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retirement visa question vs visa exempt

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so retirement visa through agent is like 30000 bht per year...is that all you pay or you have to pay at immigration too? ou go to immigration once per year for extension or more frequent

 

Compared to visa exempt you go to immigration every 2 months so that is a fee of 3000 bht or so. I honestly forgot. Then you have to go out of the country etc. 

So long term which one is more expensive?

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