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KPlus is now almost useless to me after 4 years without issues they impose this on me

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1 hour ago, david555 said:

All is done by my arrival Th this month beginning date after 2 1/2 absence , face rec. including , new passbook , new debit card  , and few days later i put my limits higher as they were too low by the "new card standard limits" , the 50 000 limit means that FROM that amount you need to make it with face req. confirmation ..... do not be confused  by that 50 000 , i s the limit to start to do the face req.

There are 2 limits, the "facescan" limit at max 50,000 THB.

Then you have the "daily total limit" which now is reduced to also 50,000THB.

Before the changes you could set the daily limit to 250 000THB for example, and then when you transfer more then 50000 just confirm by facescan.

Now with the total daily limit reduced to 50000, the facescan is basically useless!

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  • scubascuba3
    scubascuba3

    Old news, keep up, go to your branch

  • TigerandDog
    TigerandDog

    ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they

  • pdebuck456
    pdebuck456

    Sitting together with an aquaintance who last week went in to update all the needed info at the Kbank branch, as per the pop-up he was receiving in his app, asking him to go and do so.   Sim

Posted Images

20 minutes ago, pdebuck456 said:

See screenshot of the notice foreign users get in the Kplus app!

20250721_081828.jpg

I assume this is from before days ,as today i do not see anything like that...,just changed day limit ,and needed face scanning ,wich succeeded with some "hassle too light to dark ,change background "et.etc...but at a sudden succses .!!.....all those confusing limits  with doubt to understanding them 🥺

15 minutes ago, david555 said:

I assume this is from before days ,as today i do not see anything like that...,just changed day limit ,and needed face scanning ,wich succeeded with some "hassle too light to dark ,change background "et.etc...but at a sudden succses .!!.....all those confusing limits  with doubt to understanding them 🥺

My friend with the Kasikorn "limited" account just arrived, going to go out for lunch together, we'll check in a minute...

OK, just checked, the message has indeed disappeared, making him hopefull.

Tried to change the daily limit, but nada, maximum 50000 Baht, as mentioned below where you enter the new amount.

When you put in 100000 and hit "done" like we tried, the 50000 limited simply gets highlighted in red...

Can increase the limit up to 50000 Baht/day...

20250721_115659.jpg

20250721_115712.jpg

  • Author
1 hour ago, pdebuck456 said:

See screenshot of the notice foreign users get in the Kplus app!

20250721_081828.jpg

Yup can confirm this is the exact banner that magically showed up on my home page one morning and ruin my day, despite already did all the face scan they ever asked for. Everything still works, just that spending in app is limited to 50k THB and can't be adjusted anymore!

  • Author
52 minutes ago, pdebuck456 said:

My friend with the Kasikorn "limited" account just arrived, going to go out for lunch together, we'll check in a minute...

Does everything else for him still work fine? inbound transactions etc?unaffected?

37 minutes ago, sleepy99 said:

Does everything else for him still work fine? inbound transactions etc?unaffected?

His last incoming was from a few weeks ago, before al this limit stuff showed up.

Next incoming (little over 100,000 THB) due end this month.

On 7/18/2025 at 5:33 AM, sleepy99 said:

Can no longer transfer more than 50k thb per day anymore, all I ever used the account was for getting money from Europe, twice a month on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous.

att.7DzLD52ImVK1c_PRoiXTX6KgNzKGtZajQ-LLujC-5nc.jpeg.22580c0fcc88f744fc8cc48113f5bd67.jpeg

It is from the face scan requirement.  Before foreigners could be exempted from it.  They no longer allow that exemption.  The banks don't have it set up to retain the face scan information for foreigners.  You need a Thai ID for it to be kept in their system.

 

I went into my local branch, SCB, and asked about it.  They are the ones that told me the above.  However they did say if I wanted to do a larger transaction I could go to the branch and they could do a face scan but it is only good for that single transaction.

 

Say for example you want to make a payment or send money to someone for 75K.  You can do 2 separate transactions that equal the total,  like 50K and then 25K, up to the 200K daily limit.

