Dipped under 400k. What happens now?

[DrJack54]

17 minutes ago, scubascuba3 said:

If you deposited the 1000 the same day the 400 came out, use bank statements rather than passbook. Bank statements should have an end of day balance should be 400,600. Problem solved i think but you need to check

Umm...I doubt it. I mean when you update it shows every transaction and the balance at that moment. His bankbook will show the 400 witdrawl and balance below the 800k. Don't think its net balance end of day or whatever. 

[scubascuba3]

Umm...I doubt it. I mean when you update it shows every transaction and the balance at that moment. His bankbook will show the 400 witdrawl and balance below the 800k. Don't think its net balance end of day or whatever. 

I'm saying don't use the passbook, industry standard for bank statements is end of day , not unusual to have multiple transactions in one day, its the end of day balance that matters

[DanielS]

2 hours ago, TallGuyJohninBKK said:

 

At BKK CW Immigration, for bank deposits, they require that the bank book be updated on the exact day you file an extension application.

 

How can one do that if their account doesn't have an ATM card, and is a fixed account that doesn't allow deposits or withdrawals. The automated passbook machines usually won't update a book unless there's some activity that's occurred.

 

I have a fixed account in Bangkok Bank, with a yellow book, and the interest rate is 1,5% minus 15% tax on it.

I always print the book in the automated passbookmachine same day I go to migration. Dont need any transaktion for print.

[ben2talk]

21 hours ago, RAZZELL said:

Yes, my own stupidity but I didn't know about the 400 baht fee for the ATM card. ????

 

 

RAZZ

To be honest, I'm scrapping all my ATM cards now - they aren't worth the trouble - especially when any problem means you must get all the correct paperwork and travel to the original branch that you opened your account during working hours mon-fri only (my original account at Ramkhamheang - a big hassle to go there). Check out the apps for your phone instead.

 

Using the app, you can do cardless withdrawals, so there's no more need to pay high service charges to hold 'plastic' in your pocket.

[scubascuba3]

To be honest, I'm scrapping all my ATM cards now - they aren't worth the trouble - especially when any problem means you must get all the correct paperwork and travel to the original branch that you opened your account during working hours mon-fri only (my original account at Ramkhamheang - a big hassle to go there). Check out the apps for your phone instead.
 
Using the app, you can do cardless withdrawals, so there's no more need to pay high service charges to hold 'plastic' in your pocket.

Good advice that. I'm doing the same with Cardless withdrawals, no need for ATM cards

[brucegoniners]

I thought the number was 800K. Has it changed?

[emptypockets]

20 hours ago, keemapoot said:

Oh yes we have noticed. Many of us are making alternate and backup arrangements as we write and read here. The writing is clearly on the wall.

And many can comfortably afford to live here.

[keemapoot]

1 minute ago, emptypockets said:

And many can comfortably afford to live here.

Sure, as can I, in fact much so. But I've decided to winter here only, which means I will keep fully functioning homes in both places. That decision has largely been precipitated by the change in attitude in immigration, which I consider a warning to not burn bridges.

[The Cobra]

4 minutes ago, brucegoniners said:

I thought the number was 800K. Has it changed?

400k for married 800k is  independent

[spornb]

Like everything keep a margin, I deposit 425,000, but once sent to next office for approval start using the money, so far so good, and yes that account got hit with an ATM FEE 200 bhat

[Autonuaq]

Expect it will not be a problem for you.

Do have had the same situation. Bank debt and credit are not processed in the order as received due to internal processed. The end of the day amount the looked in my case (batch) and then you see the amout was above the requiered minimum.

 

As well all Thai Bank accounts that you have in your name are added together when they do a check (deeper check) as i found out. Which can create problems for some people as did with some people I know.

 

Tip is to get a seperate account with some surplus on it and never use this acoount for nothing else then the visa amount backup.

Save a lot of stress.

