44 minutes ago, Jingthing said:

Could you be more specific about your objection?

Yes you put up the money.

Yes you pay a high interest if you don't pay it off every month.

What beyond that was required that you objected to?

From memory taking out multiple insurance policies required before application was one 🤔

On 7/22/2025 at 7:56 PM, Luuk Chaai said:

why not a Wise card ?       it's listed as a "Debit" card  but,,  same same   you put "X" amt of $$$ in .. and that's your limit ...

 and you can get a digital and or a physical card.

 

If you open a Wise card with your Thai adress you will not get a card.

8 hours ago, msbkk said:

If you open a Wise card with your Thai adress you will not get a card.

correct ,,   I used my USA address

On 7/23/2025 at 10:31 AM, Photoguy21 said:

It is what I was told by BBL Could have changed as it was a few years back when I asked. Or it could be that you just feel like disagreeing. Either way it really doesnt matter

I have 5 personal accounts with Bangkok Bank .. each one is a different type of account.. There must be more to this. 

On 7/20/2025 at 7:26 AM, mohinga said:

Is it possible for foreigners on retirement visa to get a secured credit card with Thai banks? i.e. having a fixed deposit to guarantee the card.

 

 

It used to be. Maybe still is?

 

I obtained a secured Bangkok Bank credit when on a type -OA for reason of retirement in 2019, at age 65. 

 

I obtained a Krungsri Bank secured credit card when on a type O for reason of retirement, in 2022 at age 68. 

 

I still have both credit card at age 71.

 

However banking regulations tend to change so what was true yesterday is not always true today.

 

On 7/22/2025 at 2:35 PM, Photoguy21 said:

Bangkok bank wont allow you to have two accounts.

Sorry wrong info...

On 7/22/2025 at 2:35 PM, Photoguy21 said:

Bangkok bank wont allow you to have two accounts.

That is funny as I have 2 with them.

If you have no WP they give you a DEBITCARD

 

 

This is Thailand, One bank will say No...another branch of the same bank will say Yes. 

 

Don't listen to what people may say, even good faith. Try for yourself and you'll usually end up in getting what you want, if you have the time and the energy to spare. 

10 hours ago, SingAPorn said:

This is Thailand, One bank will say No...another branch of the same bank will say Yes. 

 

Don't listen to what people may say, even good faith. Try for yourself and you'll usually end up in getting what you want, if you have the time and the energy to spare. 

As a normal "Alien" with no firm or WP it will normally be a DK.   NO KK.