Can one get good car rental insurance - that doesn't have you paying 35% of the value if totaled?.

[histeveo]

Hello,

 

We are looking to rent a simple used car for 6-12 months in Thailand and want to have it fully insured.  Is it possible to more or less fully insure a car (a small deductible is fine)?

 

We've checked with a couple rental agencies and it seems even with the premium insurance we would be responsible for roughly 35% of the value of the car if it were stolen, caught fire or was otherwise totaled?  Seems excessive.  Any advice or specific rental agencies much appreciated.

 

Thank You!

 

[CodyB]

Hi Steve. Which country are you from?

 

Many travel insurances have a 'Rental Car Insurance excess' benefit.

 

E.g., if you are liable to pay the excess on a motor vehicles insurance policy, it would cover you somewhere between $3-10,000 (AUD in my situation). This essentially takes the wind away from most rental companies' main upsell.

[casualbiker]

If you are going to rent for 12 months why not buy. You could pick up a Proton for about 140,000 baht then about 10,000 for full insurance.


http://www.taladrod.com/w20/Search/TbSch3F_40.aspx#mk:52 Edited August 16, 2014 by casualbiker