4 hours ago, pdebuck456 said:

Try and go buy a computer, a TV at powerbuy, washing machine at homepro, ....anything over 20,000 Baht.

They are not set up to get payment by a bank transfer (regular staff does not have access to the bankaccounts to verify your payment, is likely a head/senior accountant at headoffice which goes home at 5pm) smaller shops like motorbikeshops might be more flexibele.

 

For such relatively common purchases (20K Baht does not buy that much anymore) you have to go withdraw cash in a bank branch and pay cash in the store. ATM card just got rendered useless in this scenario.

Only good is it might reduce impulse buys 😃

 

Welcome back to the good old days where cash is king...

You can buy the things you mention using your bank app and scanning shops QR code

19 hours ago, scubascuba3 said:

The only effect on me is when buying a motorbike I'll need to use two bank accounts to pay, not sure what people will do when buying something more expensive like a car

So far cash has worked for me but who knows in the future.

24 minutes ago, scubascuba3 said:

You can buy the things you mention using your bank app and scanning shops QR code

Nope, not with K plus.

Limited to 5000Baht as a foreigner (5 million for Thais or foreigners not yet hit with the new limits).

My friend tried to pay the laptop that way (after atm payment failed), got declined as well.

Trying to change it to more then 5000, see below screenshot, states max 5000 in bright red...

 

20250721_141940.jpg

33 minutes ago, rwill said:

It is from the face scan requirement.  Before foreigners could be exempted from it.  They no longer allow that exemption.  The banks don't have it set up to retain the face scan information for foreigners.  You need a Thai ID for it to be kept in their system.

 

I went into my local branch, SCB, and asked about it.  They are the ones that told me the above.  However they did say if I wanted to do a larger transaction I could go to the branch and they could do a face scan but it is only good for that single transaction.

 

Say for example you want to make a payment or send money to someone for 75K.  You can do 2 separate transactions that equal the total,  like 50K and then 25K, up to the 200K daily limit.

Kasikorn perfectly retains the facescan data.

Before the reduced limits foreigners could perfectly transfer more then 50 000THB, had to do the facescan then, apart from being a bit clumsy (change background, turn face a bit, ...) it did work.

 

It's not a face scan issue, it's just the limits which have been severely reduced.

On 7/20/2025 at 2:50 PM, pdebuck456 said:

Sitting together with an aquaintance who last week went in to update all the needed info at the Kbank branch, as per the pop-up he was receiving in his app, asking him to go and do so.

 

Simcard in his name (with last passport number on the Dtac system), passport, and at the Kasikorn bank they did the full update, scanned face with their tablet etc.

 

Day after he noticed all his limits were severely reduced, before the update he had 250,000 Baht total daily limit, 50,000 Baht daily atm cash withdrawal and a max of 50,000 Baht per time transfer.


It was because the 50K Baht per transfer limit that he went in thinking that after the face scan update he could bring that limit higher (up to the 250K Baht total daily limit), als his rent is 63K Baht and he had to split it everytime in a 50K and a 13 K transfer.

 

Immediately after they did all those updates his cash withdrawal is now limited to 20K Baht, his total transactions through K plus is limited to 50K Baht daily, so now he has to split his 63K rental over two days, instead of just two transfers right after each other.

 

Also his ATM spending limit (paying at a terminal in a shop) is now limited to 20K Baht (found out after wanting to pay his new laptop).

 

Basically limiting his account to being pretty darned useless...

 

He kindly allowed me to take some pictures of what actually pops up in his K plus app (can't make screenshots), the accountnr. is sufficiently annomized anyway.

 

Below the system saying that indeed the face scan thingy is verified with the bank:

image.jpeg.378e244f0b849dc0e7b0de325feee703.jpeg

 

Below where he wants to change the 50,000 daily limit to 100,000, it will then in red say the max is 50,000 Baht.

