I want to finance a car in my name but my Thai wife will drive it. Do I need a drivers license to buy a car?

[David T Pike]

I am disabled and do not drive. My Thai wife has no established credit in Thailand nor a job. Can I finance a car with my direct deposit income (I know I need 3 months of direct bank deposits) and put the car in my name w/o a drivers license? FYI... We will have a joint bank account where my VA disability pension will be directly deposited to. (will this be enough for my wife to be the guarantor or even the buyer?)

 

             Thanks folks!

[surangw]

on an offshoot of this  thread    .    is the gov. tax on cars  to keep   mid income thais from owning cars ?

 

[richard_smith237]

You can buy a car & finance a car without a drivers license (no one will even ask for your drivers license).

 

Finance is a different issue. You will need to speak with a finance company such as Tisco and see how you get on. 
 

If financing is problematic, and it could be as you seem to be lacking a guarantor then other options could be to long term rental - there may be some good deals around. 

[LosLobo]

No licence required but evidently you might require a medical certificate. ????

 

 

Medical certificates now mandatory for driving licenses and new car purchases in Thailand

Edited March 2, 2021 by LosLobo

[richard_smith237]

11 minutes ago, surangw said:

on an offshoot of this  thread    .    is the gov. tax on cars  to keep   mid income thais from owning cars ?

You thing all those Thais during around in pickups, Honda Jazz’ & Toyota vios are high earners ?? 
 

According to statista.com ~50% of Thailand’s population own a car... I call BS on that value, nevertheless, a lot of people in Thailand own cars. 

[LosLobo]

1 hour ago, surangw said:

on an offshoot of this  thread    .    is the gov. tax on cars  to keep   mid income thais from owning cars ?

 

Excise tax on small sedans like a Corolla is about 30% . This rate in most western countries would be classed as a tax for luxury vehicles.

Edited March 2, 2021 by LosLobo