Google Pay and cardless ATM withdrawals?

[agg211]

Can Google Pay/Wallet be used for cardless ATM withdrawals at Thai banks?

I've read that it was possible at Bangkok Bank, but when I informed at this bank they told me this was only possible if I had a Bangkok Bank account.

So, any information on cardless ATM withdrawals?

[KhunBENQ]

From knowing the process of cardless withdrawal at Bangkok Bank I have no idea how this could work without a Bangkok Bank account and online banking.

I like to be proven wrong

Edited November 25, 2023 by KhunBENQ

[poppysdad]

From knowing the process of cardless withdrawal at Bangkok Bank

 

Maybe I’m a simpleton but can you explain to me the process of doing it, is it any quicker or easier than with a card. I do have a Bangkok Bank account and have been tempted to try to do it but there’s always someone waiting behind me and not want to make a fool of myself trying to fathom it out. Thanks. 

[metisdead]

Moving to the Banking forum. 

[digbeth]

17 minutes ago, poppysdad said:

From knowing the process of cardless withdrawal at Bangkok Bank

 

Maybe I’m a simpleton but can you explain to me the process of doing it, is it any quicker or easier than with a card. I do have a Bangkok Bank account and have been tempted to try to do it but there’s always someone waiting behind me and not want to make a fool of myself trying to fathom it out. Thanks. 

 

You open the app on your phone (with the necessary passwords or biometric you have set up),

select the cardless withdrawal, select the amount you need, and the app with ask for your PIN (same PIN you use for mobile transfers on the app and such) the app then open the camera ready to scan 

then you press the button on the ATM, it shows the QR code, you scan that, 

then you press confirmation button on the ATM... cash comes out.. you're done

 

it's a few more steps than inserting card, PIN and amount if you're used to that

 

the advantage is that it lets you withdraw out of area without incurring the 20 baht fee, plus if you got rid of the card, no need for the annual fee.... but you'll be locked in Bangkok Bank's own ATM, can't used at other bank's ATM

 

 

[digbeth]

52 minutes ago, agg211 said:

Can Google Pay/Wallet be used for cardless ATM withdrawals at Thai banks?

I've read that it was possible at Bangkok Bank, but when I informed at this bank they told me this was only possible if I had a Bangkok Bank account.

So, any information on cardless ATM withdrawals?

no, cardless ATM are Thai Bank's own invention and not a standard from the cards company.

and even uses of Google Pay and Apple Pay to pay for goods and services in Thailand can be sporadic with some cashier's edc terminal not being compatible

[poppysdad]

Thank you Digbeth, probably easier than it sounds but think I’ll wait till no one’s behind me when I try. 

[Lemsta69]

17 minutes ago, poppysdad said:

Thank you Digbeth, probably easier than it sounds but think I’ll wait till no one’s behind me when I try. 

 

You can do all the preliminary stuff noted by @digbeth before you get in the line so that the app will be in "Scan QR code" mode. 

 

Then just press the Cardless Withdrawal button on the bottom left of the ATM screen, scan the QR code with the app, then press the confirm button on the right-hand side of the screen.

 

It takes a while for the app to time out so no need to rush. Most folk take forever at the ATM anyway so let 'em wait.

 

[poppysdad]

Thanks lemsta69, I’ll have a go later today although the only advantage I see in it is in saving the out of province fee which for me is probably a weekly cost. 

[Lemsta69]

24 minutes ago, poppysdad said:

Thanks lemsta69, I’ll have a go later today although the only advantage I see in it is in saving the out of province fee which for me is probably a weekly cost. 

 

I use it purely to avoid the out-of-province fee, the 15 baht sticks in my craw.

 

Almost impossible for me to open a new bank account in Bangkok because of my particular circumstances so the Cardless Cash is a godsend. No fee means I can withdraw as much or as little as I like, as often as I like. 

 

I still keep the physical MasterCard debit card as a backup because the app isn't always available.

[scubascuba3]

3 hours ago, Lemsta69 said:

 

You can do all the preliminary stuff noted by @digbeth before you get in the line so that the app will be in "Scan QR code" mode. 

 

Then just press the Cardless Withdrawal button on the bottom left of the ATM screen, scan the QR code with the app, then press the confirm button on the right-hand side of the screen.

 

It takes a while for the app to time out so no need to rush. Most folk take forever at the ATM anyway so let 'em wait.

 

Yes that's the best way, i do the prep walking to the ATM, when i get to the ATM I'm scanning. Otherwise the process is too slow

[Mutt Daeng]

20 hours ago, poppysdad said:

Thanks lemsta69, I’ll have a go later today although the only advantage I see in it is in saving the out of province fee which for me is probably a weekly cost. 

Another advantage is that your phone cannot be "skimmed" but a card can.

[5davidhen1]

One more "advantage" is that with cardless, you now have 2 ways to withdraw cash, in case one of them fails --- e.g. lost/stolen card.