TallGuyJohninBKK Posted October 18, 2021 Share Posted October 18, 2021 34 minutes ago, lopburi3 said: https://www.thaipbsworld.com/central-bank-tba-suspend-credit-debit-cards-following-suspicious-deductions/ They reporting been happening for some time (2 October). Interesting juxtaposition of info in the article you linked above... This: "adding that commercial banks regularly check their security systems to screen for suspicious transactions." vs. This: "According to the “Drama-addict” Facebook page, as many as 40,000 bank customers may have been affected by what they suspect is the work of hackers." From all the reports of bank fraud involving customers being mentioned here, it doesn't sound like the banks' supposed screening has been doing a very good job! 2 Link to comment Share on other sites More sharing options...
KannikaP Posted October 18, 2021 Share Posted October 18, 2021 9 minutes ago, smedly said: Nationwide is highly secure - card reader Wise - is a transfer company so no risk there as it doesn't carry a balance Bangkok Bank - ATM only For Nationwide, I get an OTP on my phone via O2 SIM card I have both GBP & THB balances in my Wise account. I do online Bangkok Banking on both my PC & Phone. Link to comment Share on other sites More sharing options...
bdenner Posted October 18, 2021 Share Posted October 18, 2021 7 minutes ago, jacko45k said: Is there not a certain limit? I notice smaller CC deductions are not flagged to me, I believe under 1000baht (Bangkok Bank). These sneaky multiple small deductions might well go unnoticed. I do weekly 400 Baht transaction (programmed in advance) and that always gets flagged on my KBank app. Link to comment Share on other sites More sharing options...
Cabradelmar Posted October 18, 2021 Share Posted October 18, 2021 This will be the banks loss not the customers. If was a widespread breach. 2 Link to comment Share on other sites More sharing options...
Rampant Rabbit Posted October 18, 2021 Share Posted October 18, 2021 1 hour ago, Neeranam said: I use my phone for nearly everything and have never had any issue. Welcome to the modern, cashless society. which is frequently failing, just like Chip and Pin was going to make everything so safe Link to comment Share on other sites More sharing options...
Rampant Rabbit Posted October 18, 2021 Share Posted October 18, 2021 26 minutes ago, TallGuyJohninBKK said: Interesting juxtaposition of info in the article you linked above... This: "adding that commercial banks regularly check their security systems to screen for suspicious transactions." vs. This: "According to the “Drama-addict” Facebook page, as many as 40,000 bank customers may have been affected by what they suspect is the work of hackers." From all the reports of bank fraud involving customers being mentioned here, it doesn't sound like the banks' supposed screening has been doing a very good job! One of my friends in the Uk does security works for the banks and he says you would not believe how bad their security actually is 1 Link to comment Share on other sites More sharing options...
jacko45k Posted October 18, 2021 Share Posted October 18, 2021 1 minute ago, Rampant Rabbit said: One of my friends in the Uk does security works for the banks and he says you would not believe how bad their security actually is I can believe it ... and they keep quiet about it too, nor pursue the miscreants. Had a pal scammed, someone persuaded his phone supplier he wanted to transfer the number to another carrier... so they got all his OTPs. Serious money taken... Link to comment Share on other sites More sharing options...
jwest10 Posted October 18, 2021 Share Posted October 18, 2021 1 hour ago, Neeranam said: I use my phone for nearly everything and have never had any issue. Welcome to the modern, cashless society. Yes, pleased it has not affected you and many others but also so sad for many others who have fallen victims of these and MANY other scams and yes we can never fully trust the banks and all over the world from us taxpayers bailing them out a decade or so a go. Link to comment Share on other sites More sharing options...
Rampant Rabbit Posted October 18, 2021 Share Posted October 18, 2021 1 minute ago, jacko45k said: I can believe it ... and they keep quiet about it too, nor pursue the miscreants. Had a pal scammed, someone persuaded his phone supplier he wanted to transfer the number to another carrier... so they got all his OTPs. Serious money taken... best was their pathetic chip and pin they introduced years back, yeah going to stop credit card fraud............huh! And now they have the incredible noncontact payment cards that just pay automatically for you in stores.....where people have been swindling you there too Link to comment Share on other sites More sharing options...
