Tubby Posted December 19, 2022 Share Posted December 19, 2022 so WrLife are promoting heavily again. They are cheap, offer a pretty reasonable policy, but still nothing about them, or if the mass of people signing up are getting their claims. I've spent 3 days already looking for insurance. Prob is I need monthly payments. WrLife is good, but what's the latest feedback?? Thanks peepz 1 Link to comment Share on other sites More sharing options...
proton Posted December 19, 2022 Share Posted December 19, 2022 I had a look at it, the cover does not seem very high 1 Link to comment Share on other sites More sharing options...
KannikaP Posted December 19, 2022 Share Posted December 19, 2022 (edited) I took out a policy with them earlier in the year, monthly premiums, but after several disconcerting emails from them, I quit. No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to. Sheryl's the expert on this type of thing. Edited December 19, 2022 by KannikaP 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 20 minutes ago, proton said: I had a look at it, the cover does not seem very high That's a subjective view that bears no relation to any claims record. Link to comment Share on other sites More sharing options...
scubascuba3 Posted December 19, 2022 Share Posted December 19, 2022 i reckon Pacific Cross would be a better bet for cheaper premiums Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 6 minutes ago, KannikaP said: I took out a policy with them earlier in the year, monthly premiums, but after several disconcerting emails from them, I quit. No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to. Sheryl's the expert on this type of thing. Thanks for the reply. So on the fence with this. Its the one thing you cant have go wrong if you need it. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 5 minutes ago, KannikaP said: No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to. So an apparent 100% success rate! You can be sure that if they were denying claims social media would have made it very clear as it has done with positive results! It makes no sense assuming that they will be making claims difficult. 1 1 Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 (edited) 3 minutes ago, scubascuba3 said: i reckon Pacific Cross would be a better bet for cheaper premiums The wife is with them. I may follow. Thing is I need monthly payments and they dont do them. Only 4 and 6 months. Edited December 19, 2022 by Tubby Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 (edited) 5 minutes ago, Liverpool Lou said: So an apparent 100% success rate! You can be sure that if they were denying claims social media would have made it very clear as it has done with positive results! It makes no sense assuming that they will be making claims difficult. Very good point also, where do you see a 100% success rate btw? Edited December 19, 2022 by Tubby Link to comment Share on other sites More sharing options...
proton Posted December 19, 2022 Share Posted December 19, 2022 6 minutes ago, Liverpool Lou said: That's a subjective view that bears no relation to any claims record. Not it's not, if you are looking for serious cover 2-3 million and the cover is nowhere near that then the cover they offer is not very high. 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 1 minute ago, Tubby said: on the fence with this. Its the one thing you cant have go wrong if you need it. Why are you on the fence when there has been absolutely no evidence that making legitimate claims would be problematic and the exact opposite, in fact, seems to be the case? I don't even know if there has ever been confirmed evidence that any insurers deliberately denied legitimate claims that policies covered. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 4 minutes ago, Tubby said: 6 minutes ago, Liverpool Lou said: So an apparent 100% success rate! You can be sure that if they were denying claims social media would have made it very clear as it has done with positive results! It makes no sense assuming that they will be making claims difficult. Expand Very good point also, where do you see a 100% success rate btw? From this thread... "No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to". I haven't researched the company's claims record but I take it that you have tried to and you haven't found anything to dispute it? Link to comment Share on other sites More sharing options...
yeahbutif Posted December 19, 2022 Share Posted December 19, 2022 The amount of insurance cover is relevent to premium... I have 4000 Dollar cover For £396 For 3 months I'm 65 without any illness.. so best I could find.. as for if they honour claims don't know. As it seems they are quite new.. they do have a Facebook site just search wrlife on Facebook search.. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 6 minutes ago, proton said: 14 minutes ago, Liverpool Lou said: That's a subjective view that bears no relation to any claims record. Not it's not, if you are looking for serious cover 2-3 million and the cover is nowhere near that then the cover they offer is not very high. Yes, it is subjective, your view of the level of cover may be different to mine and everyone else's, that makes it subjective. And nothing to do with the thread subject of claims. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 1 minute ago, yeahbutif said: The amount of insurance cover is relevent to premium... Yes, and it is irrelevant to the subject of this thread. Link to comment Share on other sites More sharing options...
