2017 Yes, usually to get the road disc, as l understand it your 1st class or any other voluntary insurance will only be valid if you have the compulsory one as well.
Agusts Posted June 19, 2017 Posted June 19, 2017 While we are on the subject, what does this compulsory insurance cover and who....!? I hear it's the so called 3rd-party as it's called in UK. I bought the scooter from a friend and transferred the green book to my name, but that insurance till Jan 2018 is in his name, dies that mean that insurance does not work if I have accident now...!
naboo Posted June 19, 2017 Posted June 19, 2017 Covers death or injury to other people. Very limited cover. Covers nothing with regards to property just 50,000B for injury, 200,000B for death. Count on it being worthless (although finding other cover for small bikes is nigh on impossible).
MINIMIGLIA Posted June 20, 2017 Posted June 20, 2017 9 hours ago, naboo said: Covers death or injury to other people. Very limited cover. Covers nothing with regards to property just 50,000B for injury, 200,000B for death. Count on it being worthless (although finding other cover for small bikes is nigh on impossible). Certainly not worthless, covers most hospital costs, my neighbour had a fall, broke his leg all hospital costs paid.
Kwasaki Posted June 20, 2017 Posted June 20, 2017 13 hours ago, Agusts said: While we are on the subject, what does this compulsory insurance cover and who....!? I hear it's the so called 3rd-party as it's called in UK. I bought the scooter from a friend and transferred the green book to my name, but that insurance till Jan 2018 is in his name, dies that mean that insurance does not work if I have accident now...! Doesn't matter whose name is on bike book it's the bike that's insured that's what gov compulsory insurance is for just make sure you have your road tax disc. Here's one ref of many :- https://www.frank.co.th/en/car-insurance/ctpl-insurance You can get voluntary insurance for extra cover if you wish.
Kwasaki Posted June 20, 2017 Posted June 20, 2017 12 hours ago, naboo said: Covers death or injury to other people. Very limited cover. Covers nothing with regards to property just 50,000B for injury, 200,000B for death. Count on it being worthless (although finding other cover for small bikes is nigh on impossible). Not true did you read OP's opening post.
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