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Posted
19 hours ago, jaywalker2 said:

I don't quite understand. You also need a brokerage account to purchase and hold mutual funds.

No you don't. They(Vanguard) closed my brokerage acct but left my regular accts alone and I still occasionally move money around between mutual funds. Brokerage accts are for trading stocks, etf's, options, etc. They treat mutual fund accts differently. 

  • Like 1
Posted
41 minutes ago, gargamon said:

No you don't. They(Vanguard) closed my brokerage acct but left my regular accts alone and I still occasionally move money around between mutual funds. Brokerage accts are for trading stocks, etf's, options, etc. They treat mutual fund accts differently. 

I see, at Fidelity they're all the same, CD's too.

Posted
18 hours ago, Thailand J said:

Schwab is more user friendly for money management. Add a bank without Medallion signature, free wire transfers, ATM card fee rebate etc.

Keep your Fido and make sure it is Transfer on death (TOD).

Does anybody require medallion signatures for bank sign up? Where would you even get one.

Posted
9 minutes ago, jaywalker2 said:

I see, at Fidelity they're all the same, CD's too.

At one point they wanted me to prove I was American. I'm not. I worked in the US a number of years so have a legit SSN which allowed opening of the accts. I showed my Canadian passport and that was sufficient and the accts remain.

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Posted
14 hours ago, FarAngMoh said:

I use Google Voice for 2FA on many US based accounts and it works well. The only issue I’ve ever had was with Citibank, but they also had an option for call back with a code, and that worked with Google Voice. 
 

To set up Google Voice from outside the US, you need a US VPN to sign up, and someone in the US ready to pick up their phone and message you the code to activate it. Once activated, Google Voice works without a VPN from then onwards.
 

It’s well worth the effort to get it set up, have been using it for the last 8 years or so… haven’t paid a single cent. I have logged countless hours of free US talk time (both in and outbound calls), thousands of texts, hundreds of voice mails. Of all the things a US expat should have, this should be right at the top of the list.

I have a question about google voice. You can't link a foreign phone number to it, is that correct?

Posted (edited)
5 minutes ago, jaywalker2 said:

I have a question about google voice. You can't link a foreign phone number to it, is that correct?

Correct, USA only.

Edited by JimmyJ
  • Like 1
  • 8 months later...
Posted

If you have a Fidelity account you may also have their Visa Signature Card.

 

As of September 1, 2023 they offer 0% foreign transaction fees. (Previously this may have been 3 %.)

 

 

0% foreign transaction fees for the  Fidelity® Visa Signature® Card.

 

Beginning September 1, 2023, new transactions made with an eligible1 Fidelity® Visa Signature® Card account will no longer be charged foreign transaction fees for international purchases2. Please review the frequently asked questions below or contact Elan Cardmember Service at 888-551-5144 for questions. 

 

https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/visa-signature-foreign-transaction-fees-removed.pdf

 

 

 

 

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Posted
48 minutes ago, bamnutsak said:

If you have a Fidelity account you may also have their Visa Signature Card.

 

As of September 1, 2023 they offer 0% foreign transaction fees. (Previously this may have been 3 %.)

 

 

0% foreign transaction fees for the  Fidelity® Visa Signature® Card.

 

Beginning September 1, 2023, new transactions made with an eligible1 Fidelity® Visa Signature® Card account will no longer be charged foreign transaction fees for international purchases2. Please review the frequently asked questions below or contact Elan Cardmember Service at 888-551-5144 for questions. 

 

https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/visa-signature-foreign-transaction-fees-removed.pdf

 

 

 

 

Can't have one if you live overseas though.

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