How to receive One Time Passwords?

[Tracyb]

Hi,  

Im searching for a way to get One Time Passwords (OTP) that are sent to my overseas phone number in the USA forwarded to me here in Thailand.  Is it possible to get the SMS that a bank sends to my home phone forwarded to me?

 

I would appreciate any directions for those of you who have found a way to do this successfully.

 

Thanks!

[Langsuan Man]

Gogle Voice is the way I got around the OTP requirement of some US banks, just get a Google Voice number and give that to your bank as your new "mobile" number.  Every time you get an OTP you will receive a copy of it in your Gmail in box, if you have one, if not, then sign up for a Gmail account as well as Google Voice 

[ukrules]

I keep two phones, one Thai and the other from home, never fails.

[Tracyb]

3 hours ago, ukrules said:

I keep two phones, one Thai and the other from home, never fails.

So, how does that help to receive an SMS from a stateside bank on your USA phone line?  Do you use roaming on that line?

 

[taxout]

Just a caution that some banks don't send out SMSs to Google Voice and other virtual phone numbers. You'll just have to try.

[Tracyb]

1 hour ago, taxout said:

Just a caution that some banks don't send out SMSs to Google Voice and other virtual phone numbers. You'll just have to try.

Thanks for your input.  I’m thinking I may have to try another means.

[Langsuan Man]

14 hours ago, taxout said:

Just a caution that some banks don't send out SMSs to Google Voice and other virtual phone numbers. You'll just have to try.

Which bank please ?   

 

So far USAA, Chase, Fidelity, and Schwab all accept my Google Voice number 

[NCC1701A]

On 12/2/2019 at 7:33 AM, Tracyb said:

 

I would appreciate any directions for those of you who have found a way to do this successfully.

i am from the USA.

I have a T-Mobile SIM card. T-Mobile roams on AIS here  in Thailand.

I went with T-Mobile because of super cheap rates of $3 a month for prepaid account.

It is imperative to keep a REAL USA cellphone number. Not a google number or virtual numbers.

and I keep the SIM card and phone locked in a safe so I don't lose it.

Good luck.

 

 

[gk10002000]

On 12/1/2019 at 4:44 PM, ukrules said:

I keep two phones, one Thai and the other from home, never fails.

the problem is keeping a home phone active can be expensive, but there are ways to minimize that.  I had the problem this year when on vacation in Thailand.  I had to pay ATT a nutty amount for my basic text and voice phone to keep it alive for one or two things I knew I was going to use it for such as a password thing

[topt]

5 hours ago, gk10002000 said:

the problem is keeping a home phone active can be expensive, but there are ways to minimize that.  I had the problem this year when on vacation in Thailand.  I had to pay ATT a nutty amount for my basic text and voice phone to keep it alive for one or two things I knew I was going to use it for such as a password thing

Are there no pay as you go SIMS in the US like you can get in the UK?

For a minimal amount (less than £10 a year normally) I have maintained my UK no. for over 10 years abroad. I just have to make a chargeable "event" at least once every 6 months. 

[petermik]

7 hours ago, topt said:

Are there no pay as you go SIMS in the US like you can get in the UK?

For a minimal amount (less than £10 a year normally) I have maintained my UK no. for over 10 years abroad. I just have to make a chargeable "event" at least once every 6 months. 

Same here Tesco mobile PAYGo 1 "chargeable" event i.e. SMS cost just 40 uk pence so less than £1 per year

[Antonymous]

Can they send OTP to your email address?

 

 

Edited December 3, 2019 by Antonymous
Decided to change

[thecyclist]

No need for roaming which is expensive :I live in Vietnam now, where it is very difficult for foreigners to open an account. So I keep my KTB account and debit card, and have aDtac and a Vietnamese Sim in my phone, with the Thai Sim turned off. Whenever I need an OTP from my Thai bank, I briefly activate the DTAC Sim, just long enough to get the OTP. 

[DFPhuket]

I use Ting (www.ting.com) which is a pay as you go.I have an iPhone with dual SIM so my Thai number is the e-SIM and I keep my US SIM in the slot. Ting charges US$6 per month for the line. Up to 100 texts per month adds $3 more. That allows me to get OTPs wherever I am. Another advantage is that when I visit the US I can use it with the cost varying based upon the usage amount. You might look into it. 

[ukrules]

On 12/2/2019 at 11:07 AM, Tracyb said:

So, how does that help to receive an SMS from a stateside bank on your USA phone line?  Do you use roaming on that line?

 

Yes, I have a UK phone which has been on roaming for the last 10 years. if it rings I just ignore it but every now and again I use it to get an authorisation code.

[Guest]

11 hours ago, NCC1701A said:

i am from the USA.

I have a T-Mobile SIM card. T-Mobile roams on AIS here  in Thailand.

I went with T-Mobile because of super cheap rates of $3 a month for prepaid account.

It is imperative to keep a REAL USA cellphone number. Not a google number or virtual numbers.

and I keep the SIM card and phone locked in a safe so I don't lose it.

Good luck.

 

 

If you are going to continue offering sane, informed, and well written replies ... we will throw you off the TV Forum!  This is for whining ... not constructive input!  Didn't you read the user agreement?  555!

[CygnusX1]

This is currently a big problem for me, as international roaming in Thailand for my Australian Aldi SIM recently stopped working, meaning that I can’t do any bank transactions involving SMS messages. When I return to Australia I’m going to change the mobile number used for banking to my Travel Sim number. I think that a specialist provider of international roaming services should have a greater interest in maintaining that service than an Australian operator.

[wgdanson]

11 hours ago, NCC1701A said:

i am from the USA.

