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I'm 57, building a home in Koh Samui, where I intend to spend at least 8 months of the year. The other time I will be in California. I've been researching health plans and am having a hard time understanding how a plan originating in Thailand would work over here. Using a USA plan for Thailand is not an option. I know there are "travel" options, which, by my reading of them, infer that it must be an accident or critical medical situation to have coverage in USA. Any suggestions? My BlueCross in the USA ends this month and I need to act fast. Thanks.

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