scubascuba3 Posted December 19, 2022 Share Posted December 19, 2022 10 minutes ago, Liverpool Lou said: Why are you on the fence when there has been absolutely no evidence that making legitimate claims would be problematic and the exact opposite, in fact, seems to be the case? I don't even know if there has ever been confirmed evidence that any insurers deliberately denied legitimate claims that policies covered. It was discussed in previous threads why people have concerns, look it up 1 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 4 minutes ago, yeahbutif said: As it seems they are quite new.. No, they're not... "We’re a fully-licenced independent insurance group with over 30 years experience of providing specialised insurance for expats". Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 Just now, scubascuba3 said: 12 minutes ago, Liverpool Lou said: Why are you on the fence when there has been absolutely no evidence that making legitimate claims would be problematic and the exact opposite, in fact, seems to be the case? I don't even know if there has ever been confirmed evidence that any insurers deliberately denied legitimate claims that policies covered. Expand It was discussed in previous threads why people have concerns, look it up I don't need to look up anything, I'm commenting on the subject of this thread. If you've got information that may be helpful to the OP from other threads, post it. Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 11 minutes ago, yeahbutif said: The amount of insurance cover is relevent to premium... I have 4000 Dollar cover For £396 For 3 months I'm 65 without any illness.. so best I could find.. as for if they honour claims don't know. As it seems they are quite new.. they do have a Facebook site just search wrlife on Facebook search.. yeah thats just it. its a uk company and even they are the broker. Bad reviews on Google, but that could be spam. there are only 6 or 7 reviews. All bad. Facebook page started recently. Just nothing about them good so far that ive seen. Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 8 minutes ago, Liverpool Lou said: I don't need to look up anything, I'm commenting on the subject of this thread. If you've got information that may be helpful to the OP from other threads, post it. Thank you for you input. Moving on 1 Link to comment Share on other sites More sharing options...
KannikaP Posted December 19, 2022 Share Posted December 19, 2022 45 minutes ago, scubascuba3 said: i reckon Pacific Cross would be a better bet for cheaper premiums They, PC, are very picky about existing, pre-conditions and exclusions, need a FULL medical exam and are considerably more expensive that WR. 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 13 minutes ago, Celsius said: 29 minutes ago, Liverpool Lou said: No, they're not... "We’re a fully-licenced independent insurance group with over 30 years experience of providing specialised insurance for expats". Expand Source: Trust me bro You can dispute it with the licencing authority if you doubt it. You got anything that contradicts it? Link to comment Share on other sites More sharing options...
scubascuba3 Posted December 19, 2022 Share Posted December 19, 2022 14 minutes ago, KannikaP said: They, PC, are very picky about existing, pre-conditions and exclusions, need a FULL medical exam and are considerably more expensive that WR. sounds a sensible business model. I have a couple of friends who made recent successful claims with PC 1 Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 Just now, scubascuba3 said: sounds a sensible business model. I have a couple of friends who made recent successful claims with PC yeah my wife is with them no claims so far Link to comment Share on other sites More sharing options...
malathione Posted December 19, 2022 Share Posted December 19, 2022 36 minutes ago, Liverpool Lou said: No, they're not... "We’re a fully-licenced independent insurance group with over 30 years experience of providing specialised insurance for expats". They're related to the Thonburi Group. Their experience with insurance is via Assist International (also mostly owned by the Thonburi Group), which assist other insurance companies as an interface with Thai hospitals and are seemingly majority owned by the same people. Registered in England, yes, Thai ownership. 1 Link to comment Share on other sites More sharing options...
Tubby Posted December 19, 2022 Author Share Posted December 19, 2022 1 minute ago, malathione said: They're related to the Thonburi Group. Their experience with insurance is via Assist International (also mostly owned by the Thonburi Group), which assist other insurance companies as an interface with Thai hospitals and are seemingly majority owned by the same people. Registered in England, yes, Thai ownership. Thank you sir. 1 Link to comment Share on other sites More sharing options...
malathione Posted December 19, 2022 Share Posted December 19, 2022 1 minute ago, Tubby said: Thank you sir. My pleasure and the best of luck to you. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted December 19, 2022 Share Posted December 19, 2022 Just now, Tubby said: 8 minutes ago, Liverpool Lou said: I've given you some useful input now you want to dictate who contributes to the thread? On yer bike. not really other than troll. you dont like it on yer bike. let others talk. Dam how old are you! You posted here asking about the claims record of WR Life after finding nothing derogatory anywhere about the company and were given positive opinions about it from me that you acknowledged. You also want to pay monthly premiums that no other company offers, here's a tip for you, go with WR. Link to comment Share on other sites More sharing options...
anchadian Posted December 19, 2022 Share Posted December 19, 2022 The problem with all these different threads is that many members respond to most of them. I certainly didn't move to Thailand to spend most days and nights on a discussion forum. There are more things to do in life. Not another thread on WrLife. 1 Link to comment Share on other sites More sharing options...
malathione Posted December 19, 2022 Share Posted December 19, 2022 7 minutes ago, Tubby said: Thank you sir. By the way, Bumrungrad does not accept WR for direct billing. I did find out, it being my hospital of choice. 1 Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now