I learned the hard way....had too many coin operated girlfriends and all at the same time....??????????

17 hours ago, SoiBiker said:

I have an actual relationship that doesn't involve money changing hands. 

I too have a soi dog that loves me.

Just now, tomyumchai said:

I too have a soi dog that loves me.

 

That's no way to talk about another poster's wife, Sir!

Just now, SoiBiker said:

 

That's no way to talk about another poster's wife, Sir!

Oh! Id forgotten about her..... make that 2 then.

1 hour ago, tonray said:

Did you mean to say 'inlaws' ?

Other people speak about their inlaws, i speak about my outlaws.

I get the same amount [ in dollars] every month and I spend the same amount every month, All of it.  I worked and saved for 35 years so I could do that. Its nice not to save anymore.

If you are young, saving money is only half of the picture.  It is also important that you learn how to invest your savings wisely.  Here is some reading material to get you started:

 

How To Create and Manage Offshore Wealth

 

 

Make sure you use the brain in your head more often than the one in your trousers... That takes care of so many things. Have some fun for sure, but as with almost everything, do it in moderation and your life will be a treat and the best things keep their sparkle for a lot longer

 

Geez......The answer is plain and simple

Join a Buddhist Monastery.....

And there you are living here in Thailand and could not think of the obvious...yuk, yuk...lol

 

Cheers

Also you can say reading TV. I get so many inspired tips on saving money and not opening my wallet I come away richer for reading this forum everyday. For realz. 

17 minutes ago, anotheruser said:

Also you can say reading TV. I get so many inspired tips on saving money and not opening my wallet I come away richer for reading this forum everyday. For realz. 

if you would swap your turboprop Embraer with a Gulfstream or Learjet you could save a lot more by using cheaper jet fuel. the same applies to your gasoline powered Fortuner. get a Benz or BMW Diesel and maximise your savings!

50 minutes ago, Naam said:

if you would swap your turboprop Embraer with a Gulfstream or Learjet you could save a lot more by using cheaper jet fuel. the same applies to your gasoline powered Fortuner. get a Benz or BMW Diesel and maximise your savings!

I have always learned that turboprop and Jet both use A1 – however fuel economy between turboprops and jets may depend on distance and altitude...

To save money in Chiang Mai, don't bar fine a girl on Loi Kroh Rd.  Just pick up a ladyboy along the moat; a lot cheaper.  555

2 hours ago, 212Roger said:

To save money in Chiang Mai, don't bar fine a girl on Loi Kroh Rd.  Just pick up a ladyboy along the moat; a lot cheaper.  555

 

No need to justify your preference under the guise of saving money. 

On 2016-10-09 at 10:59 AM, SoiBiker said:

I have an actual relationship that doesn't involve money changing hands. 

BS....you may not be handing out every month but you are paying in some ways nothing is free end of story

On 10/9/2016 at 7:48 PM, Andrew C said:

For example, I avoid fancy restaurants because I realized I could get food that is just as good for half the price at small street shops.

 

So you're one of the digital nomads I keep seeing in CM  every day?  The food court downstairs at Maya is where they meet, will queue up for the 40 baht dishes. They earned $4 maybe so they deserve to eat cheap .   The rest of us who can afford it eat upstairs . 

  

 

  

4 hours ago, michaellee said:

BS....you may not be handing out every month but you are paying in some ways nothing is free end of story

 

Nope. My wife has more money than I do.

 

Its 2016. Women earn their own money these days 

 

 

I'm touched -- an actual relationship. Hit it Bing --

Spend less than you have, thats ca good way.Also marry a thai lady who earns over 25,000 baht a month, then save that also.

12 hours ago, balo said:

 

So you're one of the digital nomads I keep seeing in CM  every day?  The food court downstairs at Maya is where they meet, will queue up for the 40 baht dishes. They earned $4 maybe so they deserve to eat cheap .   The rest of us who can afford it eat upstairs . 

  

 

  

 

LMAO

12 hours ago, balo said:

 

So you're one of the digital nomads I keep seeing in CM  every day?  The food court downstairs at Maya is where they meet, will queue up for the 40 baht dishes. They earned $4 maybe so they deserve to eat cheap .   The rest of us who can afford it eat upstairs . 

  

 

  

What's wrong with eating good food for 40 b ? Do I smell snobbery in chiangmai?? 

4 years here..

 

things that set me back most?

 

1. owning a car.

2. eating at restaurants regularly. - try food courts and street food more.... cooking at home doesn't always work out cheaper if just for 1 or 2 persons.

3. not being careful with groceries... not just perishable foods.. but like a lot of house hold stuff is expensive here... it all adds up!

some things are ok for generic brands.. but many things end up unusable.. like tesco branded floss... 

4. be smart about utilities and phone bills...

 

only good thing is? my company has a provident fund which i opted in with pretty good returns... so if i ever resign.. i get a pretty decent cash payment... and i guess in many ways that is my "savings".

 

i've always been a strong believer in.. the best way to save more money? is to earn more. haha sad but true!

 

good luck!

 

 

8 hours ago, Bernard Flint said:

Spend less than you have, thats ca good way.Also marry a thai lady who earns over 25,000 baht a month, then save that also.

my wife would object.

3 minutes ago, Naam said:

my wife would object.

hahaha

 

whats mine is ours.. and what's hers.. is hers!

 

nothing new.! but hey i'm one of the lucky ones that's happy.. I Guess?!

 

happy wife, happy life.

3 hours ago, Macthehat said:

What's wrong with eating good food for 40 b ?

 

Nothing wrong with that if you live on cheap Thai food.  You want some gourmet food I guess you need to find another job. 

 

I save by lending money to my Thai family my wife is one of  9 so l save a lot.  

Get a friend to booby-trap your wallet........