I have a T-Mobile SIM card. T-Mobile roams on AIS here  in Thailand.

I went with T-Mobile because of super cheap rates of $3 a month for prepaid account.

It is imperative to keep a REAL USA cellphone number. Not a google number or virtual numbers.

and I keep the SIM card and phone locked in a safe so I don't lose it.

Good luck.

 

 

you mean you do not have a modern phone which take 2 sims      lol

 

yep, lose it and i am <deleted>

[MadMuhammad]

12 hours ago, NCC1701A said:

i am from the USA.

I have a T-Mobile SIM card. T-Mobile roams on AIS here  in Thailand.

I went with T-Mobile because of super cheap rates of $3 a month for prepaid account.

It is imperative to keep a REAL USA cellphone number. Not a google number or virtual numbers.

and I keep the SIM card and phone locked in a safe so I don't lose it.

Good luck.

 

 

I have an iPhone XS Max with an e-sim from True and a physical sim from back home. No swapping around or losing the sim and I get OTP’s instantly on my phone. Very handy 

[emptypockets]

1 hour ago, CygnusX1 said:

This is currently a big problem for me, as international roaming in Thailand for my Australian Aldi SIM recently stopped working, meaning that I can’t do any bank transactions involving SMS messages. When I return to Australia I’m going to change the mobile number used for banking to my Travel Sim number. I think that a specialist provider of international roaming services should have a greater interest in maintaining that service than an Australian operator.

I have an iPhone with a Telstra SIM on the stack network. Works fine in Thailand for SMS.

[emptypockets]

1 hour ago, wgdanson said:

you mean you do not have a modern phone which take 2 sims      lol

 

yep, lose it and i am <deleted>

Try and buy a dual SIM phone in Oz at a retailer. No hope in my experience.

[CygnusX1]

5 minutes ago, emptypockets said:

I have an iPhone with a Telstra SIM on the stack network. Works fine in Thailand for SMS.

I have no idea what the stack network is, but I think Aldi uses the Telstra network in Australia, so are you saying that mine should be using the same network as Telstra does when roaming in Thailand? Would you know what network yours is using? The Aldi support guy told me it should be one of Advanced Info Service PLC (520_01), Real Future Company Ltd (520_00). (Non- preferred), Total Access Communications Co (520_18), and I can’t see any of these in the list of mobile networks that my phone’s detecting. Not sure if they would show up as a Thai network such as DTAC or AIS.

The support guy told me in a second email that I mustn’t have coverage, and there was nothing else they could do. Since I’m in a high rise apartment in central Bangkok, I think that’s unlikely.

 

 

[Lokie]

Bought a Motorola G5S duel sim last yr in BiG C Phuket, 8999Baht top spec android. Use as my main phone as its that good - UK sim No1 Thai sim No2, just switch between two depending where I am what I need. 

 

Also just got new Thai No few weeks ago, I do Cyberbanking with Kasikorn, must go into branch to delete old number and add new number for OTP/or do Mobile top up online (Can not edit/add new phone number online) must take passport, bank book into branch and fill out form, then three days to update system via head office Bkk (may help anyone with kasikorn account who needs to change phone number when new one issued for any reason)

[srowndedbyh2o]

5 hours ago, MadMuhammad said:

...and a physical sim from back home.

Which "back home" service do you use, and what does it cost?

[MadMuhammad]

37 minutes ago, srowndedbyh2o said:

Which "back home" service do you use, and what does it cost?

I m from Oz so I use a Telstra pre-paid sim. I top it up twice a year for $10 when it informs me via email & text they’ll disconnect the number if no further action is taken. All incoming texts are free. 
I changed from a post paid account and kept the same number I have had for over 15 years. 
It has worked flawlessly for 2 years now on my bank account and my share account. 

[gk10002000]

13 hours ago, topt said:

Are there no pay as you go SIMS in the US like you can get in the UK?

For a minimal amount (less than £10 a year normally) I have maintained my UK no. for over 10 years abroad. I just have to make a chargeable "event" at least once every 6 months. 

There are, and with all sorts of "plans" and options.  But again, it would mean breaking away from the current carrier.  All doable

[srowndedbyh2o]

19 hours ago, NCC1701A said:

I went with T-Mobile because of super cheap rates of $3 a month for prepaid account.

 

What’s the name of the T-Mobile plan you are using? I’ve contacted T-Mobile and they tell me they have no prepaid plans that will allow international roaming. ????

[Sterling]

I use MagicJack to receive 2FA/OTP SMS's from banks in the US.

It was annoying having to buy the little device (which I dont think I ever used) but once I signed up for the service, I use the MagicApp on my iPhone and can receive SMS there from the US. The last time I renewed, it was $89 for 3 years.

[soi3eddie]

Opposite issue for me. I spend only about 4 months total per year in LOS but still need to pay bills on my condo (water, electric, internet etc.). KasikornBank sends a OTP by SMS to my Thai DTAC prepaid number which I keep in an old 2g phone when in UK. No charge for receiving texts when roaming. Has worked perfectly well for last 10+ years.

[Langsuan Man]

20 minutes ago, Sterling said:

I use MagicJack to receive 2FA/OTP SMS's from banks in the US.

It was annoying having to buy the little device (which I dont think I ever used) but once I signed up for the service, I use the MagicApp on my iPhone and can receive SMS there from the US. The last time I renewed, it was $89 for 3 years.

You do realize that the Magic Jack gives anyone in the US the ability to call you without any cost other than a that of a local phone call.  That is the value of the MagicJack, the ability to receive SMS is a new addition to the service and only via the MagicJack app

 

For SMS or Text messages the best deal is still the free Google Voice service