We recently cancelled our Krungsri credit card as it was costing us money to use our own money, which is totally nuts, and another story entirely.

 

But my question here is what other payment methods are there available to use over the counter? I know 7eleven has it's own payment sustem but I'd prefer to use my own card to pay from, as opposed to loading money onto an irreversible payment service.

 

We use Krungsri & TTB, but I mainly use Krungsri, so would love to know if a basic Visa debit card from Krunsgri can be used to pay with over the counter?

 

I haven't had a debit card for years, I lost my Krungsri card and never bothered replacing it as I used cardless withdrawals but they're not always convenient, and if I'm somewhere without cash it can be a pain in the back side finding a Krungsri ATM to use 'cardless'.

I often use my Bangkok Bank ATM / Bank card (which is also Mastercard Debit) to pay at 7-11... 

 

In a lot of other places I use mobile banking to pay, i.e. scan the QR code and pay with my mobile Banking App. 

 

 

Truemoneywallet 

Truemoney Wallet and PromptPay - both QR based.

 

Even our local songthaw has QR payment. Two fares "long trip" and "short trip", scan the relevant QR whilst riding, show the driver the confirmation when you get off.

 

7-eleven app, but that is also linked to Truemoney Wallet (same parent company CP)

49 minutes ago, richard_smith237 said:

I often use my Bangkok Bank ATM / Bank card (which is also Mastercard Debit) to pay at 7-11... 

That's interesting, I asked at my local 7-11 and was told debit cards weren't acceptable.  Must try again.

Thanks for the replies, but you all mention the things I said in the OP that I don't want to use - Truemoney Wallet, 7eleven app etc.

 

And I'm not talking about QR payments - I use them for almost everything else.

 

I'm asking about over the counter places such as 7eleven, Central etc, as I said in my OP.

 

11 minutes ago, Liverpool Lou said:

That's interesting, I asked at my local 7-11 and was told debit cards weren't acceptable.  Must try again.

It is, as I've had the same response too.

2 minutes ago, MaiDong said:

16 minutes ago, Liverpool Lou said:

That's interesting, I asked at my local 7-11 and was told debit cards weren't acceptable.  Must try again.

It is, as I've had the same response too.

Sorry, which response, debit cards are acceptable or they're not?

Just now, Liverpool Lou said:

Sorry, which response, debit cards are acceptable or they're not?

That they are not.

4 minutes ago, MaiDong said:

I'm asking about over the counter places such as 7eleven, Central etc, as I said in my OP.

Central accepts debit cards.

1 hour ago, richard_smith237 said:

I often use my Bangkok Bank ATM / Bank card (which is also Mastercard Debit) to pay at 7-11... 

Are you sure that you use a debit card, not a credit card?   

 

I don't understand what a "Bangkok Bank ATM / Bank card (which is also Mastercard Debit)" is, did you mean "I often use my debit card to pay at 7-11"?   The OP and I have had our debit cards declined.

 

Maybe 7-11's payment options have been updated recently.

I recently realized Makro accepts SCB QR code payment. That was always an issue for me, having to make sure I had enough cash on hand. No more - yay!

5 minutes ago, HappyExpat57 said:

I recently realized Makro accepts SCB QR code payment. That was always an issue for me, having to make sure I had enough cash on hand. No more - yay!

Makro irritates me, they only accept credit cards from certain banks, it's so arrogant.

 

Just accept all cards, it'll hardly eat into your profits, you're billionaires for eternal lifetimes!

2 minutes ago, MaiDong said:

Makro irritates me, they only accept credit cards from certain banks, it's so arrogant.

 

Just accept all cards, it'll hardly eat into your profits, you're billionaires for eternal lifetimes!

you got some big 'ol chip on your shoulder don't ya Bubba ????

5 minutes ago, MaiDong said:

Makro irritates me, they only accept credit cards from certain banks, it's so arrogant.

Probably just cards issued by their own bankers and that could be a condition imposed on them by their banks.

Just now, Lemsta69 said:

you got some big 'ol chip on your shoulder don't ya Bubba ????

MASSIVE!

 

You know what I mean though, in many other modern countries payment is made so simple, I mean, even HERE, with the ability to use QR payments almost everywhere, even the smallest stall-holder accepts instant transferred payments, but Makro? nope. 'We only accept cards from the banks whom we bank with', nobs.

15 minutes ago, HappyExpat57 said:

I recently realized Makro accepts SCB QR code payment. That was always an issue for me, having to make sure I had enough cash on hand. No more - yay!

I pay with my Bangkok Bank APP (via QR code) at Makro... and yes, as the following poster pointed out, they only accept certain credit cards (SCB credit card I think).

 

I went to pay with a QR code at a restaurant the other day - I was told they don’t accept that form of payment. When I asked why I was told the Bank takes 5% of the transaction.... 