Following the advice and doing the search on their website only explains that you should be able to bring it up to 5 million in the exact same way he is trying to do per the below screenshot!

image.jpeg.2e0525ee78f2b50c3e8250912836046e.jpeg

 

When he wants to change the spending limit of the ATM higher, it says he should be able to increase to a max of 500,000 Baht.

image.jpeg.45a640a510c1a89a762b9c12cfba5c03.jpeg

 

However, with any value over 20,000 he gets below error pop-up.

image.jpeg.b386a5a908bd8e2c230241759fca4038.jpeg

 

 

So he went last friday to the bank (where I was trying to open an account, without success) where they assisted him with calling to the K-Contact center, where they informed him that those are the new rules for accounts held by foreigners.

They are not yet applied to all accounts, but when you go into the bank to update whatever information (do the face scan, update sim card ownership, ...) the system will automatically apply the new, unchangeable limits.

 

Apparently this automatic changing of limits was started only very recently (as in only a few days/weeks).

 

So what the OP writes is totally correct, all the other posters stating that they can change limits might be correct for the timebeing, but in the near future all foreign held accounts will be getting the reduced limits applied as well.

 

Utterly ridiculeous, along with the fact that apparently they now only allow new (close to useless) accounts to be opened when holding at least a Non imigrant B visa along with workpermit.

Non-O, with all upporting documents such as certiicate of residence from immigration is just flat out refused (not just KAsikorn, every bank).

According to staff this a government order, which came together with the very same max. limits, and not just bank policy...

 

 

This is same as my experience when I opened new account with work permit, permanent residency recently. 
 

anybody with higher limits has legacy accounts and they could be reduced at any point eg app update.
 

Bkk and UOB  offered me more flexibility. SCB allows 200k per on the App max 50k per transfer

 

Only reason I opened Kasikorn was their Wise transfers are fast and reliable - but now can’t move the money! 

  • Author
1 minute ago, bkkbarnstormer said:

This is same as my experience when I opened new account with work permit, permanent residency recently. 
 

anybody with higher limits has legacy accounts and they could be reduced at any point eg app update.
 

Bkk and UOB  offered me more flexibility. SCB allows 200k per on the App max 50k per transfer

 

Only reason I opened Kasikorn was their Wise transfers are fast and reliable - but now can’t move the money! 

You can still move money, just 50K THB Per day hahaha

Yo ucan keep using it for instant WIse, just as long as you are ok with gradually moving it to otehr banks/or taking it out.

On 7/18/2025 at 5:56 AM, sleepy99 said:

Already did all that, correct sim + face scan issue addressed. Still got this banner and restrictions on my app.

as scuba said, keep up. The Bank of Thailand has slapped a daily transaction limit of THB50k on ALL bank accounts held by foreigners. This has NOTHING to do with the bank account name having to match your SIM registered name. That's another issue entirely.

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21 hours ago, sleepy99 said:

Thanks for sharing!!!

 

finally someone gets it, that it doesn’t matter if you already did all that simcard+face scan

 

my app say I am all good in terms of scan, yet after all the fact still got 50k thb daily limit slapped on my account.

 

I don’t know if or when this might extend to other Thai banks, but for KBank I’ll just keep using them for Wise cause they are instant, but then gradually move funds over a few days to store the money in my Thai banks like SCB and TTB and KTB and BBL where I dont have such limit, all these still allow me 2mil daily max.

 

now let’s hope Kbank won’t mess it up further and start messing with inbound limits too, I guess at least not for now.

ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they will reset your limits. I'm with ttb and all my prior preset limits were overridden and replaced with this ridiculous BOT decision which they claim is to stop scammers and money launderers. What a load of crap. Very poorly thought out decision with ZERO thought to possible negative possibilities, and I can use my experience as a perfect example. This came into effect on 8th July.  On 7th July I had a heart attack, was transferred from the district hospital to a specialist hospital in Chiang Mai, and keep in mind I have sufficient health insurance and the hospital had the health insurance details, viz policy # etc.. On 8th I had an angiogram and it was ascertained that I required 3 stents. The hospital would not allow the process to go ahead until a deposit of THB400k was paid. The hospital admin staff couldn't care less about the BOT restrictions, they insisted on the deposit being paid first. 30 minutes after the angiogram I went into cardiac arrest and luckily was revived, but the procedure for the stents now became an emergency situation. The hospital admin still refused to allow the emergency procedure to go ahead until the deposit was paid.  My wife then had to franticly make numerous phone calls to borrow the 400k from family and friends so the emergency procedure could go ahead. They claim that you can do transactions in excess of 50k at an ATM, but obviously that's impossible when you're flat on your back in a hospital; bed fighting for your life.

