ianh68 Posted May 8, 2023 Share Posted May 8, 2023 I had one of these called the M card from SCB but they are being discontinued. I got it from Paragon. Does anyone know where I can go to get a replacement? They are handy because you only top them up to a limit you are comfortable with and they don't expose your main account. Link to comment Share on other sites More sharing options...
Pouatchee Posted May 8, 2023 Share Posted May 8, 2023 Thai banks feloniously call this a credit card. I was offered one once before and turned my back to the guy trying to sell me on this. My question for you is, What is the fee? 1 Link to comment Share on other sites More sharing options...
Popular Post foreverlomsak Posted May 8, 2023 Popular Post Share Posted May 8, 2023 Open a new savings account with say SCB, put in a balance your happy with and get a standard debit card on the account, effectively the same 4 Link to comment Share on other sites More sharing options...
ianh68 Posted May 9, 2023 Author Share Posted May 9, 2023 22 hours ago, foreverlomsak said: Open a new savings account with say SCB, put in a balance your happy with and get a standard debit card on the account, effectively the same That's a good point. Thanks. 1 Link to comment Share on other sites More sharing options...
bamnutsak Posted May 9, 2023 Share Posted May 9, 2023 (edited) Are you an existing SCB banking customer? If so, SCB Planet Card. https://www.scb.co.th/en/personal-banking/cards/prepaid-cards/planet-scb-card.html Easy to get, apply in the SCB mobile app, received in the mail. Manage from the SCB app. I keep 2,500 down to 1,000 on mine. It supports tap & go. TrueMoney Wallet with their virtual Mastercard can be back-stopped (pre-loaded via a transfer from a bank account) as well, but this one is harder (administratively) to get. You may be able to get a secured credit card from your bank, requires a separate account with a minimum of 20,000 baht which cannot be used, you pay your bill from another savings acount. So 20,000 potential exposure. Not all of these options offer 100% coverage for any potential charge, especially for things like Grab and LINE. Edited May 9, 2023 by bamnutsak Link to comment Share on other sites More sharing options...
KannikaP Posted May 9, 2023 Share Posted May 9, 2023 In my understanding, with a DEBIT card you are spending your own money. With a CREDIT card you are spending THEIR money and then paying it back with interest (usually). What a CREDIT card with a bank account to cover it should be called is anyone's guess. Link to comment Share on other sites More sharing options...
Yellowtail Posted May 9, 2023 Share Posted May 9, 2023 3 minutes ago, KannikaP said: In my understanding, with a DEBIT card you are spending your own money. Unless you have someone else making deposits for you. 3 minutes ago, KannikaP said: With a CREDIT card you are spending THEIR money and then paying it back with interest (usually). Only chumps pay interest. 3 minutes ago, KannikaP said: What a CREDIT card with a bank account to cover it should be called is anyone's guess. It's called a secured credit card, or more correctly, a stored value card. 1 Link to comment Share on other sites More sharing options...
bamnutsak Posted May 9, 2023 Share Posted May 9, 2023 (edited) 8 minutes ago, KannikaP said: In my understanding I think it's more about "As a foreigner, how do I purchase a good or service, from a supplier." Direct bank transfer for POS/non-traditional on-line is pretty easy. Where it gets complicated is with services which require a credit card, like LINE, Grab, etc. Secured, virtual, loadable cards can be used in many (but not all) "credit card" applications. Edited May 9, 2023 by bamnutsak 1 Link to comment Share on other sites More sharing options...
bamnutsak Posted May 9, 2023 Share Posted May 9, 2023 That M Card discontinuation notice is here... https://www.scb.co.th/en/personal-banking/cards/prepaid-cards/scb-m-visa-prepaid-card.html Siam Commercial Bank will no longer provide SCB M VISA Prepaid Card, SCB M VISA Prepaid tourist Card, M Gift Card, and EM Voucher services (collectively referred to as the "Cards"). Customers may apply for/purchase and use the Cards until the following dates: Link to comment Share on other sites More sharing options...
ThaiFelix Posted May 9, 2023 Share Posted May 9, 2023 On 5/8/2023 at 9:47 AM, foreverlomsak said: Open a new savings account with say SCB, put in a balance your happy with and get a standard debit card on the account, effectively the same Yes plus I took the next step and also got an online only a/c, no card, no book. Keep your main funds in the online a/c and transfer living expenses to the debit card as needed. Lose your card or get hacked you lose only a little. Works for me. 1 Link to comment Share on other sites More sharing options...
ianh68 Posted May 15, 2023 Author Share Posted May 15, 2023 The reason I got my initial SCB prepaid card was when I had to renew my UK passport and was required to write on a piece of paper my credit card details and CVC for all to see. I was not comfortable with this. 1 1 Link to comment Share on other sites More sharing options...
ianh68 Posted May 22, 2023 Author Share Posted May 22, 2023 On 5/9/2023 at 10:56 AM, ThaiFelix said: Yes plus I took the next step and also got an online only a/c, no card, no book. Keep your main funds in the online a/c and transfer living expenses to the debit card as needed. Lose your card or get hacked you lose only a little. Works for me. I tried this with Bangkok Bank but the card they gave me was only UnionPay, not Mastercard or Visa. Maybe I am going to have to start again with SCB? Although I have a pink id card some services such as the prepaid AIS mPay are restricted to Thai citizens. At least I am learning. Link to comment Share on other sites More sharing options...
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