I remember a long time ago when I visited regularly, in the early nineties actually. i used to wonder how there were so many young women driving around in high end cars...Mercs, Beemers, etc. then I found out. They would go to a garage, put a deposit down, and drive away, but never make any payments. When it was repossessed they would move onto another garage. This was before computerisation, etc. Since then I believe they have a credit rating rating system now, with a red flag for bad debtors. Still, I bet it was good while it lasted, and the car auctions were awash with these cars.