HashBrownHarry Posted October 18, 2021 Share Posted October 18, 2021 1 hour ago, smedly said: I agree with this - it is only recently I decided to get an ATM card after years of going to the branch to withdraw money in person, it is a debit card but is disabled for anything other than ATM use - too risky IMO and also if you do become a victim they don't make it easy to get your money back, I also get an sms when there is any activity on my account You'd be buggered in the 'real' worlds. When i went back to UK for both jabs hardly anyone uses 'cash'. It's all 'tap to pay'. Link to comment Share on other sites More sharing options...
treetops Posted October 18, 2021 Share Posted October 18, 2021 40 minutes ago, Rampant Rabbit said: which is frequently failing, just like Chip and Pin was going to make everything so safe What are the fraud levels like if you compare to before the introduction of Chip and Pin? Link to comment Share on other sites More sharing options...
smedly Posted October 18, 2021 Share Posted October 18, 2021 27 minutes ago, HashBrownHarry said: You'd be buggered in the 'real' worlds. When i went back to UK for both jabs hardly anyone uses 'cash'. It's all 'tap to pay'. no issue with using my card in the UK 1 1 Link to comment Share on other sites More sharing options...
meauwnam Posted October 18, 2021 Share Posted October 18, 2021 I don't read anywhere if anyone has done anything to stop it and make it impossible to do it again. For all my transactions I use my phone or PC and in both cases I use one of the best VPN services. Link to comment Share on other sites More sharing options...
Andrew65 Posted October 18, 2021 Share Posted October 18, 2021 2 hours ago, KannikaP said: How do you do your 'banking', go to the local branch every time you want to do something? It was only 10 years ago that Bangkok Bank wouldn't transfer my rent monthly because the receiving bank was Thanachart Bank rather than BBL. I used to take 2 month's rent in cash and pay it into the account at Thanachart.. Link to comment Share on other sites More sharing options...
HashBrownHarry Posted October 18, 2021 Share Posted October 18, 2021 20 minutes ago, smedly said: no issue with using my card in the UK So there's no hackers in UK? 1 Link to comment Share on other sites More sharing options...
HeijoshinCool Posted October 18, 2021 Share Posted October 18, 2021 . Exactly why I don't do smart phones and online banking, despite being ridiculed by many on this forum. Also why I use an agent, and keep my cash in a safe. 2 Link to comment Share on other sites More sharing options...
bkk_bwana Posted October 18, 2021 Share Posted October 18, 2021 There is a very simple solution to this. A separate credit card, with a low credit limit, for online use only. Never use a debit card for buying things online and never link your bank account to PayPal, link it to that same low-credit line card. 2 Link to comment Share on other sites More sharing options...
jacko45k Posted October 18, 2021 Share Posted October 18, 2021 (edited) 7 minutes ago, bkk_bwana said: There is a very simple solution to this. A separate credit card, with a low credit limit, for online use only. Never use a debit card for buying things online and never link your bank account to PayPal, link it to that same low-credit line card. Darn... when I first got a CC here, the bank gave me 2, a Visa and a MC. I only used one and let the other lapse... it could have done this job. Mind you, I use the one left for online purchases of Biz Class airfares, which needs a higher credit limit. Edited October 18, 2021 by jacko45k Link to comment Share on other sites More sharing options...
orang37 Posted October 18, 2021 Share Posted October 18, 2021 2 hours ago, KannikaP said: Nationwide, Wise in UK and Bangkok Bank here, with Express VPN on both PC & phone would seem pretty secure. source ? Link to comment Share on other sites More sharing options...
Popular Post Kaopad999 Posted October 18, 2021 Popular Post Share Posted October 18, 2021 (edited) Yes, this happened to me 3 weeks ago. I had around 18,000 THB stolen from my Kasikorn Bank account. I hadn't checked my account for around 8 days, but when i did, i realized there was some money missing. When i looked at my bank statement, i could see that there were some very unusual withdrawals over a period of 8 days, mostly a lot of small ones ranging from 300 THB up to three thousand THB Anyway, after i realized, i went straight to the Bank and reported it & they returned my money to me 5 hours later that evening. So yeah , make sure you check your accounts every day guys! Edited October 18, 2021 by Kaopad999 2 1 Link to comment Share on other sites More sharing options...
jacko45k Posted October 18, 2021 Share Posted October 18, 2021 5 minutes ago, Kaopad999 said: When i looked at my bank statement, i could see that there were some very unusual withdrawals over a period of 8 days, mostly lost of small ones ranging from 300 THB up to three thousand THB How were they coded... ie ATM withdrawals, Transfers or whatever? Link to comment Share on other sites More sharing options...
