Bank Apps.

[NoshowJones]

Is it possible to have the same bank app on both my smartphones?

[scubascuba3]

Depends on the bank, bangkok bank only allows the app on one device

[NoshowJones]

54 minutes ago, scubascuba3 said:

Depends on the bank, bangkok bank only allows the app on one device

The bank is Krungthai.

[KannikaP]

1 hour ago, NoshowJones said:

Is it possible to have the same bank app on both my smartphones?

Try it!

[richard_smith237]

The mBanking apps such rely on a link to your phone number, thus, you'll need the SIM inserted when using the App even when using the App over Wifi.

 

Thus - if you swap the SIM over to your other phone when setting up the App, it may work.

(If you have an eSIM - that obviously won't work).

 

Some mBanking Apps also need the SIM installed / activated to work. 

[Doctor Tom]

1 hour ago, scubascuba3 said:

Depends on the bank, bangkok bank only allows the app on one device

SCB allow one app per account, so you can't access one account from two phones, not that I'm entirely clear why you would want to.  

[richard_smith237]

1 minute ago, Doctor Tom said:

SCB allow one app per account, so you can't access one account from two phones, not that I'm entirely clear why you would want to.  

 

There is a possible reason to do this... 

 

Phones are getting more and more 'important' in our lives....  with so much data, banking, crypto etc on our 'main' phone... it's starting to look like a good idea to have a second 'daily user' to carry out and about that also runs a coupe of overlapping apps... such as the primary user mBanking App, WhatsApp, Line etc... 

 

 

 

[novacova]

11 minutes ago, richard_smith237 said:

The mBanking apps such rely on a link to your phone number, thus, you'll need the SIM inserted when using the App even when using the App over Wifi.

 

Thus - if you swap the SIM over to your other phone when setting up the App, it may work.

(If you have an eSIM - that obviously won't work).

 

Some mBanking Apps also need the SIM installed / activated to work. 

Both K-bank & bbl apps work just fine on the same registered phone with different sims/numbers and wifi w/o a sim, does for me anyway.

[scubascuba3]

6 minutes ago, richard_smith237 said:

 

There is a possible reason to do this... 

 

Phones are getting more and more 'important' in our lives....  with so much data, banking, crypto etc on our 'main' phone... it's starting to look like a good idea to have a second 'daily user' to carry out and about that also runs a coupe of overlapping apps... such as the primary user mBanking App, WhatsApp, Line etc... 

 

 

 

Maybe sensible to have different phones for different purposes, i have one that doesn't leave the condo, for TV Apps, porn, misc. Maybe worth having a banking app, financial app phone that also stays home

[Doctor Tom]

2 hours ago, richard_smith237 said:

 

There is a possible reason to do this... 

 

Phones are getting more and more 'important' in our lives....  with so much data, banking, crypto etc on our 'main' phone... it's starting to look like a good idea to have a second 'daily user' to carry out and about that also runs a coupe of overlapping apps... such as the primary user mBanking App, WhatsApp, Line etc... 

 

 

 

I would suggest that many people place considerably  more trust in their technology than perhaps they should and should review the risks they are taking with one phone, or two.  I may well be wrong but I think most people do not have the range of apps you suggest, or don't need them if they do. I minimize my exposure to any apps that I don't actually need day to day. A friend of mine lost his phone two weeks ago and he is beside himself in worry at the loss of access to his apps and the risk to which  he has exposed himself. I refuse to be that reliant on the technology. 

[richard_smith237]

33 minutes ago, Doctor Tom said:

3 hours ago, richard_smith237 said:

 

There is a possible reason to do this... 

 

Phones are getting more and more 'important' in our lives....  with so much data, banking, crypto etc on our 'main' phone... it's starting to look like a good idea to have a second 'daily user' to carry out and about that also runs a coupe of overlapping apps... such as the primary user mBanking App, WhatsApp, Line etc... 

 

 

 

Expand  

I would suggest that many people place considerably  more trust in their technology than perhaps they should and should review the risks they are taking with one phone, or two.  I may well be wrong but I think most people do not have the range of apps you suggest, or don't need them if they do.

 

Everything has risk.....       There is a strong 'anti-digital-money' contingent on this forum, it would make for an interesting poll, but I suspect that there would be an correlation between age and distrust of digital systems... 

 

33 minutes ago, Doctor Tom said:

I minimize my exposure to any apps that I don't actually need day to day. A friend of mine lost his phone two weeks ago and he is beside himself in worry at the loss of access to his apps and the risk to which  he has exposed himself. I refuse to be that reliant on the technology. 

Just like keeping money under a mattress and worrying about a fire, or gold in the safe and worrying about theft... or even money in Northern Rock (Bank / Building society which collapsed) or other banks which only guarantee a certain amount... (in the case of collapse etc)....   

 

Thus, with education and understanding we can minimise our risk. 

 

IF I lose my phone - I can wipe all the data within minutes... 

 

I can then restore to a new phone from an online back-up... of course, that needs an understanding of those who use modern tech that they need to keep up to date with developments, keep back-ups etc (i.e. if your friend keeps back-ups to the cloud, he will be fine).

 

But, the issue of course is having to re-register any 'new device' with financial establishments (due to their security policies) - and that takes a little time...  we'd need to get the 'new-SIM' with the same number to receive OTP's etc... (losing a phone outside of the country could be a nightmare - plan B's are always there - with cards etc).