 

That seems a huge amount - I wonder if the restaurant had it right. 

I paid by credit card instead as these days I rarely carry much cash and prefer to hold on to cash incase I need it ( for a taxi etc ).... 

Just now, Liverpool Lou said:

Probably just cards issued by their own bankers and that could be a condition imposed on them by their banks.

Which paints an even more bleak picture - that even Makro(CP!) is held by the scrotum by the banks.

Just now, richard_smith237 said:

I pay with my Bangkok Bank APP (via QR code) at Makro... and yes, as the following poster pointed out, they only accept certain credit cards (SCB credit card I think).

 

I went to pay with a QR code at a restaurant the other day - I was told they don’t accept that form of payment. When I asked why I was told the Bank takes 5% of the transaction.... 

 

That seems a huge amount - I wonder if the restaurant had it right. 

I paid by credit card instead as these days I rarely carry much cash and prefer to hold on to cash incase I need it ( for a taxi etc ).... 

I think they were telling porkies. No shop in the Kingdom would accept payment if they lost 5% on it.

 

I think the restaurant in question perhaps doesn't want to show the true volume of funds going through their business, for whatever reasons...

Edited August 25, 20223 yr by MaiDong

Just now, MaiDong said:

I think they were telling porkies. No shop in the Kingdom would accept payment if they lost 5% on it.

Agreed..... I suspect it was one of those...  ‘we haven't set it up, but use this excuse to fob off the customer’....    

 

 

I use  my Krungsri  debit card in different ways card reader and money transfer and of course you  can use a telephone app.

8 minutes ago, The Hammer2021 said:

I use  my Krungsri  debit card in different ways card reader and money transfer and of course you  can use a telephone app.

Do you use your Krungsri debit card to pay for things in 7eleven?

26 minutes ago, MaiDong said:

Do you use your Krungsri debit card to pay for things in 7eleven?

Yes. Everybody does. And at the supermarket.  Am I missing something

21 minutes ago, The Hammer2021 said:

Yes. Everybody does. And at the supermarket.  Am I missing something

Some other people can't use their debit cards at 7.

 

Just to clarify: You use your Krungsri DEBIT card at 7eleven? Not your Krungsri CREDIT card?

 

Would you mind showing me which card it is please? I don't mean your actual card, I mean a link to the Krungsri website where they're offering a debit card that can be used to make over-the-counter payments at places like 7eleven etc.

 

Is it this? 'Thai Standard Chip Card' https://www.krungsri.com/en/personal/card/krungsri-debit-card/chip-card

Edited August 25, 20223 yr by MaiDong

It's a shame Apple Pay is not a thing here as it is all over the above payment methods... for iPhone users that is.  So fast and reliable.

22 minutes ago, MaiDong said:

Some other people can't use their debit cards at 7.

 

Just to clarify: You use your Krungsri DEBIT card at 7eleven? Not your Krungsri CREDIT card?

 

Would you mind showing me which card it is please? I don't mean your actual card, I mean a link to the Krungsri website where they're offering a debit card that can be used to make over-the-counter payments at places like 7eleven etc.

 

Is it this? 'Thai Standard Chip Card' https://www.krungsri.com/en/personal/card/krungsri-debit-card/chip-card

It's just the debit card they  gave me. Its says  privileged  member

Its not a cash card

Not credit card

Just  the normal krung Sri debit card

Just now, The Hammer2021 said:

It's just the debit card they  gave me. Its says  privileged  member

Its not a cash card

Not credit card

Just  the normal krung Sri debit card

Things may have changed then, I'll pop into the bank tomorrow and see what they say...

25 minutes ago, MaiDong said:

Some other people can't use their debit cards at 7.

 

Just to clarify: You use your Krungsri DEBIT card at 7eleven? Not your Krungsri CREDIT card?

 

Would you mind showing me which card it is please? I don't mean your actual card, I mean a link to the Krungsri website where they're offering a debit card that can be used to make over-the-counter payments at places like 7eleven etc.

 

Is it this? 'Thai Standard Chip Card' https://www.krungsri.com/en/personal/card/krungsri-debit-card/chip-card

I've never  been  to a Krungsri  lol   website.

I live in Thailand- I go to my bank where I joined in 2006 in Pattaya

I do all my business  with my app,  on-line bank or at my branch

Never been to Krungsri  website

2 minutes ago, MaiDong said:

Things may have changed then, I'll pop into the bank tomorrow and see what they say...

Good luck. I even pay with Krungsri  phone  app

Just now, The Hammer2021 said:

Good luck. I even pay with Krungsri  phone  app

Me too, I'm asking specifically about over-the-counter payments, which I have been unable to do with most previous ATM cards issued to me by around 8 banks in 20 years here, thanks.