Kaopad999 Posted October 18, 2021 Share Posted October 18, 2021 5 minutes ago, jacko45k said: How were they coded... ie ATM withdrawals, Transfers or whatever? Here you go, this is from my printed statement. Link to comment Share on other sites More sharing options...
KannikaP Posted October 18, 2021 Share Posted October 18, 2021 16 minutes ago, orang37 said: source ? My personal experience. Link to comment Share on other sites More sharing options...
KannikaP Posted October 18, 2021 Share Posted October 18, 2021 2 hours ago, Neeranam said: It is a relatively easy process, as far as I am aware. How do you think it is hard? Wrong forum. There is another one regarding downloading porn! 555 LOL Link to comment Share on other sites More sharing options...
itsari Posted October 18, 2021 Share Posted October 18, 2021 2 hours ago, Neeranam said: I use my phone for nearly everything and have never had any issue. Welcome to the modern, cashless society. Many do not welcome a cashless society as big brother can follow your movements in all conceivable ways . Some that will not concern them, but i think the majority will have a concern . 1 Link to comment Share on other sites More sharing options...
KannikaP Posted October 18, 2021 Share Posted October 18, 2021 50 minutes ago, Andrew65 said: It was only 10 years ago that Bangkok Bank wouldn't transfer my rent monthly because the receiving bank was Thanachart Bank rather than BBL. I used to take 2 month's rent in cash and pay it into the account at Thanachart.. Is there anything else you have noticed has changed in the past 10 years? lol 2 Link to comment Share on other sites More sharing options...
Popular Post Kaopad999 Posted October 18, 2021 Popular Post Share Posted October 18, 2021 (edited) 23 minutes ago, Kaopad999 said: Yes, this happened to me 3 weeks ago. I had around 18,000 THB stolen from my Kasikorn Bank account. I hadn't checked my account for around 8 days, but when i did, i realized there was some money missing. When i looked at my bank statement, i could see that there were some very unusual withdrawals over a period of 8 days, mostly a lot of small ones ranging from 300 THB up to three thousand THB Anyway, after i realized, i went straight to the Bank and reported it & they returned my money to me 5 hours later that evening. So yeah , make sure you check your accounts every day guys! Also, I would like to add, the withdrawals started occurring around 24 hours after i withdrew some money from an ATM , so it's a possibility that there was a card skimming device on that ATM machine. So, something worth being aware of. Edited October 18, 2021 by Kaopad999 3 1 Link to comment Share on other sites More sharing options...
jacko45k Posted October 18, 2021 Share Posted October 18, 2021 6 minutes ago, Kaopad999 said: Here you go, this is from my printed statement. Thanks.. an EDC (Electronic Draft Capture) is like a card swipe machine use..... looks like a hacker or skimmer or a place you previously used the card. Small withdrawals to prevent SMS alerts. Interesting... I hope someone can explain and hint at how to ensure it cannot happen again. 2 Link to comment Share on other sites More sharing options...
lopburi3 Posted October 18, 2021 Share Posted October 18, 2021 6 minutes ago, Kaopad999 said: Also, I would like to add, the withdrawals started occurring around 24 hours after i withdrew some money from an ATM , so it's a possibility that there was a card skimming device on that ATM machine. So, something worth being aware of. Ten's of thousands have used that specific ATM in the last two weeks? Much more likely a data base hack or inside leak. Link to comment Share on other sites More sharing options...
Mutt Daeng Posted October 18, 2021 Share Posted October 18, 2021 (edited) When my Kasikorn & Krung Thai ATM cards expired, I didn't bother to renew them. I use the bank phone apps to do cardless withdrawals from the ATM when I need money. One obvious advantage is that it protects against card skimmers. Edited October 18, 2021 by Mutt Daeng 2 Link to comment Share on other sites More sharing options...
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