[lamyai3]

2 hours ago, jacko45k said:

There was a scam some years ago of an agent using IOs to stamp passports out and in while the owners chugged beer in Soi Cowboy. When uncovered, those who had used the facility were pursued and punished. 

This was in the early 00's and was certainly one of the factors in leading to a shift in national visa policy. 

[TallGuyJohninBKK]

2 hours ago, DanielS said:

Dont need any transaktion for print.

 

Not all Thai banks machines work like that. I had a CIMB fixed account last year, and the only time the passbook would update was when there was some activity, and if it was catching up, it would only print the prior dates of activity, not the current balance as of the then current date. I asked the bank HQ staff about that, and they confirmed that's the way their systems operate. Just as one example.

 

And actually with CIMB, their passbooks for fixed accounts won't update in their automatic passbook machines at all... The only way to generate an update with their fixed account passbooks is to give the passbook to a teller, and then it's the same as I mentioned above.

 

 

 

[n210mp]

8 hours ago, jacko45k said:

I hope you are planning to keep the 400k until the Extension is stamped in the passport. I have heard of people having issues when quick to spend after the application submitted. 

You are talking about me hahaha

 

I did the  spouse extension application and the day after transferred the 400K into another joint account with my wife because I was concerned being mid 70s that If I died she would have quick access to the money and for no other reason!

My three bank  accounts are  all in Pattaya with the same bank.

 

Three days before I had to go into the "immigration" to find out the results of my application, immigration rang me and asked me to go into their office with my bank book.

 

They immediately noticed I had transferred the 400K into a joint account albeit with the same bank in Pattaya...........!!!!!!

 

They refused to check the "transfer to another joint account" and accused me of "borrowing" the money and promptly refused my spouse extension application.

 

So beware and dont move the money until you have the "approved application" in your hands !

 

What I cannot understand is why the Marriage extension has to have a "Sole account" in any case ! 

 

 

[jacko45k]

10 minutes ago, n210mp said:

 

What I cannot understand is why the Marriage extension has to have a "Sole account" in any case ! 

To ensure it is your money available to you to support the 1 year in Thailand. 

[n210mp]

2 minutes ago, jacko45k said:

To ensure it is your money available to you to support the 1 year in Thailand. 

Thank you for you reply but not being "pedantic" the reason you quote  just doesn't make any sense or logic in view of the fact that joint or sole, one could have "borrowed" the money as Immigration claimed in my case! 

 

"Perusing my other account books" provided to them at the same time would have shown I was stating the truth and that the money was still in one of  my accounts albeit a "joint one"! 

[ubonjoe]

19 minutes ago, n210mp said:

What I cannot understand is why the Marriage extension has to have a "Sole account" in any case ! 

Due to the fact that under the law only 50% would be yours if it was a joint account. Some offices will accept one if you have 800k baht in the bank.

[jacko45k]

5 minutes ago, n210mp said:

Thank you for you reply but not being "pedantic" the reason you quote  just doesn't make any sense or logic in view of the fact that joint or sole, one could have "borrowed" the money as Immigration claimed in my case! 

 

"Perusing my other account books" provided to them at the same time would have shown I was stating the truth and that the money was still in one of  my accounts albeit a "joint one"! 

They find it simpler to require you to have 400k in an account in your sole name. They don't want to peruse your other bank books. And what UJ said!

[n210mp]

2 minutes ago, ubonjoe said:

Due to the fact that under the law only 50% would be yours if it was a joint account. Some offices will accept one if you have 800k baht in the bank.

Thank you Joe 

I didn't think of that, nevertheless it is still not logical becasue it is patently obvious that unless there is a pending division of assets such as in a divorce there is  no reason for Immigration to assume they would know the outcomes of any such division of assets and therefore their reasoning is "flawed" !

In any event I would assume that all assets whether in a sole name or joint would be considered by a divorce court judge in the subsequent division of assets !

The "origin" of assets like money in an applicants  sole bank account being used for the issue of a Marriage extension could indeed be the money of the  other spouse or partner!  

