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digbeth

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Everything posted by digbeth

  1. what kind of accountant don't even know what credit score is? even motorcycle or mobile phone shops knows how to run credit score before any lease or hire purchase, their keyword is 'Credit Bureau' maybe pronounced in Thai accent and you'll get there in most banking app there are option to request credit score for a fee, or you can visit KTB bank (they're government bank) or the credit bureau in Bangkok has a few physical location you can walk up to get your credit score Typical path for Thais with no previous credit history is starting on cash advance cards, some cards can be used to buy things on credit, maybe 0% for 10 months, easy and cheap way to build history She's unlikely to be granted a credit card in her own name, If you have a lump sum you can help her with, have her open a bonded credit card, say 100,000 baht in an account the bank will use as collateral to give her a credit, any credit accrued won't be taken out off this amount automatically like a debit card be she has to pay either the whole amount or the minimum plus interest just like real credit card, this will show on her credit report, and if she keeps up the repayment and don't have overdues bigger loans can be granted Also don't run her credit report too often, this will show up as 'tracing' and is red flag looking like someone trying to game the system or shopping around for loans,
  2. Kbank require connection over sim card with the same number you registered with as to have the packet header they see match your number they have on file, so you can't connect using wifi or use the app on any other phone, I think afterwards you can toggle it to be able to connects over wifi
  3. If you want to be isolated in a quiet town, there are plenty of smaller town south of Prachuab all the way to Chumporn like Baan Krud or Thap Sakae and Bang Saphan that to an expat functionally similar: no night life, small community of expat, but without the busy streets of the capital town with government canters and businesses, and they all have better beaches
  4. There are more homeless than usual this past couple of weeks due to prisoners being pardoned on the big birthdays, there was of course end of July and Middle of this month,
  5. They have been in 5 since the late 2000s, only the past couple of years during the Covid reprieve that they disappeared and maybe you thought that was the norm Same with the African drug dealers, I remembered sitting in Took Lae Dee watching coppers chase them down the soi Since the office block upstairs was converted to hotel and mall it has always been intended to serve Arab clientele, that hotel and renovation was a decade ago You'd have to go back to the 90s to see that Foodland be frequented by more civic 'international' crowds from wireless road.
  6. Modernize or be colonized was the fear that the 'west' was going to use the barbarism as excuse to colonize Siam then
  7. even in Pattaya the wife beater crowds knows to put one on before entering malls,
  8. if you remotely look like a tourist, getting taxi from the bus terminal to the BTS is going to be a rip-off
  9. We should start hiring out 600 and 1000cc proper bikes and these middle eastern goons problem will solve itself in no time, I remember 10-20 years ago where there's weekly Farang wrapped around poles from 'big bike' rentals
  10. As far as the bank is concerned, it's not 'own account' you are transferring overseas to another bank, the bank would consider this 'others account' even if you have accounts from multiple bank, transferring between them is done under 'other accounts' in most banking apps, if there are options for you to select as 'own accounts' it would be in error if you're transferring to another bank or country even
  11. How are Thai citizen barred from transferring money overseas?
  12. If your insurer has provided you one but it was lost in the post just buy another one, at 600 baht a year it's hardly the end of the world if you've lost yours to be reissued one, the insurer might ask that you make a police report that it was lost, another trip to police and DLT, how much is that in wasted time
  13. If someone to rent the condo from you, you can certainly write them a letter confirming them that you, the owner, with a copy of your chanote, indeed rent to this certain someone your condo and they now resides here
  14. Given how much flight Chiang Mai sees from Thai holidaymaker alone everyday, the market is there, if the flights can be cheap and regular enough, anything sure beats the traffic and roadworks on Rama2 road, Huahin has been quiet the past few Thai long weekends and the bad traffic and potential accidents on Rama 2 road sure put people off coming
  15. they were doing everything righ to the 'until death do us part' pact
  16. if someone hasn't typed in Thai or other languages before, they won't know how to switch keyboard layouts, it all sounds very complicated other issue is fonts, if you're typing in something like word the ฿ glyph is not available in western font and might look different to the rest of the text
  17. Seri Air, next door north of the Esso station in Naklua, look for the Denso sign is excellent, fixed many problem other cowboy garages causes for me
  18. the squiggles are Thai language, same with the Baht sign, only available when you change the keyboard language to Thai
  19. The 'English' Spelling on Thai ID card is usually transliterated from the Thai spelling, depending on the officers in charge there is a system they adhere to, you have to insist on spelling it 'your way' hence the mismatch, better check that her Thai spelling is how it should sounds too
  20. instructions for glyphosate for killing trees are to drill into the bark, then pour the glyphosate mixed with motor oil into it, supposed to rot away the stump too
  21. you were contacting someone about making a purchase, they replied that they have quit? it's not illogical to draw conclusion that the person in contact with you is no longer employed by the concern you were attempting to purchase from
  22. Ok, let's rephrase, should players suffer verbal abuse in the stadium? Should shop staff? It's the same as the football players at their workplace?
  23. for those unaware, the clothing bear the symbol of the move forward party, there is a protest planned tonight, but unlike last week's which finished around 9-10pm, tonight's protest is expected to move to Ratchaprasong intersection (Central World) The original poster is warning about disruption to traffic on Asok rd., but rest assured the bars on Soi Cowboy remain open,
  24. Don't start, usually when you vote you should have some idea of who would be the prime minister should your party won, how many voters in the UK's last general election can envision the current and previous prime ministers they have now?
  25. Guess which countries among the very few Thai national can enter visa free
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