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British man who 'started new life' in Thailand desperately ill amid insurance wrangle


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Posted

Its partly the fault of the insurance companies.They should offer policies that cover tourists for most eventualities.

Riding scooters on holiday is very common,if this is not covered it should be made very clear before the policy is purchased.

Often these things are hidden in the fine print and take hours to find.

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Posted (edited)
39 minutes ago, persimmon said:

Its partly the fault of the insurance companies.They should offer policies that cover tourists for most eventualities.

Riding scooters on holiday is very common,if this is not covered it should be made very clear before the policy is purchased.

Often these things are hidden in the fine print and take hours to find.

No it's not. Also, scooters aren't that common. Definitely not a majority of tourists hiring scooters, that's for sure. 

 

It is very common knowledge that motos aren't covered. If it takes you hours to find it, you're either exaggerating or you're one hell of a slow reader. In fact, I just looked up an old travel insurance policy I had. Right there, in the first couple of pages, specifically included under what they won't cover. I can only assume it is the same around the world. 
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Edited by SammyT
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Posted

In the discussion of what is and what isn't covered... 

 

Insurance companies are notoriously 'slippy'...  before purchasing Medical Cover it took me months to get written confirmation that was covered for Skiing, Scuba diving, Riding a Motorcycle etc.. as there was a 'dangerous activities' clause which I found extremely vague. 

 

And really: Who checks the small print of travel insurance?... but the article reads 'travel insurance' but this guy had moved here, thus the travel insurance was not the correct product in the first place. 

 

 

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Posted
9 minutes ago, SammyT said:

Irrelevant comparison. This guy heavily contributed to his own demise by renting a motorbike he was unlicensed and uninsured to drive. 

 

 

you are missing the point, the fact he was permitted to rent the scooter is the issue as already mentioned earlier in this thread

 

In the UK or any western country for that matter (were laws and standards are enforced) you would not be able to rent any type of vehicle without a valid licence

 

this has all be mentioned in this thread already - maybe you should try reading back through it

 

I 100% blame Thailand for pretty much "most" of the stuff that happens here to tourists injuries - on the road or water, this place is dangerous, people living here understand that - those coming here on holiday maybe not so much - Thailand has a duty of care and they make no effective effort

 

Want to see a list of things you should never do here on holiday - better still, don't leave the airport

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Posted (edited)
3 hours ago, bwpage3 said:

They want you to have mandatory insurance and the insurance companies will do everything in their power to avoid paying a claim.

 

You would think in a civilized country, they wouldn't let you ride without a valid license but not in Thailand.

 

Remember the golden rule?

 

Money first!

"...the insurance companies will do everything in their power to avoid paying a claim".

Absolute garbage.  Any insurer is entitled to deny a claim on an invalidated policy or for a risk that is not covered.

 

"You would think in a civilized country, they wouldn't let you ride without a valid license but not in Thailand".

How do you know that he did not have a licence?

 

Edit: Before I am corrected, I stand corrected re the licence mention that I overlooked! 

Edited by Just Weird
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Posted
3 hours ago, PremiumLane said:

His visa has nothing to do with this story, in fact it doesn't even mention it.  First I have heard that a one way ticket will invalidate travel insurance, there are people who travel from one place to another on a whim. 

Travel insurance is generally understood to mean insurance for a limited period to cover a holiday.  This man admitted that he came here to start a new life, not a holiday and a one-way ticket is corroborating evidence of that.  If he had disclosed his only intention to the insurer at the outset he would have been denied a policy.

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Posted
5 hours ago, colinneil said:

While i feel sorry for this young man, it appears he just decided i will go to Thailand have fun.

He arrived on a one way ticket, clearly no thought to visa requirements, had insurance but invalidated it, because of a one way ticket, and riding an mc without a license.

Family thinks no problem we will get others to pay for his stupidity.

Is this not why most people come here?

 

It's not against any law i know of to have fun.......

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Posted
6 hours ago, webfact said:

.....he did not have a licence to ride the moped.

It's about time the bike rental companies were held 100% accountable!  Sieze all their bikes, close them down, and give the proceeds of selling the bikes to the injured.  That's the only way that the message will get round to the rental companies who put the Baht before anything else.

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Posted (edited)

6 pages of people having the same mundane arguments

 

at the time the article was written he only needed 700 pounds to reach the 3000 target, yet it's still somehow newsworthy. this is more of a talking point than anything...

 

 

Edited by cyril sneer
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Posted

Liam's go fund me page has been active for 23 days....and raised 2320 pounds. The Birmingham news article says he went back in for a second operation to remove fluid from his brain. 

 

A photo of him lying in the hospital or with a bandage on his head would help raise the funds and legitimize the funding I would think.

 

His sister is here, why don't we see a recent photo after 23 days??? Just makes sense that if someone is hurt, you post that, not photos of him smiling and holding a fish (photos in the Birmingham news article). 

 

Also does not post cost of hospital bills needed to be paid or cost of flight.  These would be things I would want to see, yet his go fund me has 126 donations so is working to some degree

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Posted
7 hours ago, Orton Rd said:

Another week another idiot playing Russian roulette on a bike, we live in a go fund me world.

Let's hope those that speak about other human beings needing help never need help from anybody. karma has a way of dealing with those people.

Posted
8 minutes ago, Danthai said:

Let's hope those that speak about other human beings needing help never need help from anybody. karma has a way of dealing with those people.

 

Those people have usually taken the responsibility themselves ensure they are protected from foreseeable circumstances.

 

Example: I go traveling, I ensure my family has medical cover, have the small print checked, ensured I have additional written confirmation for the sports I'd like to enjoy (For example: On Piste Skiing and Off Piste Skiing with a Guide).

 

My Brother In Law goes skiing, I ask him about insurance, he says he'll be ok.

 

If I were to have an injury while skiing in Japan, I will not require assistance from anyone to cover my medical fees. 

If my brother in law were to have an injury while skiing in Japan, he may need a handout to cover his medical fees because he has no insurance. 

 

This is not speaking poorly of my brother in law, much in the same way criticism of those who have found themselves in an accident without medical insurance because they don't have a motorcycle license is not speaking poorly of those persons - its just a valid criticism which highlights the issue at hand.

 

The Issue is people think 'it'll be OK'... and the fact of the  matter is, 'it's not always OK'. 

 

 

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Posted (edited)
7 hours ago, Thechook said:

Another go fund me

What's the big deal with your dislike of GoFundMe. While I agree that some people do not cover themselves adequately with travel insurance there are other people who have no other option than to set up a GoFundMe page if their circumstances suddenly change. It is a life line to some people.

Edited by rtco

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