Medical insurance,...elderly ex pat

[altcar bob]

Yes have looked at various plans,costings etc and after 60 they do start to climb.  I think health insurance especially for the elderly is just a one trick pony. Cancer usually catches you out and yes seen examples here of just that..60 year old paying something like 60 pounds a week,found cancer in lung,operated on via insurance ( a good and recommended one) year ;later found his payments went up to 100 virtually a week,and whatever exclusions were added I believe.

 

  another ,found to have cancer in same predicament,  but the rub is that invariably especially after major cancer op your body ages considerably faster and far more likelihood of another bout of cancer in the offing more sooner than later also the later described cancer you only need to see the 5 year survival rates for his particular cancer,to say the least 5 years is a pipe dream,more like 18 months.  Insurances know the statistics and want shut

[Sheryl]

Many insurers (including pretty much all based in the West) will not raise rates based on prior claims nor add exclusions after the fact. This sort of thing is what needs to be assessed before taking out the policy:

 

- any special clauses/limitations regarding chronic diseases

- basis for rate increases