Insurance query

[mickyr55]

My lady has motorcycle compulsory insurance does that cover me to ride it, or do I need to have my own cover for bike, I have driving licence for the bike. 

[yeahbutif]

Compulsory insurance is on bike so any rider can ride as comes with the tax.but only like 3rd party and not much payout..  it don't really matter though as if you hit someone as a or thet hit you and you are a falang........you will still have to pay..... So either carry some cash or get group 1  or 2 or 3. ...then it's like comprehensive insurance..but can be expensive...

[Kwasaki]

1 hour ago, mickyr55 said:

My lady has motorcycle compulsory insurance does that cover me to ride it, or do I need to have my own cover for bike, I have driving licence for the bike

Yes if the insurance cover is for any rider and not in her name only. 

Yes if you have a valid motorbike DL. 

Get her to ring the insurance  company and ask if you are covered full comp to pay extra if they want otherwise with you riding the bike,  the bike may only be covered with CTPL only. 

[Kwasaki]

3 hours ago, yeahbutif said:

don't really matter though as if you hit someone as a or thet hit you and you are a falang........you will still have to pay.....

That is untrue. 

[scubascuba3]

the insurance only covers the rider for about 30k medical, 80k if not your fault, but unlikely to prove that

[Kwasaki]

6 minutes ago, scubascuba3 said:

the insurance only covers the rider for about 30k medical, 80k if not your fault, but unlikely to prove that

My one experience was I couldn't help someone parking there bike next to mine and them dropping there bike with it hitting mine not too much damage but the Thai guy paid me on the spot with the help of other Thais, so proven. ????????????

 

You could be right about CTPL but I'm sure someone has claim from them, I not know of anyone. 

Edited August 4, 2022 by Kwasaki

[scubascuba3]

1 minute ago, Kwasaki said:

My one experience was I couldn't help someone parking there bike next to mine and them dropping there bike with it hitting mine not too much damage but the Thai guy paid me on the spot with the help of other Thais, so proven. ????????????

I've not had one yet but it seems a good chance a Thai might just admit it if their fault, not sure about falang

[seedy]

4 hours ago, yeahbutif said:

 it don't really matter though as if you hit someone as a or thet hit you and you are a falang........you will still have to pay.....

This is not true