So it seems once I'm able to physically get to the bank, in person, hopefully I can have MY original transaction limits reinstated.

 

This BOT decision is just another example of the inability of Thais to plan and take all possibilities into account before implementing such idiotic schemes

24 minutes ago, TigerandDog said:

as scuba said, keep up. The Bank of Thailand has slapped a daily transaction limit of THB50k on ALL bank accounts held by foreigners. This has NOTHING to do with the bank account name having to match your SIM registered name. That's another issue entirely.

The Bank of Thailand has slapped a daily transaction limit of THB50k on ALL bank accounts

 

That start me getting worried about Thailand economic/financial situation .....🤔  A warning sign !

On 7/20/2025 at 8:35 AM, PB172111 said:

The 50k is not for overseas transfers.

I transfer over 50k each month from overseas with no issues. 
 

Good luck to those that who have that much funds to transfer each month and just saying!!!

5 hours ago, bubblegum said:

Using an address in my home country I now applied for a Wise card. Think I'll just keep most of it in there for emergencies. You see when one ends up in the hospital due to some unforeseen accident how will you pay the bill? Will the hospital say "sure pay the rest in terms" no they won't so this screws you foreword and backward.

The longer I'm here the more difficult live is becoming.

We all hope we die here and many of us have no family or house back in ole Blighty and that is if we survive on frozen income and how the locals  survive beats me and yes, I have a wonderful Thai family.

33 minutes ago, TigerandDog said:

ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they will reset your limits. I'm with ttb and all my prior preset limits were overridden and replaced with this ridiculous BOT decision which they claim is to stop scammers and money launderers. What a load of crap. Very poorly thought out decision with ZERO thought to possible negative possibilities, and I can use my experience as a perfect example. This came into effect on 8th July.  On 7th July I had a heart attack, was transferred from the district hospital to a specialist hospital in Chiang Mai, and keep in mind I have sufficient health insurance and the hospital had the health insurance details, viz policy # etc.. On 8th I had an angiogram and it was ascertained that I required 3 stents. The hospital would not allow the process to go ahead until a deposit of THB400k was paid. The hospital admin staff couldn't care less about the BOT restrictions, they insisted on the deposit being paid first. 30 minutes after the angiogram I went into cardiac arrest and luckily was revived, but the procedure for the stents now became an emergency situation. The hospital admin still refused to allow the emergency procedure to go ahead until the deposit was paid.  My wife then had to franticly make numerous phone calls to borrow the 400k from family and friends so the emergency procedure could go ahead. They claim that you can do transactions in excess of 50k at an ATM, but obviously that's impossible when you're flat on your back in a hospital; bed fighting for your life.

So it seems once I'm able to get to the bank, in person physically, hopefully I can have MY original transaction limits reinstated.

 

This BOT decision is just another example of the inability of Thais to plan and take all possibilities into account before implementing such idiotic schemes

I hope your health is much better now, and yes you were lucky you had family to help out and yes one wonders and we provide funds for houses and land and would hope the same would happen as collateral  on this and then there is an issue of a long- standing loan!!!

Did the face scan last week. 
 

I just went into the app and changed my limit. Put in 5,000,000 and scanned my face and it was fine. 

IMG_0402.jpeg

1 hour ago, pdebuck456 said:

Nope, not with K plus.

Limited to 5000Baht as a foreigner (5 million for Thais or foreigners not yet hit with the new limits).

My friend tried to pay the laptop that way (after atm payment failed), got declined as well.

Trying to change it to more then 5000, see below screenshot, states max 5000 in bright red...

 

20250721_141940.jpg

Good point, that's rubbish, I just checked  Bangkok Bank app it's the same there

1 hour ago, pdebuck456 said:

Limited to 5000Baht as a foreigner (5 million for Thais or foreigners not yet hit with the new limits).

