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US Retiree Expat in Thailand - recommendation on best options for health insurance coverage while visiting the US


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Posted

What are current US Expats using for health insurance coverage when traveling back to the US for short visits (less than 6 months)?

 

The typical global health insurance that includes US coverage is typically very pricy and would be overkill for an occasional trip back to the US to visit friends and family.  

 

A related question would be for those over 65, if Medicare (just the standard Medicare) is enough as emergency coverage for these trips?  Or are there other/better suggestions.

 

Living in Thailand, the plan is that all of my regular medical needs will be done in Thailand (via local health insurance coverage) but when I travel out of Thailand I would look to have travel health insurance to cover any emergencies while traveling to any destination.  Though I read there are complications for US Expats simply getting a short term travel health insurance when visiting the US (is this correct?).

 

Appreciate any light the experts and current US expats can shed on this subject.

 

Thank you.

-Roger

 

Posted

If you are reasonably healthy medicare may be enough...i would at least get a really good full physical before leaving Thailand to hopefully at least be aware of any ticking bombs and then insure or not accordingly.

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