All common sense. However, tourist areas offer quicker access to medical care. The cardiac intervention units are fully staffed in Bangkok and major cities. It is called the Golden Hour for good reason. You don't want to have a stroke or a heart attack in rural Thailand, because you will most likely die or be a vegetable. The tourist locations offer the best transportation links, the best food options and the best social support options.
Cigna is a US based company. This is a standard advertisement photo. If they were. thinking they would use an asian model.
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