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Is there no such thing as a personalized insurance quote here?

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I've asked my current agent, as well as got a reply from another agent, but when I tell them I want some items removed on their coverage ( one of them was something about loss of a baby and I'm non a woman) while some other things I want higher coverage such as cancer, heart issues etc.

 

Both agents so far have only said, " can not" you must just pick a plan.  

 

Are there any good world wide expat companies that actually have personalized programs?

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