My Pinay girlfriend is wasting money
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Current link for online appointment at CW
The release dates for appts one month in advance. SO this morning at 12:01 appts because available to book for June 18th Many people set their alarms for midnight to snap a booking,especially people who have to use the dreaded Section N (teachers, students etc) because it is JAMMED every day. It's not brain science or rocket surgery people You know when your extension will expire, You know in Bangkok you can apply when you have 45 days or less left on your current stamp, Set an alarm on your phone so you can make a booking for your extension. Believe me having an appt makes the process a WHOLE LOT smoother than queuing up with the zombie horde at the crack of dawn to get a queue and wait it out 😛 Just a tip, don't make a booking for 8:30AM (there are hundreds of people trying to get in the door that queued up), OR after 11:30AM (you will not get done before they close at 12 for lunch), OR at 1:00PM (same thing, hundreds of people are queuing to get back in after the lunch closure) <- those are just problematic times even though they let you in before others with an appt print out See there are openings for retirement extension on the 18th of June because it JUST opened up at 12:01 am this morning for booking -
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Millions Owed to Government by Asylum Housing Firms Amid Soaring Profits
Tories arrange ludicrously expensive contracts in 2019 which fail. So it must be the current government's fault. -
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Ship carrying 200 people hits the Brooklyn Bridge as search and rescue operation underway
Looks like the M/E was stuck in reverse. -
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Economy Thailand’s Wealth Gap Widens: Most Bank Accounts Below 50,000 Baht
mY account is well below $100 -
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Tourism From London to Warsaw: European Influx Powers Thailand’s Tourism Rebound
Weed smokers fight less than drunks and cause less trouble. Euros are major boozers so gibing them weed helps keep the peace -
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Economy Thailand’s Wealth Gap Widens: Most Bank Accounts Below 50,000 Baht
I'll chime in because I'll retire next year and can look back and try to understand all my prior mistakes. 1. YOLO. I remember in my 30's thinking if I didn't buy this sports car now I won't buy it in my 50's. well, that was correct. bought about 5 total, all bad financial decisions. same with sports equipment, kitchen appliances, house upgrades, etc...... 2. Boredom/depression/anxiety/dopamine. Never really figured out what it was, I think anxiety and dopamine mix. Anyhow, bought something (could be between $20 and $5000, but had to be something) almost every week just to get that rush of something new coming. 3. Used items. Same rush, much cheaper, but it's still spending money. parents prob. spoiled me on a relative basis and i just never grew up....who knows. i knew the problem, only fix was just buy something cheaper. 4. It's either a house or nothing. When you have, say $10k to $50k a house is still not possible if single without a stable job. So then it just goes to zero. to get a lot of money you really need to invest in the big picture. you do need money. 5. Boredom, again. Let's see if I can go from 100k to 0k and make it work. yes, you can. work, save money, quit, freedom, get worried about money, work more, save more, budget more, think more...it's crazy how humans (most) Just seem to make it work. I had to test this theory a few times. it did work every time. 6. Family money. Most people just rely on inheritance or family money or some "solid" support group and so their savings don't matter. Since there's no timeline or guarantee on how this plays out, you can waste decades always being broke. I've seen many people take this route and very rarely it works out well. 7. Random expenses. Medical (not emergency), traveling, something breaks, get fired, whatever....this wipes someone out for a year or two. Now, if you get married and/or have a kid then I'm sure it's a bottomless pit if you start with 50k baht... for decades I kept putting money into my ROTH IRA. ah, I am not sure if I can retire in America (will do the math next year), but Thailand should be fine for decades.... never felt rich and never felt poor (Thai standards).....but I did fake it rich for decades and that must be better than faking it poor. Had a Porsche (company's car) and lived in a 2.5 million dollar house (company's retreat) for a few years. def. doesn't make you happy when it's not yours and your salary is less because you get perks. ah, whatever....not complaining. life is not easy, and it gets harder when you realize the 9-5 grind won't get you out of the box. i failed a million times trying to break out of the cycle....Thailand, coffee shop. nope. massage place, nope. hotel, doubtful. travel agency, probably not. it's tough. but try.
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