Perfect Insurance for 60+ with some Pre-Existing Conditions!

[CharlieH]

Perfect Insurance for 60+ with some Pre-Existing Conditions!

As individuals age, prioritizing health becomes crucial. Our health insurance partner, designed for those over 60, provides peace of mind by offering comprehensive coverage for routine and unexpected medical expenses. The plan covers regular check-ups to hospitalizations, allowing individuals to enjoy their golden years with confidence and freedom from financial worries.

The Ideal Insurance Plan for Seniors Over 60:

• Global Accessibility and Simple Application: Cigna's health insurance plans provide global coverage, ensuring access to quality healthcare anywhere. The application process is simple, with customer support available to assist you.

• Comprehensive Pre-existing Condition Coverage: It offers comprehensive coverage for pre-existing conditions like Type 2 diabetes and glaucoma, along with a Chronic Condition Programme featuring dedicated case managers for effective management.

• Chronic Condition Programme: Alongside coverage for pre-existing conditions, you will get a Chronic Condition Programme. This includes support from a dedicated case manager to help you monitor and manage your condition effectively.

• Comprehensive Cancer Care: The plan  include full coverage for cancer care, including screenings and treatments. This benefit ensures you can access necessary care without added financial stress during critical times.

• Tailored for Evolving Health Needs: Recognising that health needs change with age, Cigna’s insurance plan covers essential services such as routine check-ups, hospital stays, and chronic condition management. This plan is designed to support you financially during unexpected health events, helping you navigate your healthcare journey confidently.

• Long-term Coverage and Discounted Rates: This insurance plan provides long-term coverage, extending up to 60 years, so you won’t need to worry about switching policies as you age. 

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• Personalised Medical Assistance: Cigna's Clinical Case Management Program provides personalized care, expert guidance, telehealth services, and coordinated care for unique health needs.

• Security for Your Future: Cigna's lifelong insurance plan protects your health and finances, offering customizable coverage including vision, dental, and mental health support.

 

The primary plans of Cigna

Cigna Global Health Options and Cigna Close Care are the two main health insurance plans that Cigna provides. Every plan is made to meet a different set of requirements and offers a range of advantages to guarantee your security and peace of mind.

Feature	Cigna Global Health Options	Cigna Close Care
Coverage area	Global coverage, including home country	Primarily focused on Thailand and home country
Target audience	Expatriates, global professionals, families	Individuals and retirees living in Thailand
Annual maximums	35,000,000 Thai Baht (approx. $1,000,000) for Silver 70,000,000 Thai Baht (approx. $2,000,000) for Gold Unlimited for Platinum	17,500,000 Thai Baht (approx. $500,000)
Customisation	Highly customisable with various optional modules	Limited customisation options available
Inpatient and outpatient care	Comprehensive coverage for both inpatient and outpatient treatments, including preventive care	Essential inpatient coverage and limited outpatient care
Age limit	No upper age limit for enrollment	Open to individuals of all ages
Support services	24/7 customer support, direct billing, secure online management	Access to customer support, online claims management

 

Cigna offers two health insurance plans: Global Health Options (extensive international coverage) and Close Care (essential benefits in Thailand). Both plans provide support and security for healthcare needs. 

 

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Summary of original article by The Thaiger