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3
Parents Abandon Baby on Jomtien Beach, Pattaya: Locals Rescue Hungry Infant
I can see that you keep yourself with very intelligent friends -
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Cannabis-Intoxicated British Man Arrested for Trespassing and Overstay
Firstly, I'm sorry for the loss of your friend. But... with some reality and I apologise in advance if the following comments lack empathy, but I believe it an important part of the discussion to consider the impact of many aspects on our lives from work, stresses, substances, pressures, family, relationships etc... Can the consumption of Marijuana make someone suicidal ?... I think it could - but I would suspect greater underlying issues. Could it also be argued that the 'chill' effect of Marijuana prevents people from succumbing to many of life's stressors ????? with the medicinal and pain killing effect also presenting great benefits. As part of the same argument I suspect the effects of Marijuana can also lend to certain behaviour and actions... paranoia is a common one for example... and extended over use of Marijuana can certainly impact the long term behavior of those using heavily. I'm not suggesting this happened to your friend.... but I am questioning if such an extreme response is the result of 'recreational' Marijuana use (again, apologies for any insensitivity). -
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Tim Walz's Verbal Missteps Stir Concerns Amid Tight Campaign
He is a bit of a knucklehead. -
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Elephants and other sick animals evacuated from flooded shelter
Hi, @hotchilli, you are right to your opinion, and it is a tourist trap. @bubblegum you ought to stay more informed. -
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Having kids when old
Fulfilling our roles is how we have historically had and raised children and if you’d asked me if this was the best way 30 years ago, I wouldn’t have been able to suggest any alternative. I wasn’t a very present parent, initially I was climbing the corporate ladder and later building my own businesses. My wife was the same, she did what was required, but she wanted her own life too. After coming to Thailand, a failed relationship left me with my partner’s 5 year old child. I wasn’t going to throw the child out of international school and walk away. I knew from the start that letting the child aged 4 live with us was a lifelong commitment whatever happened. Second time around with kids, I did have the financial security to raise her and later her cousin. However, I also had the “ability“ to make my time available to put them first. First time around, I didn’t have the “ability” to do that, and I didn’t want to, my priorities were business, wife, kids in that order. Second time around, my priorities were kids, business in that order with a very heavy weighting on kids. I got the kids up in a morning, fed them, got them to school. Picked them up after school, got them dinner and put them to bed. I have been very much present and I think I’ve done a much better job than my wife and I did together when we had to fulfill our own roles. I couldn’t even have understood that 30 years ago. -
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Minister Pushes for Bangkok F1 Race Plan with 2024 Deadline
They have been in discussions on this for 7 years that I know of - probably much longer. Apparently with a few tweaks Burriram circuit would be up to standard but the location and availability of accommodation put it out of contention. As I said in an earlier post - if Liberty Media or the FIA get the slightest whiff of corruption, all will be over. I suspect there'll be slightly more than a whiff of it. Can you imagine the FIA issuing a spec, the Thai's agreeing to it and then building it the 'Thai way'? it would get knocked back at every inspection. They would be totally baffled as to why the 'inspections' can't be sorted out over dinner. They just wouldn't get it - follow a spec? Fully? Correctly? FIA, they joking chai mai Somchai? -
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Where to apply for non-immigrant 'O' visa (over-50) without drawing UK pension?
Vague at best. The OP can enter visa exempt and yes apply for a non O retirement. He would need to show 800k in Thai bank account on day of application. He would need to do that with at least 15 days remaining on his entry stamp. -
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American Woman Flies 18 Hours to See Famous Hippo ‘Moo Deng’
Total nonsense. I don't believe what the Chinese say and you give me Wikipedia? C'mon. Are they using slave labor for the batteries? Renewables are wasteful and use a boatload of natural resource to make. Try again. -
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Any US Social security recipients out there doing direct deposits?
You are using the IDD direct deposit method which as you said travels via the SWIFT system vs the ACH system. You "can not" use exchange rates like at XE.com, Wise, etc., because the exchange rate is determined U.S. Treasury/its IDD contractor bank (currently Citibank Global for IDD to Thailand) several days before the actual transfer occurs. And no, you can not look at the monthly exchange rate posted by US Treasury on their website as that rate is not being used....that's a rate used for different purposes like for tax purposes. The only fee K-bank should be charging to receive the IDD Direct Deposit is Bt100 which is actually a BAHTNET receiving fee as the last leg of the IDD/SWIFT transfer occurs via the BAHTNET system which interfaces with the SWIFT system. There are no other fees along the way....no fees like if you were using the "ACH" direct deposit method to a Bangkok Bank acct where a Bangkok Bank New York branch fee of $5 or $10 (depends on the amount of the transfer) is charged as the funds flow thru them onto your in-Thailand Bangkok Bank where a receiving fee of 0.25% (min Bt200, max Bt500) is charged. Both of these ACH fees are "hidden" fees and do not appear on your bank statement/passbook. And the IDD BAHTNET receiving fee of Bt100 is also a hidden fee. So, to determine the "IDD" exchange rate you need to know your SSA direct deposit "net" payment, repeat, "net" amount in dollars. Net means after all deductions such as tax, Medicare, etc.,...this will be the amount converted to baht and then transmitted to your Thai bank. Now look at the amount of baht that "posted" to your Thai bank acct and then add Bt100 (i.e., that BAHTNET fee) as that will be the total amount that initially arrived your Thai bank before K-bank applied their Bt100 fee......then divide that total amount by your SSA "net" dollars...you will now have the IDD exchange rate used. The IDD exchange rate for the 3 Oct 2024 payment was Bt32.158 per USD. If you had been using the ACH direct deposit method to a Bangkok Bank acct the exchange rate should have been Bt32.86 per USD (that's the Bangkok Bank 3 Oct 2024 0830hrs "TT Buying Rate" which would have been used for a incoming SSA payment via ACH. Although the Bangkok Bank Exchange rate is higher than the IDD rate the Bangkok Bank total ACH fees are higher so in doing a cost comparison be sure to consider exchange rate "and fees." My wife receives her SSA direct deposit via IDD...by looking at her 3 Oct payment and knowing her net SSA payment that's how I figured out the IDD exchange rate of 32.158. She started using IDD when if first became available for Thailand in 2019. I tracked/compared the exchange rate for 12 months during Jul 2019- Jun 2020. Compared it to the "ACH" direct deposit method which included fees. See below spreadsheet snapshot from June 2020 when the exchange rate was several baht lower compared to today....I stopped tracking at that point as I had the data/answer I wanted. Note that around $1,125 and above net SSA payment is where using ACH would put a "little bit" more baht into your Bangkok Bank acct; below $1,125 IDD would put more. But of course if using a Bangkok Bank bank acct for your ACH US govt reoccurring payment like SSA pension it will be a special restricted acct, whereas, US govt payment via IDD can go into any Thai bank regular unrestricted acct. ACH and IDD Direct Deposit Cost Comparison -
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Joe Manchin seems to think Kamala Harris is just as much a threat as Donald Trump
Wow! Just the kind of folk some Thais want to attract to living in Thailand. Wealthy enough to live anywhere, even in the Caymans and you chose Thailand … -
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Why aren't bus seats made from flame retardant material?
Inflammable? You want them to burn easily? You're right, that's not difficult.
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