Getting hold of my credit report (UK citizen)

[bizzle]

Hi guys

I left the Uk about 8 years ago and am now in a position where I would like to see how my credit rating is.

About 4 years ago I paid for a service (online) to receive my credit score but never received it.

I was wonderinf if any expats from the Uk would know how I would get a copy of this (bear in mind Im overseas)?

[NUUM]

google.

[Soutpeel]

I believe if the people you owe money to haven't been in contact with you for 6 years, the debt gets written off, if that's what your trying to see...

[VBF]

You can get a free trial of Experian - designed for UK residents but I don't think they would know you're not in the UK however it might need a UK address (even a former one)

This may help http://www.moneysavingexpert.com/loans/check-free-credit-report

Edited November 10, 2014 by VBF

[Moowon]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

[Moowon]

Soz m8 sum one already told you bout experion, but your credit score will be a bit odd if your off radar, f you're get stuck PM me .

[MAJIC]

Experion is the main credit rating agency,try this link below!

The Link will also give you some other choices of credit rating agencys

https://www.google.co.uk/search?q=credit+rating+uk&ie=utf-8&oe=utf-8&rls=org.mozilla:en-US:official&client=firefox-a&channel=fflb&gws_rd=cr&ei=CydhVPTaB5KU7Qb1qICgAw#rls=org.mozilla:en-US:official&channel=fflb&q=credit+rating+experian+uk

Edited November 10, 2014 by MAJIC

[MAJIC]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

I'm glad I owe nothing!

[Soutpeel]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

Are you Derek Trotter by any chance ?

[bizzle]

Cheers guys

Yeh I haven't been in the UK for a few years so god knows what it will be like. I don't owe money or anything like that but I'm in Australia now and there is an opportunity to get a loan for something, however I would like to check my credit rating first (no idea how it will travel over either )

I'll give a look at Experian today and see what I can come up with.

[Moowon]

Yer credit rating should be, but your scor will be very low so that's the prom fella. Always best to av a bit of credit as it helps you get more mad eh?

[Moowon]

Soz m8 tryin help don't take the piss I'm ok fella. I ain't Derek trotter. I now I don't come acros real goid at ritin stuff m8, made me money doin other stuff than trotter, me m8 used call us trigger off there and I look a bit like im.. Luvly jubly an all that :-) Soz if offended I'm new in here.

[Soutpeel]

Soz m8 tryin help don't take the piss I'm ok fella. I ain't Derek trotter. I now I don't come acros real goid at ritin stuff m8, made me money doin other stuff than trotter, me m8 used call us trigger off there and I look a bit like im.. Luvly jubly an all that :-) Soz if offended I'm new in here.

ah ok get it, EX-cast member from "Eastenders"

I only pray you don't teach English in Thailand

[Moowon]

That's a bit off m8 I ain't got goid schoolin but worked hard made me money an retired.

No I ain't teachin no English :-))

How do yo get ghem smiley faces to go yello.

[tolsti]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

is there any chance of a translation of this totally shiiiiiite monkey script into a current and understandable language?

[Soutpeel]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

is there any chance of a translation of this totally shiiiiiite monkey script into a current and understandable language?

its cockney...not That I am one myself...

to paraphrase, the poster had problems some years back and used Experion, but thinks you would need an address in the UK, if there is any debt left in the UK they could have bankrupted you, but unlikely, if the debt was incurred 6-8 years ago, the debt will no longer be enforceable and they will stop chasing you, unless they make contact with you and start trying to recover the debt.

the poster starts he does/did collect debts so knows a little about the process

...my translation work for you ?....

As homework if you wish to begin to understand this dialect, UK TV shows "Eastenders" or Only Fools & Horses or as a movie "lock stock and two smoking barrels"

There will be a test in the morning

Edited November 11, 2014 by Soutpeel

[cocopops]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

is there any chance of a translation of this totally shiiiiiite monkey script into a current and understandable language?

its cockney...not That I am one myself...

to paraphrase, the poster had problems some years back and used Experion, but thinks you would need an address in the UK, if there is any debt left in the UK they could have bankrupted you, but unlikely, if the debt was incurred 6-8 years ago, the debt will no longer be enforceable and they will stop chasing you, unless they make contact with you and start trying to recover the debt.

the poster starts he does/did collect debts so knows a little about the process

...my translation work for you ?....

As homework if you wish to begin to understand this dialect, UK TV shows "Eastenders" or Only Fools & Horses or as a movie "lock stock and two smoking barrels"

There will be a test in the morning

Dude's like an English Irvine Welsh. You should team up and write a novel.

[Soutpeel]

Hi fella I use experion Imhad a bita bover few years back you can join free for a month then cancel, only img your need is an adres in UK, but that's esa enuff I think it's Hpi equifax. Like Imsaid 30 day free trial.

Or your can rite to em send em a tenner and they have to send you rather report. But they're only do it in UK.

If you've had nowt in 6 years your credit score will be bad but folks might av got Ccjs if you left any debt an they will prob show like on it. Or sum one cuve made u bankrupt in your a sense if you owed em but unlikely. If a debt was owed to a bank 6-8 years ago it will av bin sild on and they've probably stopped chasin you, but beware if you put an addy on anything as you might pop up an then it might start up lookin for you.

Soz m8 my ritins crap but I collect debt so know a bit like about it.

is there any chance of a translation of this totally shiiiiiite monkey script into a current and understandable language?

its cockney...not That I am one myself...

to paraphrase, the poster had problems some years back and used Experion, but thinks you would need an address in the UK, if there is any debt left in the UK they could have bankrupted you, but unlikely, if the debt was incurred 6-8 years ago, the debt will no longer be enforceable and they will stop chasing you, unless they make contact with you and start trying to recover the debt.

the poster starts he does/did collect debts so knows a little about the process

...my translation work for you ?....

As homework if you wish to begin to understand this dialect, UK TV shows "Eastenders" or Only Fools & Horses or as a movie "lock stock and two smoking barrels"

There will be a test in the morning

Dude's like an English Irvine Welsh. You should team up and write a novel.

The trick reading his posts is picture Del boy in your mind and imagine him saying the posters words