UK State Pension

[Duncan 100]

Hi Guys, I have a Thai wife and I'm from the UK. Could anyone tell me, if I die before her, does she get any part of my UK State pension, if so for how long. Is there any other benefits she is entitled to if I die first ?

 

Many thanks 

[billd766]

when you die, your state pension dies with you. If you have lived in the UK with your Thai wife, AFAIK your wife is not entitled to any of your pension, but if she has been working and paying National Insurance contributions she should be entitled to a state pension in her own name. 

 

However to get the full state pension she will have to pay NIC for 33 years, I think.

 

The next problem is that if she is now living in Thailand and she tells the pension people that she now lives in Thailand, her pension will be frozen (if she is entitled to a state pension). The DWP does not allow state pensions to be transferred to any other person, not even to children.

 

Again, AFAIK she like you, I and many other pensioners, cannot legally claim and UK benefits whilst living in Thailand.

 

Believe it or not, there are over 500,000 UK pensioners who have had their pensions frozen from the day they first got it.

 

There have been quite a few threads on AN about specifically Thailand and UK frozen pensions.

 

I am sorry to give you such a gloomy response.

 

I have a similar problem as you with frozen pensions and what happens when I die.

[3NUMBAS]

They’re quick too ,pension shuts down fast once they have a hint your dead