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If one has 10M baht is it possible to get around 8% with minimal risk.

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I realize the investing in Thailand thread has been hammered before ..... as maybe some of you can offer advice.

Is it possible for 10m baht to return an income of around 7- 8% annually with minimal risk ... to ensure your principle is safe,  or is that a big ask   ??

Would it be better invested in Australia or Thailand or 50/50,  or US stocks that pay dividends & bonds ?

no rentals in Auss ?  .... because the tax the killer ... ?  

 

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  • Not a chance, if there were everyone would be doing it and nobody would be buying equities, bonds or opening savings accounts. 

  • Only investing in dividend stocks or mutual funds can get you 8% per annum but these are not completely 'risk free' and could also depreciate your capital. Completely risk free investments like fixed

  • Buy  and sell used Rolexes        

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Only investing in dividend stocks or mutual funds can get you 8% per annum but these are not completely 'risk free' and could also depreciate your capital. Completely risk free investments like fixed deposits or government bonds will fetch you about 2% maybe?

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Not a chance, if there were everyone would be doing it and nobody would be buying equities, bonds or opening savings accounts. 

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Buy  and sell used Rolexes

 

 

 

 

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Become a Thai money lender, 20% returns, but it does involve chopping off fingers of defaulters etc.

 

Lots of bluechip shares that regularly give 6-8% return, on their actual value not their current speculative value. Lots of the banks, if you can buy at the right price, offer consistent historical returns with a minimal exposure to market corrections etc. 

 

All equities paying dividends have taxation aspects, Some Thai banks offer good dividends but not sure of taxation etc. If investing back in Australia and living in Thailand you need to look into taxation residency etc. Your individual circumstances would come into net returns and Taxation etc.

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

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57 minutes ago, Justfine said:

Buy  and sell used Rolexes

 

 

 

 

Buying Rolexes and loan them out to powerful friends - That’s where the money is... :coffee1:

1 hour ago, saakura said:

Only investing in dividend stocks or mutual funds can get you 8% per annum but these are not completely 'risk free' and could also depreciate your capital. Completely risk free investments like fixed deposits or government bonds will fetch you about 2% maybe?

Finding a quality dividend stock over 3-4% is almost impossible.  check out vanguard dividend etf if you dont believe me.

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54 minutes ago, simoh1490 said:

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

would a 5yr mutual fund give 5% ...? or less.

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1 hour ago, simoh1490 said:

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

Yes, the CG-LTF is the top one over 5 years. In addition to the interest, it is also a tax deductible for those who are still working. I also invest in a few mutual funds and fingers crossed, with one exception, they are doing well, even with the hiccough last week. But they are not risk free. 

53 minutes ago, norrska said:

Finding a quality dividend stock over 3-4% is almost impossible.  check out vanguard dividend etf if you dont believe me.

Thats a fund, made up of high yield and safe bet equities. I hold a couple of stocks that pay 6% dividends and have done for the past 10 years. 

 

Here are some 6-8% yield (fully franked) shares in the Australian market.

 

Code Company Price Yield Gross Consensus DPS Gr.
FMG Fortescue Metals Group $5.08 8.86% 12.65% Buy -4.90%
GMA Genworth Mortgage $2.99 8.70% 12.42% Hold -25.00%
TLS Telstra Corporation $3.66 8.47% 12.10% Hold -15.80%
CMW Cromwell Prop Ordinary/Units FP Stapled Securities $1.01 8.26% 8.26% Hold -1.20%
GEM G8 Education Limited $3.43 7.00% 9.99% Buy -8.70%
CQR Charter Hall Retail Units FP $4.15 6.75% 6.75% Hold 0.70%
NAB National Aust. Bank $29.48 6.72% 9.59% Hold 0.10%
AIZ Air New Zealand Foreign Exempt NZX $2.91 6.60% 6.60% Hold -23.10%
GNE Genesis Energy Limited Foreign Exempt NZX $2.27 6.52% 6.52% N/A 0.60%
GOZ Growthpoint Property Unit/ Stapled Securities $3.42 6.40% 6.40% N/A 4.80%
NEC Nine Entertainment $1.53 6.21% 8.87% Hold 0.00%
HVN Harvey Norman $4.21 6.18% 8.82% Hold -3.80%
VCX Vicinity Centres Ordinary/Units FP Stapled Securities $2.73 6.12% 6.12% Buy 0.10%
SPK Spark New Zealand Foreign Exempt NZX $3.32 6.03% 6.03% Buy -1.00%
BOQ Bank of Queensland $12.61 6.03% 8.61% Hold -0.90%
WBC Westpac Banking Corp $31.23 6.02% 8.60% Hold N/A
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42 minutes ago, Peterw42 said:

Here are some 6-8% yield (fully franked) shares in the Australian market.

