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O/A visa and insurance experience today


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Missing the point.  Health insurance is a great thing to have......getting overcharged for poorly designed health insurance with inadequate coverage is not a great thing.  That's the issue for many.  

Apparently not all immigration officers have gotten the message it does not apply to a visa issued prior to October 31st. I seems the person that stamped you in to  the country for a year was awa

@Sheryl Wanted to let you know, that you deserve a lot more than just a THANK YOU. You are doing a wonderful job of providing correct, understandable and sensible responses to all the issues

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1 minute ago, ubonjoe said:

Apparently not all immigration officers have gotten the message it does not apply to visa issued prior to October 31st.

I seems the person that stamped you in the country for a year was aware of that.

That was my understanding Joe of the dates but could not get through to them and one of them said she would lose her job if she allowed me in without insurance 

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1 hour ago, brianj1964 said:

and I had 30 days to get it and take it to the immigration and they would then allow me 12 months.

Interesting statement. A person with an unused Non-Imm-OA, gets a 30 day stamp,  and can go to immigration in Thailand and get a 12 month stamp later. As I have said, this may explain why  insurance is mentioned in the police order relating to retirement extensions. 

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27 minutes ago, bangkokbanjo said:

Well, I have my OA issued in October and am arriving in two weeks.  I got the insurance anyway, just to be safe .  It's an outside policy , but I downloaded the form from the official Thai website and have the necessary signatures for that.  Hopefully, I won't have any issues 

Hi Bangkokbanjo,

When it turns out that health-insurance is indeed required even when entering on a pre Oct 31 issued OA Visa, yours would be an interesting case.

Border immigration officers have been instructed to check the OA Visa for health-insurance notes from the Embassy/Consulate that issued the OA Visa.  Your OA Visa does not carry such notes as it was issued pre Oct 31.

But you do have the health-insurance certificate that is required for post Oct 31 applications for an OA Visa.

Please keep us posted of your experience on entering.

Note: Hopefully in 2 weeks the present mess/confusion will have been sorted out by then.

 

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36 minutes ago, Jingthing said:

Why would they refuse entry when a person is eligible for a 30 day stamp? 

That's not the point. The point is that he had a valid O-A Visa issued prior to October 31, and the IO still didn't understood the instructions in the police order released in April this year.

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3 minutes ago, brianj1964 said:

They told me without the insurance they would give me a 30 day tourist visa and I would have to arrange the insurance with a Thai company and tthen return to immigration and be allowed to use the O/A. I was at the passport control for 2 hours trying to argue my case 

 

I urge you to complain back to the Embassy/Consulate which issued the visa.

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58 minutes ago, Andrew Dwyer said:

Seems about right.

They are saying “ you need the insurance, we will give you 30 days to get it then stamp you in for a year “

At least they are not refusing entry.

 

However, as he got stamped in for a year it just shows that Thai immigration are as confused as the rest of us !!

An immigration officer at the largest airport in Thailand is supposed to be able to read a police order in thai and understand it. And if they don't understand, why not ask someone who should know? The police order was released in April,over 6 months ago. 

Edited by Max69xl
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12 minutes ago, Sheryl said:

 

I urge you to complain back to the Embassy/Consulate which issued the visa.

I got it from London, I applied before 31st October, I uploaded the documents they requested. If someone applies now would the insurance  be part of the application? Or would someone apply after the visa is granted?

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34 minutes ago, brianj1964 said:

They told me without the insurance they would give me a 30 day tourist visa and I would have to arrange the insurance with a Thai company and tthen return to immigration and be allowed to use the O/A. I was at the passport control for 2 hours trying to argue my case 

So you are not new to Thailand? 

If before the end of the 30 days, I understood  previously, that you may have to be in Thailand more than 180 days to fulfill the T&Cs of these policies, or do those conditions no longer apply on these policies now??

 

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39 minutes ago, Max69xl said:

That's not the point. The point is that he had a valid O-A Visa issue hid prior to October 31, and the IO still didn't understood the instructions in the police order released in April this year.

Well that potential issue will be timed out fairly quickly as OA visas issued before October 31 all become used. 

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17 minutes ago, jacko45k said:

The one I saw signed by some police general was dated Sept 27, 2019 and stated effective from Oct 31st. The cabinet resolution was indeed in April. So they haven't had as long as you suggest to get up to speed. I have an image of a swan paddling like crazy against a current.

I think the problem is the chain of information. How do they get the info? Even if they had 1,5 month what's so hard about understanding a police order? I'm sure they will learn eventually. 

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6 minutes ago, UKresonant said:

So you are not new to Thailand? 

If before the end of the 30 days, I understood  previously, that you may have to be in Thailand more than 180 days to fulfill the T&Cs of these policies, or do those conditions no longer apply on these policies now??

 

Been on holiday about 25 times and previously held a 90 day non immigrant, this OA is my retirement plan. The 30 day I was offered was to allow me to enter without using the OA and told to deal with the insurance and then use the OA

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9 minutes ago, UKresonant said:

So you are not new to Thailand? 

If before the end of the 30 days, I understood  previously, that you may have to be in Thailand more than 180 days to fulfill the T&Cs of these policies, or do those conditions no longer apply on these policies now??

 

Do you understand the topic? It's about an O-A Visa issued prior to October 31,and then an insurance is not needed. 

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42 minutes ago, Sheryl said:

 

I urge you to complain back to the Embassy/Consulate which issued the visa.

What good will that do? The embassy/consulate didn't do anything wrong, and they won't lift a finger anyway. 

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5 minutes ago, Sheryl said:

 

Immigration officer will not know the cost which in any case will depend on your age and which company/policy you select. Unless you are under the age of 60 your premium is going to be well over 40,000.

 

  The 40,000 the Immigration officer referred to is  the required coverage:  a minimum of 400,000 inpatient and 40,000 outpatient cover. Note that 400,000 inpatient cover, while it satisfies Immigration requirements, is completely insufficient for actual protection, a single hospitalization here after a severe accident or illness can reach 1 million baht in a government hospital and well over 3 million in a private hospital.

 

You can find charts which  summarize the info available from the companies on the website  here:

 

Has a short chart attached and is what you should refer to if you are planning n settling here permanently.

 

If you are not planning on retiring here permanently (and therefore do not need top worry about whether the policy can be renewed for life) then your choices are wider and you should see the chart attached to this thread:

 

https://forum.thaivisa.com/topic/1128396-cheat-sheet-for-longstay-insurance-policies/

 

 

I'm 55 Sheryl so I'm expecting a good price, it's difficult looking on my phone I will investigate my options when I get computer access in Pattaya in 3 days.

i was planning permanent retirement here but I didn't anticipate this when I retired in May. I always thought that's what the 800,000 was for previously 

do I have any other options to live here permanently without insurance? Visa wise?

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