 

[GalaxyMan]

1 minute ago, n210mp said:

Thank you Joe 

I didn't think of that, nevertheless it is still not logical...

Can't stop laughing. This is Thailand. ????

[RAZZELL]

Well, from reading all the above...

 

It seems I am either knackered or it won't be a problem ????

 

I am visiting immigration on Monday 15th with my wife.

 

What other docs do I/we need?

 

Her Thai ID, Tabian Baan, Marriage Certificate (UK one and Thai translation etc from MFA), Map and Pics of her house and us together at the house etc? (Which reminds me, I better get the grass cut ????)

 

Is that it?

 

RAZZ

 

[ubonjoe]

47 minutes ago, RAZZELL said:

Her Thai ID, Tabian Baan, Marriage Certificate (UK one and Thai translation etc from MFA), Map and Pics of her house and us together at the house etc? (Which reminds me, I better get the grass cut ????)

Have you registered your marriage in the UK at an Amphoe and have a Kor Ror 22 marriage registry. It not you will not be able to apply for the one year extension (not needed for a 60 day extension).

My general list of requirements is here. Marriage Extension Requirements 2.pdf

[RAZZELL]

54 minutes ago, ubonjoe said:

Have you registered your marriage in the UK at an Amphoe and have a Kor Ror 22 marriage registry. It not you will not be able to apply for the one year extension (not needed for a 60 day extension).

My general list of requirements is here. Marriage Extension Requirements 2.pdf

I think so. I'll check with the Mrs.

 

RAZZ

[RAZZELL]

Just out of interest - what photos are required and how many copies? Two?

 

We are going to take some tomorrow.

 

Map? Will a Google print out to main road suffice? 

 

RAZZ

[ubonjoe]

39 minutes ago, RAZZELL said:

Just out of interest - what photos are required and how many copies? Two?

 

At least to photos inside the house. I do one with my wife and I sitting on the edge our bed and on the sofa. One photo showing the house number with both of you in it. One photo showing the house from the street. Your office might want more inside the house.

You will need 2 sets of photos.

39 minutes ago, RAZZELL said:

Map? Will a Google print out to main road suffice?

Some offices will insist on hand drawn map. The map only needs to be from the nearest main road or an intersection of 2 roads.

[stament]

On 6/30/2019 at 6:10 AM, ubonjoe said:

Have you registered your marriage in the UK at an Amphoe and have a Kor Ror 22 marriage registry. It not you will not be able to apply for the one year extension (not needed for a 60 day extension).

My general list of requirements is here. Marriage Extension Requirements 2.pdf

Sorry to hijack this thread.. 

 

Re the marriage registration in the UK is this required if you got married in TH and have a Thai marriage certificate? Not sure if we did that when my wife got UK citizenship. Bit worried now ...

[RAZZELL]

5 minutes ago, stament said:

Sorry to hijack this thread.. 

 

Re the marriage registration in the UK is this required if you got married in TH and have a Thai marriage certificate? Not sure if we did that when my wife got UK citizenship. Bit worried now ...

I think you're getting it the wrong way around.

 

We got married in the UK therefore we need to register our marriage in Thailand by completing a Kor Ror 22.

 

 

RAZZ

[BobBKK]

Oh man I hope the IO dude is reasonable. Bad luck and deeply annoying the bank could not contact you beforehand but I suppose it's all automated. Best wishes.

[ubonjoe]

9 minutes ago, stament said:

Re the marriage registration in the UK is this required if you got married in TH and have a Thai marriage certificate? Not sure if we did that when my wife got UK citizenship.

Only your Thai marriage certificate is needed.

No need for legalization or a translation of it.

[RAZZELL]

2 hours ago, BobBKK said:

Oh man I hope the IO dude is reasonable. Bad luck and deeply annoying the bank could not contact you beforehand but I suppose it's all automated. Best wishes.

 

Many thanks. Crossing fingers - going to Immigration a week on Monday.

 

RAZZ