Bridge Collapse in Narathiwat: One Dead, Three Injured
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18
Late 90 day report, can my wife still do it for me?
man up its your passport , do the report once a year if you want, just makes the yearly extension 3,900thb -
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Israeli Tourism to Pai Plummets Amid False Rumours
Thais should be careful what they wish for, they never stop complaining about one nationality or the other, they can all walk away from Thailand, When covid they were crying on their knees and begging, -
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How to avoid Health Insurance claim denials in Thailand
Health insurance can be a lifesaver until your claim gets denied. In Thailand, research shows that 85% of insurance claim rejections happen due to simple, preventable mistakes. Whether you're a long-term expat or a frequent visitor of the Kingdom, knowing how to manage your health insurance claims can save you time, money, and frustration. Why health insurance claims get denied in Thailand 1. Missing or incorrect documentation Simple paperwork mistakes are the most common issue, such as: No diagnosis or unclear treatment descriptions Unitemised bills Missing doctor’s name or hospital stamp 2. Ineligible or uncovered treatment Claims are denied if: Your policy expired The treatment falls under a waiting period The condition isn’t covered 3. Procedural mistakes Common slip-ups include: Filing late Duplicate submissions Misspelled names or incorrect policy numbers Skipping pre-authorisation 4. Coding errors Incorrect medical billing codes or treatment codes can confuse insurers and result in partial or denied reimbursements. 5. Exclusions Services that exceed policy limits or fall under exclusions, such as pre-existing conditions, may not be covered, leading to a claim denial. Similarly, claims may also be denied if the insurer determines that the treatment or service was not medically necessary. How to prevent health insurance claim rejections Be sure to stay consistent with how and when you file your records. It may help to build a claims checklist and keep records of: Previous claims Medical certificates Receipts and policy numbers Confirm coverage before visiting the doctor Check your coverage status, make sure your treatment is included, and ask if pre-authorisation is needed, especially for surgeries or specialist visits. Network hospitals and clinics of your health insurance providor will know how to handle insurer paperwork and can help process claims faster, often through direct billing. Remember to ask for: Full medical reports Bills with service breakdowns Translated documents if they’re in Thai It may also be wise to keep them safe and backed up digitally. Don’t delay your submission Always submit within the 30-day window after treatment. The sooner, the better. And remember to triple-check everything. One type can cause weeks of delays. Before submitting, verify your: Name and policy number Medical codes Dates and receipts Use tech to your advantage Online claim submission: Most insurers now offer online claim forms—quicker, cleaner, and fewer mistakes. Track claims in real-time: Use your insurer’s portal or app to check claim status and get alerts if something is missing. Automated coverage checks: Some platforms instantly check if your treatment is eligible before you even visit the hospital. Choose your insurer wisely When choosing your provider, look for: Transparency: Pick a provider that clearly explains policies, avoiding any confusion around the claims process. Strong hospital networks: Wider coverage means easier direct billing, shorter wait times, and less paperwork. Responsive support: Choose insurers with multilingual support teams who respond quickly and actually help when you’re in a pinch. For expats in Thailand, Cigna health insurance remains a top choice not only for their responsive support and strong hospital networks, but their comprehensive and tailored plans also provide world-class care. Coverage includes: Hospital stays: Coverage up to $1,000,000 annually for major health conditions. Doctor visits: Up to $25,000 per year for check-ups and specialist care. Chronic illness care: Full coverage for long-term treatments. Emergency evacuation: Global emergency assistance. Preventive care: Screenings, vaccinations, and routine check-ups to detect and manage health issues early on. Custom add-ons: Additional coverage for dental, vision, or maternity care. Getting your health insurance claims approved in Thailand doesn’t have to be stressful. With a little planning, attention to detail, and the right insurer, you’ll avoid costly denials and get the coverage you deserve. -
65
Trump Takes Backpedaling to an Aerobic Extreme
Well so far he's been right on target with whats going on. You should stop and ask yourself how can a foreigner to the US be so accurate and understand what's actually going on. No the smoke screen Trump and the trumpettes are parroting but whats really happening. -
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Israeli Tourism to Pai Plummets Amid False Rumours
The way Trump is alienating former allies you will only be welcome in Russia, China, NK, Iran etc. -
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Thaksin Concedes: Yingluck's Songkran Return Delayed Again
The family reunion could be held in Dubai, then they can all settle there- 1
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