Decent Health Insurance

Hi

I am looking for decent health cover. *******, ******* the two biggest insurance companies in Thailand ain't what I am looking for. Very unactractive mehtinks after having read the following:

""Inpatient expenses are payable for any one disability. This means expenses relating to treatment for a condition or symptoms arising from the same cause inclucing all complications. If the same disability shoud reoccur 90 days must elapse from the last treatment date for that disability to be considered a new disability""

Does anyone here know of something better and may be provide me with a few links. Thanks.