I went to AIS and was told to get OTP from a Thai Bank outside you need data roaming. Not sure if they were trying to sell me a packing.
I returned home, disabled AIS, using VPN in my router on a foreign country, I connected to wifi on my mobile, rechecked my IP and location is in that country, opened Krungsri app took awhile to open, guess they were checking my IP, but was in.
I have experience with Krungsri if they update their app and required to update your passport information you must go into a branch, unlike Bangkok Bank where you lift up your passport and move one head from side to side, smile etc. Krungsri stated you must visit a branch to do this. They literally lock the account unit I went in.
it happened in nong khai not pattaya...not that makes it ok but pattaya has plenty of it's own stories without taking over things that happened hundreds of km away
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