6-8% yield .... but obviously taxed if still an Australian citizen. It's still better than having a couple of rentals ...

1 hour ago, steven100 said:

6-8% yield .... but obviously taxed if still an Australian citizen. It's still better than having a couple of rentals ...

Fully franked means tax has already been paid. Even with a rental property I still manage to claim back the 30% tax as under the 18k threshold.

3 hours ago, norrska said:

Finding a quality dividend stock over 3-4% is almost impossible.  check out vanguard dividend etf if you dont believe me.

Easy outside Thailand.

3 hours ago, simoh1490 said:

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

Going down is good?

3 minutes ago, Justfine said:

Easy outside Thailand.

Easy enough inside Thailand too, you just need some guts and some money.

Just now, Justfine said:

Going down is good?

Markets correct, they always have and always will.

Just now, simoh1490 said:

Markets correct, they always have and always will.

Bull market for 8 years

2 minutes ago, simoh1490 said:

Easy enough inside Thailand too, you just need some guts and some money.

Which Thai shares yield high?

2 hours ago, steven100 said:

would a 5yr mutual fund give 5% ...? or less.

Here's a link to the LTF's, CG-LTF is up 20% over the past year. Of course the SET and all markets globally are adjusting currently but the drop in the SET  (Thailand) is substantially lower than other markets and is only about 2.6% today, compared to over 10% in some western markets. http://siamchart.com/fund-compare/LTF_EQ

2 minutes ago, Justfine said:

Which Thai shares yield high?

Look into the contents of a decent performing LTF for your answer.

14 minutes ago, Justfine said:

Easy outside Thailand.

Stock name           ISIN Last trade P/E Beta EPS DPS Ex-dividend Date Payout Ratio Dividend yield
M.c.s. Steel Company profile of M.C.S. STEEL on the Stock Exchange of Thailand
 
TH0851010007 12.00 13.0   0.9 1.12 Aug 24 2017 121 9.33
Kiatnakin Bank Company profile of KIATNAKIN BANK on the Stock Exchange of Thailand
 
TH0121010001 79.00 11.6   6.8 6.00 Sep 05 2017 88 7.59
Stp&i Company profile of STP&I on the Stock Exchange of Thailand
 
TH0566010Z00 5.45 0.0   -1.4 0.39 Mar 13 2017 -28 7.16
Glow Energy Company profile of GLOW ENERGY on the Stock Exchange of Thailand
 
TH0834010009 83.25 13.4   6.2 5.82 Aug 21 2017 94 7.06
L.p.n. Development Company profile of L.P.N. DEVELOPMENT on the Stock Exchange of Thailand
 
TH0456010Z04 11.70 16.4   0.7 0.75 Aug 22 2017 105 6.41
11 minutes ago, Justfine said:

Which Thai shares yield high?

Have a look at Kiatnakin Bank 7.5%  or MCS steel 9%

Just now, Peterw42 said:

Have a look at Kiatnakin Bank 7.5%  or MCS steel 9%

Ok thanks for the answer.

4 minutes ago, Justfine said:

Join the dots

Or read it, its 6 Thai shares that give high yields 6-9%

17 minutes ago, Justfine said:

Which Thai shares yield high?

 

 

Wait a minute.    

 

Let me find my Pink Sheets listings and notes..

 

 

 

My advice is to split the money into diversity. 

 

Send some of the dosh back to a secure country that you have an account in. When the nasties start to happen or a devaluation occurs you will not be shut out of all your money.

 

PMC ounce would have to be considered.

 

Bitcoin.

 

Keep a couple of bob here for day-2-day living.

I've seen adverts on the www which suggest, that a risk-free guaranteed 10%-14% return can be achieved by investing in Pattaya-condos, however I remain slightly sceptical. :wink:

 

Others appear to believe that far-higher returns are available by investing in crypto-currencies, they don't usually claim it's risk-free, but  ...  

 

...  reaches for 40-foot barge-pole. :unsure:

 

I am reminded that, if it looks too-good-to-be-true, then it often is.  :cool:

 

Exercise extreme-caution, and don't-bet-the-farm, is my advice to the OP. :wai:

 

 

Some troll posts have been removed.

Arnold Judas Rimmer of Jupiter Mining Corporation Ship Red Dwarf

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