 

This indicates to me  that there must be a way to increase it.

 

image.png.1fdd1985aa6294d8fc6fb218e71cdd8b.png

37 minutes ago, CallumWK said:

 

This indicates to me  that there must be a way to increase it.

 

image.png.1fdd1985aa6294d8fc6fb218e71cdd8b.png

Called and asked K-service center. This is just a standard note visible for all users, just simply not applies to foreigners.

55 minutes ago, MadAtMatrix said:

Did the face scan last week. 
 

I just went into the app and changed my limit. Put in 5,000,000 and scanned my face and it was fine. 

IMG_0402.jpeg

Seems not all accounts have been hit yet with the new BOT limits, but reports already coming in that even without going into your bank for an update or so, accounts suddenly over night are getting hit with the new low limit, and this across multiple banks, not just Kasikorn.

 

  • Author
2 hours ago, TigerandDog said:

ALL banks have applied this daily transaction limit of THB50k to accounts held by foreigners when using the bank's app. The ONLY way around it is to personally attend your branch to ascertain if they will reset your limits. I'm with ttb and all my prior preset limits were overridden and replaced with this ridiculous BOT decision which they claim is to stop scammers and money launderers. What a load of crap. Very poorly thought out decision with ZERO thought to possible negative possibilities, and I can use my experience as a perfect example. This came into effect on 8th July.  On 7th July I had a heart attack, was transferred from the district hospital to a specialist hospital in Chiang Mai, and keep in mind I have sufficient health insurance and the hospital had the health insurance details, viz policy # etc.. On 8th I had an angiogram and it was ascertained that I required 3 stents. The hospital would not allow the process to go ahead until a deposit of THB400k was paid. The hospital admin staff couldn't care less about the BOT restrictions, they insisted on the deposit being paid first. 30 minutes after the angiogram I went into cardiac arrest and luckily was revived, but the procedure for the stents now became an emergency situation. The hospital admin still refused to allow the emergency procedure to go ahead until the deposit was paid.  My wife then had to franticly make numerous phone calls to borrow the 400k from family and friends so the emergency procedure could go ahead. They claim that you can do transactions in excess of 50k at an ATM, but obviously that's impossible when you're flat on your back in a hospital; bed fighting for your life.

So it seems once I'm able to physically get to the bank, in person, hopefully I can have MY original transaction limits reinstated.

 

This BOT decision is just another example of the inability of Thais to plan and take all possibilities into account before implementing such idiotic schemes

I am speechless after reading this! Hope you feel better soon mate

2 hours ago, TigerandDog said:

So it seems once I'm able to physically get to the bank, in person, hopefully I can have MY original transaction limits reinstated.

Hope you are right there. 

 

I'll check with KB and BB tomorrow.

A few more reports from reddit:

 

"Recently Kasikorn blocked me from using the App. If I wasn't with my girlfriend at that time, I would have been stranded with no way to pay for anything. And why did they do this? Just to force me to come in and check if my documents/Visa is still valid. Which, for some reason, took an hour to do.

Today I've been blocked again, just a few days later, because apparently now they also want a face-scan."

 

"even if u have everything perfect like me you can still have problems with kasikorn i have everything set up face scan, correct visa etc but face scan doesn't work at all and obviously the staff have no clue how to fix it so now i have a bank that allow me to maximun pay 50k a day with a limit for transaction at 20k basically is useless for me while with SCB the system keep detect that my name on sim card and bank account are not the same and again everything is correct"

 

"I am at scb with all legit visa and paperwork, never received a message and was blocked last week"

 

r/Bangkok/comments/1m5bma8/kasikorn_mismanagement/

 

It sounds like an ongoing liquidity crunch in the banking/FI sector, temporarily mitigated by the use of controls and arbitrary account freezes. It's too disproportionate to be justified by fraudulent activities. That raises the question of what could be causing an event like that.

 

I see a number of posters in that thread advising multiple account openings. Again, I'd caution against relying on that except as a very short-term solution.

 

I would expect platforms like Wise and Revolut to be required to comply with the national laws and regulations.

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