It's a requirement from the banking authorities. Read more about it here:
https://aseannow.com/topic/1293171-krungsri-50k-transfer-photo-requirement/
And Thai's aren't exempt.
Even the ones that are regular Win drivers when they're not picking up Bolt customers? Does the required licence cover them whoever they're working for?
Credit cards will be allowed to have a positive balance briefly, for example if refunds are made to it or payments made a day or two early. Putting it regularly into credit will see it shut down quickly.
Current rate on XE would give £17,560.50 so £361.74 going to Dee money and any intermediaries.
It'd be interesting to know what the recipient would end up with if doing it by bank transfer.
Here you go:
https://aseannow.com/topic/1287802-barclays-uk-on-shore-accounts/
https://aseannow.com/topic/1289958-uk-bank-says-the-holder-has-to-have-a-permanent-address/
https://aseannow.com/topic/1289447-uk-bank-account-closed-–-seeking-gbp-alternatives-account-for-an-elderly-technology-averse-neighbour/
Bangkok Bank London do not open personal accounts. You have to register with them for the transfer service and the requirements are in the link given above. You need to show proof of a UK address which could be difficult for many. As said, use a money transfer company - much easier, quicker and cheaper.
Jomtien also appear to have changed to calculating it from the due date rather than the approval date. My last one was due 2nd February, submitted 18th January and approved 19th with the next submission due on the 19th April. I "lost" 13 days back then.
There is also the potential that signing her home over to you is seen as "deliberate deprivation of assets" and could affect her rights to care when still alive.
Several of the sources referenced are from Berg's own website and youtube channel. Does that make them dubious?
Another for example is dirtyscam.com which may not be as professional or open minded as others.
I have no idea hence I didn't express an opinion. Just put it out there for debate. The wiki itself has links to it's sources but again I have no idea of their reliability.